Getting into an accident with an uninsured driver can be more problematic than the average auto accident, but you are not necessarily out of luck with getting compensated. You may be able to secure compensation through your own insurance company or a lawsuit against the negligent driver.
Our Orlando car accident lawyer can help you pursue damages to cover medical bills, damage to your car, pain and suffering, and more.
Florida’s “No-Fault” Auto Accident Law
The no-fault laws in Florida allow each driver in an accident to receive compensation for damages from their own insurance company, regardless of who is at fault for the accident. For this reason, each driver must carry the following minimums under Florida Statute § 627.736:
- $10,000 personal injury protection (PIP)
- $10,000 property damage liability (PDL)
Therefore, if you get into an accident and someone else is at fault, you could be completely covered through your own insurance policy. However, you may have to pay out of pocket for your medical bills and other expenses if they exceed your insurance company’s coverage limits.
Recovering Your Damages From the Other Driver
If your insurance company does not cover all your losses, you may have other options for recovering your damages, such as:
Setting Up a Payment Plan
You could sue the other party and set up a payment plan to receive compensation. The at-fault party pays an agreed-upon amount each month until reaching the settlement agreement.
Discovering Assets or Hidden Money
The other party may have assets or hidden money that they can use to compensate you for your damages. As your lawyers, we could retain the assets through a lien or by freezing accounts.
Utilizing Your Uninsured/ Underinsured Motorist (UM/UIM) Coverage
You may have purchased this type of coverage upon getting or renewing your car insurance, and it can prove helpful after you’ve been in an accident with an uninsured/underinsured driver. An uninsured driver carries no insurance for whatever reason, while an underinsured driver has insurance but not enough to compensate you fully.
Your lawyer can help you determine if you can acquire compensation through this coverage and fight for your deserved recovery.
The Statute of Limitations for Personal Injury Cases in Florida
Florida imposes a statute of limitations for Orlando personal injury lawsuits, including car accidents. You have a limited time from the accident date to file a lawsuit against the other driver and pursue compensation. If you miss your deadline, you may no longer be eligible to recover your damages, leaving you to pay for your medical expenses and other costs.
For this reason, it is important to meet with our Orlando lawyers to discuss your uninsured driver accident case and move forward with submitting a claim. The Law Offices of Anidjar & Levine can help you file your claim and promptly meet all Florida state deadlines and regulations. If settlement negotiations are unsuccessful, we take your case to court and continue advocating for you there.
At this point, we will have less time to build a solid case for compensation as the clock starts ticking on the day of your accident. So, you do not want to put off taking action. The sooner you allow our team to get to work for you, the better.
How We Work for You After an Accident with an Uninsured Driver
After a car accident, you should not feel like you have to file your claim, handle the back-and-forth madness with your insurance company, and/or file a lawsuit. All your focus should be on healing. Taking on more responsibilities can delay your recovery. Our legal team is happy to handle the following duties on your behalf:
- Gathering evidence, such as pictures and videos of your injuries, the vehicles involved, and the scene of the accident
- Interviewing witnesses
- Collecting medical records and bills
- Hiring experts and specialists
- Calculating your damages
- Filing your claim
- Negotiating with a claims adjuster for a fair settlement
- Filing a lawsuit if a fair settlement is unattainable
- Defending your rights
We’ve got you covered from start to finish. You are not alone after an accident an irresponsible driver caused. We offer responsive legal care and will go the extra mile for you. You will receive your attorney’s phone number, so you are welcome to call whenever you have questions or want updates.
You won’t be in the dark about your case. We can also help you fix your car and schedule appointments.
Your Worries About Whether You Can Afford Legal Help End Here
Our firm proudly represents our clients on a no-win, no-fee basis. This means that we do not get paid unless you do. Upon hiring one of our compassionate lawyers, you do not pay any upfront legal fees. You also do not pay hourly fees or retainers when working with us. You only pay your lawyer if they win you a settlement or court award, and their fees come out of your compensation, so you never pay out of pocket.
This arrangement allows anyone access to legal representation that can turn their life around, no matter their financial situation. We care most about compensating you, not collecting money from injury victims in a rough spot.
Connect with Our Orlando Legal Team Today
Do you want legal representation after your car accident? Contact the Law Offices of Anidjar & Levine today. Our uninsured car accident lawyer serving Orlando, Florida, is ready to represent you to take on the at-fault party and help you get uninsured car accident compensation.
Call (407) 500-4000for a free case review with a team member. There are zero risks and obligations.
We Can Help.
