Thanks to the explosion in popularity of rideshare companies, there are more of these drivers in Naples than ever before. You could have suffered injuries in a car accident with an Uber or Lyft driver in this southwest Florida city. You could be entitled to monetary compensation.
Because of the relationship Uber and Lyft have with their drivers, there are some important differences in how these accident cases play out compared to most situations. Our Naples Uber and Lyft rideshare accident lawyers can help you pursue the compensation you need after your collision.
For a free legal consultation with a uber and lyft rideshare accidents lawyer serving Naples, call (800) 747-3733
Who Can I Sue After a Naples Uber or Lyft Accident?
One way that your Uber or Lyft accident will not differ from any other vehicle collision is that you have the right to pursue legal action against the other driver. You could pursue a lawsuit against the liable party if their negligence was responsible for the accident. This is true regardless of whether the other party was a rideshare operator or not.
The same is not the case for Uber or Lyft themselves. State law does not allow you to file a negligence lawsuit directly against the rideshare company. This is because the law treats rideshare drivers as independent contractors, not employees.
If these drivers were employed by Uber or Lyft, you might be able to pursue legal action against the companies in some cases.
You are Unable to Sue Uber and Lyft
Both Uber and Lyft hold themselves out as platforms that connect passengers with rideshare drivers. For that reason, there are no grounds to pursue a negligence claim against the company.
The inability to sue Uber or Lyft directly might seem inconvenient at first. However, state law requires these companies to carry substantial insurance policies that could cover your damages in many circumstances. In that way, you could still hold the companies responsible for your injuries.
Naples Uber and Lyft Rideshare Accidents Lawyer Near Me (800) 747-3733
How State Insurance Requirements Could Work in Your Favor
Pursuing an insurance claim against Uber or Lyft is often the best option for a person injured in a collision. While these insurance policies are often robust, it is important to remember that they are typically secondary to the driver’s insurance coverage.
This means you will need to pursue a claim against the negligent driver and exhaust their policy before Uber or Lyft are likely to pay anything on your claim.
State law requires rideshare companies to carry large insurance policies for their drivers, but the level of coverage mandated varies depending on the circumstances.
Drivers that are not using the app to seek passengers and are not currently transporting a rider are considered off-duty. For these drivers, Uber and Lyft do not provide any coverage.
The insurance coverage offered by Uber or Lyft kicks in when a rideshare operator activates their mobile app and begins looking for passengers. In this situation, the company must provide:
- $50,000 for bodily injuries per person
- $100,000 for bodily injuries per accident
- $25,000 for property damage per accident
Uber and Lyft offer the full amount of policy benefits when a driver is actively transporting a passenger to their destination. When a passenger is in the vehicle, the state requires rideshare companies to offer at least $1 million for bodily injury and property damage coverage.
These policies will also include coverage for uninsured motorists in case the at-fault driver lacked a liability policy.
Can the Passenger of an Uber or Lyft Pursue an Insurance Claim?
The insurance coverage provided by Uber and Lyft are not limited to other motorists. If you were injured while traveling as a passenger in a rideshare vehicle, you could also file a claim against the company’s insurance policy. Unlike with other people, this could be your primary option for seeking compensation for your injuries.
In fact, passengers could face a simplified process for securing benefits following a crash compared to another driver. While the Uber or Lyft operator could point their finger at the other driver in an effort to shift the blame for the accident, there is little chance of that happening with a passenger.
The major issue for a passenger injured in a rideshare accident is ensuring that they are pursuing policy benefits from the appropriate insurance company.
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Our Attorneys Could Help You with Your Case
When you put your trust in the hands of the Law Offices of Anidjar & Levine, there are many ways our attorneys could help you with your case. Our team will pursue the compensation you deserve while providing you with the compassionate legal care you deserve.
Our team is familiar with pursuing compensation for injury victims. We understand what to look for during the course of an investigation and will review every aspect of your accident.
Our firm will always approach your case with you in mind. We will work tirelessly to resolve your case through a favorable settlement agreement. These efforts will start as soon as we take up your case. We can take the stress of a lawsuit off your shoulders so that you could focus on your medical care.
Responsive Legal Care is the Name of the Game
Above all, the goal of the Law Offices of Anidjar & Levine is to provide responsive legal representation. You will have your attorney’s direct number and can reach out any time you have a question.
We will answer your questions, return your calls, and ensure that you stay informed during every step of your case. We know your case is important, and your lawyer will always treat it with the attention it deserves.
You Could Recover Compensation Following a Collier County Rideshare Accident
Whether you were a passenger inside a rideshare vehicle or you were struck by a negligent Uber or Lyft driver, you could be entitled to compensation for your injuries. You have the right to pursue a lawsuit against the driver after a crash. However, an insurance claim with Uber or Lyft might represent your best chance to secure fair compensation for your injuries.
If you are ready to get started with your case, let the Law Offices of Anidjar & Levine help. Call (239) 900-3000 for a free consultation.