You might need to work with a storm loss property claim lawyer if your homeowner’s insurance is taking too long to handle your Fort Lauderdale claim, is not offering you a fair settlement, or denies your claim. We can advocate for you and help you navigate through the property claim process.
You do not have to go through this experience on your own. The insurance company has many people working for them and will aim to pay you as little as possible. The Law Offices of Anidjar & Levine can work directly with your insurer so that you can focus on getting your life back to normal. Call us today at 1 (800) 747-3733 to get started.
For a free legal consultation with a storm loss property claim lawyer serving Fort Lauderdale, call (800) 747-3733
Reasons That Insurers Deny Storm Loss Property Claims
Insurance companies can make a greater profit if they find ways to avoid paying claims. A claims adjuster might accuse you of breaching the insurance contract because you used the wrong form to submit your claim, you did not report the loss immediately, or that the insurance policy does not cover the type of loss you experienced. The adjuster could use one of those or many other reasons to deny your claim.
You might need a storm loss property claim lawyer to go to bat for you. Sometimes an adjuster will wrongfully deny a claim, hoping that the policyholder does not contest the denial. The adjuster is less likely to try this tactic if a lawyer is working on your claim. We can investigate the reason for the denial and appeal to the adjuster’s decision.
Fort Lauderdale Storm Loss Property Claim Lawyer Near Me (800) 747-3733
Why Insurers Delay in Paying Storm Loss Property Claims
When there is a massive storm, such as a strong hurricane like Michael, an insurance company can get hit with hundreds or even thousands of storm loss property loss claims. Some insurers do not have enough employees to process a high number of claims quickly. As a result, some people end up waiting six months or longer after a storm to get the money they need to repair their homes.
If your homeowner’s insurance is with a small company that does not have enough assets to pay all the outstanding claims at one time, the insurer might create delays to buy time for them to get the money to pay the claims. This situation can result in homeowners having to wait longer than they should have to, in order to receive their insurance proceeds. If you think your insurance company has violated your rights under the Florida Homeowner Claims Bill of Rights, call us today at 1 (800) 747-3733.
Excuses That Insurers Give for Paying Less Money on Storm Loss Property Claims
You need to read the fine print and make sure that the proceeds the insurer offers you cover all the damage. Sometimes an insurance adjuster will only pay for some of the damage and hope that you overlook the rest. Every dollar saved goes to the company’s profits. You paid your premiums. You are entitled to the full coverage of your policy.
If the insurer offers an amount that you feel is too low, ask for an itemized breakdown of what the proceeds will cover. Cross-check the items against your list of the damage to your property. Make sure that the insurer does not short you on any of your losses.
An insurance company can take some time to investigate your storm loss property claim, determine how much money the insurer has to pay under your policy, and send you the payout. Florida law does not allow insurance companies to wrongfully deny claims, pay less than required by the policy, or unreasonably delay in processing your claim. When that happens, you might need the services of a storm loss property claim lawyer in Fort Lauderdale.
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Storm Damage Is More Than Hurricanes
Here in Florida, we face many types of weather events that can damage property. Tropical depressions, tropical storms, tornadoes, lightning, high winds, hail, and storm surge can do as much damage as a hurricane.
We will read your policy to see what types of storm damage it covers and what it excludes from coverage.
How a Lawyer Can Help with Your Fort Lauderdale Storm Loss Property Claim
Florida law does not require you to work with a lawyer on your storm loss property claim, but it can be to your advantage to do so. We can explain what your policy covers and does not cover. We can investigate the property damage and gather the evidence to prove the extent and value of your loss.
You will not have to deal directly with the insurer after you hire a lawyer to represent you on your claim. If the adjuster or anyone else from the insurer calls, tell him to talk to your lawyer. The insurance company is not supposed to contact you when you have a lawyer. After we supply adequate proof of your losses, we can try to settle your claim with the insurer.
If the insurer continues to deny your claim, offers less than you deserve, or takes too long to resolve your property loss claim, we can file a lawsuit on your behalf. If we win, the insurer might have to pay your property loss claim and our reasonable attorney fees. If the judge feels that the insurer’s conduct was outrageous, the judge can order punitive damages.
How to Get Help for Your Storm Loss Property Claim in Fort Lauderdale
Our storm loss property claim lawyers in Fort Lauderdale can help you go after the compensation you deserve for your property loss claim. At the Law Offices of Anidjar & Levine, we understand that you have other things to do, like going to your job and repairing your home or business property. When we take care of your loss claim, you can focus on the other tasks you need to do.
We protect our clients from the tricky tactics that some insurers use to try to get out of their financial obligations. You only have a limited amount of time to take action for wrongful failure to pay a valid claim. You have to follow the unique rules that those lawsuits require, or the judge can throw out your case.
Do not miss the deadline or make a blunder that could cost you everything. We go the extra mile for our clients. We will work hard to get your claim resolved. Call for a case evaluation at no cost or obligation: 1 (800) 747-3733.