Fort Lauderdale residents and business owners periodically suffer property losses from looting and vandalism—whether they occur as the outcome of natural disasters, or when protests and demonstrations take a turn for the worse.
If you have sustained home or business property losses because of Fort Lauderdale looting and vandalism, you can turn to your property’s insurance policy to see if it will cover your losses. A Fort Lauderdale looting and vandalism lawyer from the Law Offices of Anidjar & Levine will review your policy and explain your coverage options. We can investigate, prepare, and file a claim on your behalf while also representing you in all communications with the insurer.
If your insurance company denies your claim, our lawyers will prepare and file an appeal on your behalf.
We Will Represent You in Coverage Disputes
Unfortunately, some insurance companies are not in the business of paying out claims. These organizations stay in business by remaining profitable. Their profits increase when they sell policies and deny, delay, and undervalue claims.
Some of the arguments they might make in disputing your claim include:
- Your policy does not cover losses from Fort Lauderdale looting and vandalism.
- You did not accurately assess the value of your losses.
Our attorneys understand how to assess property value. Under Florida Statute §627.702, Florida’s valued policy law gives policyholders a guaranteed level of protection for their losses. Our goal is to interpret your insurance contract in a way that gives you coverage regarding your losses and grants you the benefits you have been paying for.
Bad Faith Insurance Practices
Sometimes insurance companies employ what is known as “bad faith insurance practices” when it comes to handling their policyholders’ claims. Acting in bad faith means that the insurer is intentionally failing to fulfill their contractual obligations.
When an insurance company acts in bad faith, they might:
- Delay payments for no valid cause
- Refuse to pay legitimate claims
- Rescind policies, so they do not have to pay claims on them
- Demand that policyholders provide unreasonable amounts of documentation or estimates
- Underpay a claim
- Deny a claim without explaining to the policyholder in writing why it was denied
- Take an unreasonable amount of time when investigating claims
Your Fort Lauderdale looting and vandalism lawyer can recognize these behaviors and actions for what they are: dishonesty. We will check for indicators that this may be happening with your claim and work to have your insurer held liable for your losses.
To learn more in a free consultation, call the Law Offices of Anidjar & Levine at 1-800-747-3733.
You Only Have a Limited Time to Act When you file a property insurance claim, you must maintain a vigilant handle on all processes, documentation requirements, and deadlines. Mishandling a seemingly unimportant detail can wind up costing you in the long run.
Besides the requirements that insurance companies impose, you only have a limited time to act on your property losses from looting and vandalism.
Our Fort Lauderdale Looting and Vandalism Lawyers Can Handle Your Claim
When you hire the Law Offices of Anidjar & Levine to manage your property insurance claim, you can rest assured that we will take care of every aspect of the legal process.
To begin your free consultation, call us today at 1-800-747-3733.
We Can Help.