Miami’s coastal location makes it a prime target for storms, including hurricanes and tropical storms. If your home sustained damage in a recent storm, you expect your insurance company to cover your losses. Sometimes, however, that task is more challenging than you expect.
The Law Offices of Anidjar & Levine is here to fight for your right to recover losses. Our Miami storm loss property claim lawyer can investigate your claim, guard your rights, and file for the compensation you deserve. Do not let the insurance company pay you less than you need. We can help you get your life back.
Your lawyer will go the extra mile to ensure your legal rights are protected.
How Your Miami Lawyer Can Help with Your Claim
After a storm passes, your first call might be to your insurance company. You:
- Follow the insurance company’s rules
- Complete their forms
- Submit all your paperwork
But for whatever reason, your insurance company is slow to respond. Worse, they could decide not to pay you the compensation for your covered losses.
Your lawyer will be here to help if:
- You are struggling to recover a fair settlement.
- You are having trouble contacting your insurance company.
- You feel overwhelmed by the claims process.
Your Lawyer Will Investigate Your Storm Loss Claim
A large portion of filing a storm loss property claim is investigating the damage and gathering evidence to show the cause of the damage. Our team will take over the entire process so you can focus on your family. We gather evidence, meet with the adjuster, and make sure all your losses are considered.
Your Storm Losses Lawyer Will Protect Your Interests
Too often, the insurance companies may deny your claim for an invalid reason, claim you do not have coverage, or devalue your losses. With our legal team on your side, you can rest easy with the knowledge that your right to compensation is protected.
Your Lawyer Will Ensure Your Losses Are Calculated Fairly
Before your claim is processed, the insurance company will send out an adjuster. The adjuster will inspect your property but may not notice certain damage. Our team will ensure they record all property damage and properly value each and every loss. This can help you recover the maximum compensation possible.
Your Lawyer Will Fight for Your Right to Recover Losses for Storm Damages
In an ideal world, the insurance company would pay for your losses with no issues. However, if it refuses to negotiate in good faith, we are not afraid to take your claim to court. When insurance companies know this, they tend to be more willing to reach a compromise.
Covered Losses You Might Recover in a Storm Loss Property Claim
When a storm damages your Miami home and property, you may be unsure how you will afford to repair the damage or replace your personal belongings. With many claims, though, your insurance company may cover more losses than you realize. Your lawyer can explain how Chapter 627 of the Florida Statutes requires your policy to cover specific losses. It also outlines rules for coverage following a hurricane.
Your final settlement may vary based on:
- The cause of the damage
- The details of your policy
- Your insurance policy limits
However, we may be able to recover the following losses:
Damage to Structures on Your Property
Storm loss compensation may cover the cost to repair or replace your roof, windows, walls, ancillary structures on your property, landscaping, and more.
The Federal Emergency Management Agency (FEMA) confirms that some homeowners’ insurance policies will not cover flood damage, though. However, you may have an additional Miami flood policy that does.
Personal Property Damage Could Entitle You to Compensation
Your coverage may also offer compensation to replace personal items in your home or business via a property claim. These might include:
- Electronic devices
- Appliances, such as a washer and dryer
Costs to Secure Your Property
Securing your property after a storm can prevent additional damage by protecting your property from weather, looters, and wildlife. Your policy may pay the cost to:
- Board up structures
- Install a temporary roof
- Take other interim measures designed to protect the property from incurring additional damage
We Could Cite Relocation and Temporary Housing Costs in Your Claim
Depending on your policy, you may recover costs associated with finding alternative shelter if your home is uninhabitable. You may recover compensation for hotel bills, food, and other items you need while displaced from your home.
Each insurance plan is different, and the compensation you recover relies heavily on your policy details. Your lawyer can better explain the losses you may recover in your Miami storm loss property claim.
Ways Your Miami Home Might Have Sustained Storm Damage
There are many ways you could find yourself in need of property insurance compensation from a claim. You could have experienced any of the following situations:
- Wind damage from a tornado (like a knocked down fence, an uprooted tree, or window or wall damage due to flying or fallen tree branches)
- Water intrusion and flood damage (which would require a specific policy)
- Fire damage
Your case could still make you eligible for covered losses if you do not see your type of home damage listed here. The National Weather Service and the Miami city government affirm that storms are not a rare burden.
Our Miami Team Cares About Your Storm Loss Circumstances
When you hire our team, you hire a professional staff that cares. See some of our client testimonials to get an idea of how we operate:
“The office and staff were attentive, courteous, and caring in all matters of the case. [My lawyer]’s professionalism and attention to every detail has brought distinction to the firm and great credit to himself. Thank you for a job well done! – Wl.P.
“My lawyer was Dean he and the team were so awesome and nice never upset or cold towards you always loving and checking up on me and my family they were awesome.” – Devoney R.
Not being able to live your life in your home is a stressful and chaotic experience. You are not alone, though. Your lawyer serving Miami is here for you and your storm loss property claim.
Contact the Law Offices of Anidjar & Levine Today to Get Started
You have a limited time to file a Miami storm loss property claim. You could be overwhelmed by the process or worried your insurer is not working in good faith. Our team can help.
At the Law Offices of Anidjar & Levine, we are dedicated to fighting for the rights of regular people just like you. You deserve to recover a settlement for the covered losses you incurred under the terms of your insurance policy. We can help. Call now for a free storm loss property claim review at 1-800-747-3733.