If you are a business owner or homeowner who has property damage due to looting or vandalism, you might be seeking payment from your insurance company to cover the costs of the damages. Unfortunately, insurance companies do not always come through during crucial moments when we rely on them the most, even after paying premiums on time.
Homeowners’ insurance claims are rather common in America. According to the Insurance Information Institute (III), one in 20 homes with property insurance has a claim each year. The III also found that one out of every 325 insured homes in the United States files a property damage claim due to theft each year.
If your home or business is facing damages from vandalism or looting, you might be struggling to get compensated from your insurance company in Florida. If your business or home suffered damage due to vandalism or looting, and you are now struggling to get paid compensation from an insurance company, call an Orlando looting and vandalism lawyer from the Law Offices of Anidjar & Levine at 1-800-747-3733 to receive a free consultation.
File a Property Claim in Orlando, Florida
For homeowners looking to file a property insurance claim in Florida, it is important to consider the Homeowner Claims Bill of Rights as outlined in the 2019 Florida Statutes § 627.7142. Some key points from the Homeowner Claims Bill of Rights include:
- You will receive an acknowledgment from the insurance company within 14 days of submitting your claim.
- After submitting a complete proof-of-loss statement, your insurance company must send you confirmation of your claim’s verdict within 30 days.
- You should receive full compensation, payment for the undisputed portion, or a denial notice within 90 days.
- You could be eligible for a free mediation with the Florida Department of Financial Services, Division of Consumer Services to resolve your insurance claim dispute.
When looking to file a property claim in Orlando, start by calling the police to begin a report of the crime if you have not done so already. Law enforcement may document all of the damages in their report, and your insurance provider may request this documentation as you file a claim. You can also document the looting and vandalism yourself by taking photographs.
If you need to determine the value of your property that was damaged, you may need to access previous receipts or other documentation. Consider calling an Orlando looting and vandalism lawyer from the Law Offices of Anidjar & Levine to help you file a property claim in Orlando. To begin your free consultation with one of our Orlando property claims lawyers, call the Law Offices of Anidjar & Levine at 1-800-747-3733.
Hire an Orlando Property Claims Attorney From Our Law Firm
A 2020 Los Angeles Times article about how vandalism and looting affect business owners and homeowners alike revealed that insurance companies do not always cover these types of claims.
Coverage amounts may vary for small businesses when considering deductibles. Yet, the Los Angeles Times reports that for small businesses that do purchase liability property coverage, their policy plans may cover civil disturbances. The average cost of an insurance package is $1,200 a year, though plans vary on the size and revenue of the business.
If you need legal support to negotiate with insurance companies or to take your claim to court, call the Law Offices of Anidjar & Levine at 1-800-747-3733. You may also contact us online to begin a free consultation about how an Orlando looting and vandalism lawyer may help your case.
We Can Help.