A water leak in a neighboring townhome or condo can cause immense damage to your home, including carpets and flooring, cabinets, and furnishings, not to mention structural damage. While this may be covered by an insurance policy, it is often difficult to determine who is liable. To make matters more complex, different parties may be liable for different types of losses.
Let the Law Offices of Anidjar & Levine take on your water intrusion damage property claim in Florida. We can identify the parties liable for the water damage in your townhome or condo and take action on your behalf. Call us today.
Water Intrusion Can Cause Thousands of Dollars in Losses
When you live in a condo or other building with adjoining units, what happens to your neighbors affects you, as do the results of their careless or negligent actions. This is true when there is a water leak, burst pipe, or sink left running. A problem with a water heater upstairs can easily become a big headache for a downstairs neighbor when the water comes pouring through the ceiling, ruining everything in its path.
Some of the common reasons water intrusion occurs include:
- Overflowing after an accident or incident in another unit
- Plumbing problems in the wall or floor
- Appliance failures such as a water heater, dishwasher, or washing machine
Depending on what happened, where, and why, a number of different insurance policies might be in play. This could include:
- Your neighbor’s liability policy
- Your condo association’s policy
- Your policy to cover the contents of your home
A water intrusion damage property claim lawyer can help you understand the coverage available to you and file a claim or claims on your behalf. Reach out to us today and let us review your case and get to work documenting the damage that occurred and pursuing covered losses.
The Law Offices of Anidjar & Levine Can Help You Pursue a Payout
At the Law Offices of Anidjar & Levine, you can count on our team to always go the extra mile to make our clients feel supported. Our team prides itself on providing responsive legal care and focusing on what we can do to recover as much money as possible on your behalf to pay for your covered losses.
Our goal when taking on this type of property damage case is to recover the maximum compensation available for our clients based on the circumstances that led to their flooded home and the resulting losses. The key to getting the most favorable outcome for our clients in this type of case is our investigation into the water intrusion, damage done, and your options for coverage.
When we take on a water intrusion damage property claim for your Florida home, we will:
- Investigate what happened, where, and why.
- Connect you with a damage mediation company if necessary.
- Document your full range of damage and the losses you suffered.
- Work tirelessly to recover the losses your property sustained during the water intrusion event.
- Negotiate with the insurance company or companies.
- Hold the liable parties legally responsible by filing a lawsuit when necessary.
You can also count on us to look at your case and sort out the insurance policies. We can determine when you need to file a claim with your own insurance, another property owner’s insurance, or a policy held by another party such as the building owner or condominium association. Florida has a law to address this very issue, known as the Condo Act, but it is not always easy to interpret and apply.
A water intrusion damage property claim lawyer will look at the unique aspects of your case and file any claims necessary to pursue compensation for your covered losses.
Covered Losses in a Water Intrusion Damage Property Claim
As a general rule, the responsibilities of a building owner or community association include all damage to the structure itself, such as the walls, insulation, ceilings, and wiring. Damage to flooring, furnishings, or contents of your home would fall under another policy. This could include your own coverage or a liability policy held by a neighbor if their careless or negligent behavior led to the incident.
For example, imagine your upstairs neighbor went out of town and left their bathtub running. The water overflowed, and your living room sustained damage. Your neighbor may be responsible for losses that include:
- Replacing the carpet in that room and hardwood flooring in the adjoining room
- Replacing the couch and other furniture
- Compensating you for other damaged contents
We can also help you work with the condo association to ensure repairs are made to the ceiling and nearby walls, that the insulation is replaced, and that any structural damage is restored to its original condition.
You Only Have a Limited Time to Act
Florida law under FL § 95.11 limits how long you can wait to pursue a property damage case. In addition, there is a very real risk of dangerous mold and mildew when water gets into drywall, insulation, carpet, and other materials. Acting immediately to dry, remove, and replace all damaged materials is key.
Talk to a Water Intrusion Damage Property Claim Lawyer in Florida
At the Law Offices of Anidjar & Levine, our team of water intrusion damage property claim lawyers in Florida knows how to navigate a property damage claim in Florida and recover the covered losses available to you. All you need to do is call us, and we take care of everything else.
You can reach a member of our team now.
We Can Help.