If you or a loved one was injured in an auto accident with an uninsured driver, you are not alone. Although driving while uninsured is illegal, it’s more common than many realize. In fact, according to theInsurance Information Institute (III), 20.4% of Florida drivers were uninsured in 2019.
At the Law Offices of Anidjar & Levine, our Boynton Beach uninsured motorist car accident lawyer offers legal services for accident survivors seeking compensation for their losses. We can help you navigate the insurance claims and legal process while keeping you informed of developments in your case.
How Our Boynton Beach Uninsured Motorist Car Accident Attorney Can Help You Pursue Compensation
YourBoynton Beach car accident lawyer will discuss your legal options with you. They can handle your case throughout the entire legal process and, more specifically, be responsible for the following tasks:
- Conducting an independent investigation
- Gathering evidence to support your case, such as eyewitness statements,
- police reports, medical records, and other documentation
- Identifying all your personal and financial losses
- Calculating the value of your case
- Filing a claim with your insurer and demanding the compensation you are owed
- Negotiating with your insurer in pursuit of a fair settlement
- Filing a lawsuit against the at-fault driver
- Representing you at trial
Uninsured motorist cases can become confusing. Our firm has experience working with clients who have been involved in this kind of accident. You do not have to handle your case alone.
How Much Does It Cost To Work With Our Uninsured Motorist Car Accident Lawyer?
At the Law Offices of Anidjar & Levine, we work on a contingency-fee basis. You do not have to pay any upfront fees when you hire one of our attorneys to take your case. Our team does not get paid until your case is won or settled.
When we win or settle your case, we take a percentage of your settlement to cover our legal fees. We also offer free consultations, so you can ask any questions and discuss your case without being charged.
What Is Uninsured/Underinsured Motorist (UM/UIM) Protection?
Uninsured/Underinsured (UM/UIM) protection is a coverage option that pays for car accident-related injuries where the responsible driver is uninsured or is insufficiently insured. If you are uncertain if you have this coverage, note thatFlorida Statutes § 627.727 requires that you reject it in writing—if you do not recall doing so, you may still carry it. Your UM/UIM policy limits must be greater than or equal to your bodily injury liability coverage limits.
UM/UIM protection pays for injury-related expenses, such as medical bills, income loss, pain and suffering, disability, and loss of life enjoyment. However, it does not pay for vehicle damage, which falls under collision coverage.
What Damages Can You Recover After An Accident With An Uninsured Motorist?
It is possible to pursue compensation from the at-fault motorist directly by filing a lawsuit. You can sue for economic expenses such as medical bills. However, compensation for non-economic losses, such as pain and suffering, may not be available unless you sustained a significant disability, disfigurement, or permanent injury, according toFlorida Statutes § 627.737.
Damages you could pursue from the at-fault driver through a lawsuit include the following:
- Medical bills, including emergency care, hospitalization, surgeries, doctor’s visits, prescription medication, and physical therapy
- Loss of income due to missing time from work
- Diminished future earning capacity
- Physical and emotional pain and suffering
- Scarring and disfigurement
- Loss of life enjoyment or quality of life
Make Sure You See A Doctor After Your Accident
After any type of accident, make sure you see a doctor so that you can document and treat your injuries. Follow through with your appointments and prescribed treatment plan, as well. This will help you make your maximum medical recovery. It will also protect you from an insurer that may try to undervalue or deny your claim, arguing that you contributed to your losses.
Your Boynton Beach uninsured motorist car accident attorney can also use your medical records and bills to establish the negligence of another party and build your case. Our aim is to prevent you from suffering any accident-related expenses down the road, such as ongoing medical bills.
You Have A Limited Amount Of Time To File A Lawsuit In Boynton Beach
In Boynton Beach, you must adhere to the lawsuit filing deadlines outlined in Florida’s personal injury statute of limitations. According toFlorida Statutes § 95.11(3)(a), you generally have four years to file a lawsuit for accident-related personal injuries. Missing this deadline may result in an inability to recover compensation related to an uninsured motorist accident.
Don’t hesitate to seek justice from the party responsible for causing your accident and injuries. If you have further questions about filing a lawsuit in Boynton Beach, reach out to the Law Offices of Anidjar & Levine to learn more. We can help you determine if filing a lawsuit would benefit your case and file it before you run out of time.
Dealing With Insurance Companies After Your Uninsured Motorist Collision In Boynton Beach
Florida is a no-fault state for auto accidents, meaning that motorists involved in a collision will pursue reimbursement from their own insurance company. Nonetheless, this does not mean securing compensation from your insurer will be straightforward. They may devalue or deny your claim or offer a low-ball settlement hoping you will accept less money than you deserve.
For these reasons, you may want to seek help from a Boynton Beach uninsured motorist car accident lawyer and refrain from discussing your claim with your insurer. When you have an attorney handle insurance negotiations on your behalf, their goal will be to get your insurer to agree to fair compensation. They will protect you from any bad-faith insurance practices and manage all communication with insurers for you.
Speak With A Team Member At The Law Offices Of Anidjar & Levine Today
At the Law Offices of Anidjar & Levine, we encourage you to consult with our Boynton Beach uninsured motorist auto accident team, who can explain your legal options. We go the extra mile for our clients, and we will not hesitate to fight for the financial recovery you deserve. You can take the time you need to recover from your injuries and leave the legal tasks to our attorneys.
Contact us today for a free, no-obligation consultation. One of our team members is ready to answer your call at any time, 24/7.
We Can Help.