If your Aventura home sustained damage in a major hurricane, you have the right to recover your losses through your homeowners or renters insurance policy. A hurricane damage lawyer can help protect your rights.
At the Law Offices of Anidjar & Levine, we understand how overwhelming life can get after a hurricane. If your home has severe damage from the storm, you may not be able to work, and your family may be suffering the emotional impact of your losses. Work with a hurricane property claim lawyer in Aventura who is willing to fight for your right to recover fair compensation from your insurance coverage.
Call our Aventura personal injury lawyers today for a free review of your case. We can review your insurance policy, gather supporting documentation, and manage your claim.
How We Can Help With Your Aventura Hurricane Damage Claim
The damage hurricanes cause is not limited to property damage. We understand how emotional this time can be. Our team is here to gently guide you through the claims process and help you recover the compensation you are entitled to under your insurance policy.
Here is how we can help:
- Review your plan to determine what losses are covered.
- Look for additional policies that may cover other losses, such as flood damage or water damage.
- Gather documentation to build a strong claim.
- Calculate the full amount of the cost of repairs.
- Negotiate with your insurance company to recover losses for repair costs.
- Answer any questions you have about the process and keep you updated on the progress of your claim.
- File an appeal if insurance adjusters deny your initial claim.
- Protect you from underhanded tactics the insurance company may employ.
During this time, you should be focused on taking care of your family. Let our team handle the claims process and ensure your right to recover fair compensation for losses and repair expenses is protected.
Damages You May Recover in Your Aventura Property Damage Claim
You may wonder how much you can expect to recover from your property insurance company. Unfortunately, the true cost is determined by the details of your claim. To offer an accurate estimate, your lawyer will need to review the details of your plan.
However, many insurance policies will cover the following types of hurricane damage.
- The cost to repair or replace your home and other structures on your property.
- Boarding up costs, to secure your property after the storm passes
- Clean-up costs, to remove debris, branches, and trees that suffered wind damage from your yard
- Temporary housing and living expenses, such as a hotel stay and meals, if you are unable to live in your home.
- Replacement of personal property, such as furniture, clothes, toys, and electronic devices.
Contact a hurricane property claim lawyer in Aventura to help you with the claims process.
What You Need to Know Before Filing an Aventura Hurricane Property Damage Claim
Before filing a hurricane damage claim, it is important to understand certain laws and policies that may impact your ability to recover compensation. This is one reason why working with a property damage lawyer can be helpful, as we understand how the process works and can avoid legal missteps.
Before you file, here is what you need to know.
You Have Limited Time to File Your Hurricane Damage Claim
The state of Florida sets a statute of limitations for hurricane damage claims. You have three years from the day the hurricane hits to file your claim. In addition, some insurance carriers may require you to notify them of the damage within a certain time frame.
Failure to file before these deadlines could prevent you from recovering fair compensation.
The Insurance Company May Try Get Out of Covering Your Losses
Your insurance company is a business, which means their main goal is to make a profit. One way it may try to increase its profits is by paying policy owners as little as possible.
For example, the insurer may claim your property damage is not covered when it should be. Or the insurer may say you cannot prove the damage was caused by the hurricane when it clearly was.
These tactics insurance companies commonly use are unfair, but they do happen. We can help.
Your Homeowner’s Policy May Not Cover Flood Damage
Hurricane insurance is not the same as flood coverage. Most homeowner’s insurance policies do not cover flood damage. This can be a huge shock to many property owners, but you may still have options. You may have additional coverage with a flood policy.
You May Have to Pay an Additional Hurricane Deductible
Many homeowners are shocked to find out they have to pay an additional deductible for hurricane damage. It is important to know that Florida law requires your insurance company to notify you if it requires a separate hurricane deductible.
Call a Hurricane Property Claim Lawyer in Aventura Today
Filing a hurricane property claim after a severe storm can feel overwhelming. If you want a legal team who is not afraid to hold the insurance companies accountable for valid property damage claims, contact the Law Offices of Anidjar & Levine.
We have helped families with insurance claims after Hurricane Michael and Hurricane Irma, and our team offers a free case review for all Aventura residents to help you understand your legal rights.
We Can Help.
