Hurricanes are a fact of life for Floridians, and most protect themselves with a robust homeowners insurance policy. If you’ve suffered property damages from a hurricane in Riverview, the Law Offices of Anidjar & Levine can seek the insurance recovery you deserve.
A Riverview personal injury lawyer from our team can combat any bad faith practices by insurance companies. We’ll identify your covered losses and seek fair financial recovery as dictated by your policy.
What Can I Recover from a Hurricane Damage Property Claim in Riverview?
Your homeowners insurance policy will generally cover wind damage related to a hurricane. During a hurricane, wind can:
- Damage shingles, metal panels, and other types of roofing
- Dislodge tree limbs and uproot trees, causing them to damage the structure of your roof or walls
- Break windows by propelling debris into them
- Cause entire structures, such as sheds or detached rooms, to collapse
- Cause electrical wires to fall, leading to fire damage
- Cause other types of property damage
Our property claims attorneys will compose a comprehensive record of your damages. We are familiar with hurricane claims and can differentiate between wind-related damage and water damage.
Florida Gov. Ron DeSantis recently signed legislation that increases insurance-related protections for Florida homeowners. Among other changes, the legislation prohibits insurers from denying coverage based on the age of your roof. Our team will take full advantage of these protections as we seek the coverage you deserve.
Does a Riverview Homeowners Insurance Policy Typically Cover Flood Damage?
Water and flood damage generally is not covered under a homeowners insurance policy. Instead, you may have purchased flood insurance through an independent provider or the Federal Emergency Management Agency’s (FEMA) National Flood Insurance Program (NFIP).
Florida residents may generally purchase flood insurance, specifically because of the high hurricane risk. Any flood insurance policy that you’ve bought may cover:
- Damage to your floors, walls, and other structural components of your home, shed, and other structures
- Damage to furniture, electronics, and any other valuables damaged by water
- The cost of removing mold and other flood-related hazards from the premises
- Any other water-related damage caused by a hurricane
Our firm can file a flood insurance claim for you.
How Much Compensation Should I Receive for a Riverview Hurricane Claim?
The nature of your property losses will determine how much compensation you deserve. The coverage limits of your insurance policies will also be relevant. As a general rule, the greater your hurricane-related property damage is, the greater your financial recovery should be to match.
That being said, every hurricane claim is worth pursuing. Whether you’ve suffered minor damage to a shed or your entire home has been flooded, a Riverview hurricane claims lawyer from the Law Offices of Anidjar & Levine can help you.
Riverview Hurricane Claims Can Come With Many Challenges—Our Firm Will Handle These Challenges for You
In a perfect world, those whose homes suffered damage during a hurricane would receive fair compensation for your losses. You’ve paid the premiums, and you deserve the insurance coverage you paid for. Unfortunately, Riverview does not exist within a perfect world.
Insurance companies may place their financial interests above yours. Our team has witnessed insurers deal with their customers in bad faith, employing tactics like:
- Denying legitimate claims: An insurer may deny a legitimate claim outright, assuming (or at least hoping) the customer will accept the decision. Of course, such an unfair denial is never acceptable, and our legal team will work to hold the insurer responsible for their financial obligation.
- Misrepresenting your coverage: An insurer may claim certain damage falls outside the scope of your policy. In some instances, insurers claim wind damage is actually water damage and, therefore, is not covered under your homeowners policy.
- Claiming that certain damage existed before the storm: By claiming preexisting damage, the insurer may hope to shave hundreds or thousands of dollars from its payment to you or to escape the payment entirely.
- Overwhelming you with paperwork: Certain bad faith insurance tactics may come under the hope that you’ll just give up. The problem for insurers is that the Law Offices of Anidjar & Levine never gives up. We’ll make it clear that your claim is not one to mess with and that we won’t rest until you have received fair compensation.
- Delaying the claims process: There may be multiple reasons for an insurer to delay your claim. They may hope that you accept a lowball settlement it has already floated or may try to delay your claim past a filing deadline.
Hurricane claims are never exactly alike. Our team embraces the chance to complete your claim, taking all challenges head-on as we seek the recovery you deserve.
Reasons to Let The Law Offices Of Anidjar & Levine Lead Your Claim in Riverview
The Law Offices of Anidjar & Levine are a fixture in Florida. We know the Riverview area well, and we understand the damage and personal hardship that hurricanes cause. We are here to seek a just outcome to your claim.
When you hire our firm, we will:
- Review any homeowners and flood insurance policies that you possess
- Identify all your hurricane-related damages, and assign those damages to either your homeowners or flood policy
- Determine the monetary cost of all your hurricane-related damages
- File your claim and oversee the entire claims process
- Negotiate a fair insurance payout with the insurance companies
- Take any necessary legal action, though we hope to resolve your claim directly with the insurance companies
Our team is invested in the communities we serve throughout Florida. We go the extra mile to help hurricane victims, as we have lived through the devastation of hurricanes. You deserve a helping hand, and our team will provide it.
Call Us Today for a Free Consultation About Your Riverview Hurricane Claim
You can expect us to go the extra mile for you. When you call your Riverview hurricane claims lawyer from the Law Offices of Anidjar & Levine, they’ll answer. Insurance companies must honor the contracts they enter, and we’ll work to ensure you are treated fairly. Call the Law Offices of Anidjar & Levine today for a free consultation.
We Can Help.
