If you’re a Florida resident, you know the risk of hurricanes is high, and thus, you must be prepared. Hurricanes can cause significant damage to both your residential property and to that of business owners. To assist with paying for these damages, many property owners use insurance policies. Although dealing with the insurance company should be easy and stress-free, this is not always the case.
Insurance companies are known to try to deny coverage, providing you with excuses for why they can’t pay your claim. If your claim was denied after contacting insurance, get in touch with a Town N’ Country personal injury lawyer. The Law Offices of Anidjar & Levine is here to help you with your claim and get you the compensation you deserve.
Understanding Hurricane Damage
Hurricanes are some of the most powerful storms imaginable, destroying anything in their immediate area. Parts of your home, such as the siding and roof, are common targets; furthermore, falling trees and downed powerlines prove hazardous as well. How powerful the wind is determines how destructive the hurricane will be.
When a hurricane is expected, the local municipalities will rank the storm using the Saffir-Simpson Wind Scale. This scale puts hurricanes into different categories. The categories are as follows:
- Category 1: The winds usually gust up to 96 mph, enough to damage roof shingles and weaker trees in most cases.
- Category 2: The winds can reach up to 110 mph and cause substantial damage to the roof, siding, and power lines.
- Category 3: Gusts over 111 mph are possible and powerful enough to knock over even the most deeply rooted trees and cause significant damage to powerlines.
- Category 4: Gusts can exceed 131 mph and could cause entire roofs to be blown off, exterior walls to be destroyed, and the uprooting of many trees.
- Category 5: The category 5 can exceed wind speed of 157 mph and could cause entire structures to collapse.
Are you a property owner who experienced hurricane damage? Your hurricane claims lawyer is here to help you when dealing with insurance. The Law Offices of Anidjar & Levine is ready to help you with your case and get you the compensation you deserve.
We have experience with hundreds of hurricane claims and have the resources and knowledge to fight with the insurance company to accept your claim, helping you to restore your property to how it was before the hurricane.
What To Do After A Hurricane In Hillsborough County
After a hurricane, you must take the proper precautions to prevent any further damage, as this will help with your insurance claim. Let’s review some of the steps to take to prevent further damage to your property:
- Prevent further water damage to any damaged areas of your property
- Assemble documentation of all damage, such as the roof and your property’s interior
- Take inventory of all the damaged property
- Contact insurance right away
It could make it more difficult to file an insurance claim if you do not take these precautions and delay your claim.
Homeowners Insurance Coverage
Standard homeowners insurance in Florida covers wind damage but not water damage. This could prove advantageous to the insurance company, as they can claim the damage was caused by water instead of wind. Furthermore, it’s important to know how much your deductible is after the hurricane, as it is often a previously agreed-upon amount.
Although you might have insurance, the insurance company could deny your claim, using “bad faith” tactics. Unfortunately, this is a common issue in Florida; therefore, it’s important to get in touch with our attorneys. The Law Offices of Anidjar & Levine will help you with your claim and get you the compensation you deserve.
A Business Owner’s Insurance Claim
If you are a business owner in Florida, you will likely have to account for property damage and lost revenue. This is a complicated process that is difficult to undertake on your own. Therefore, it’s best to get in touch with our hurricane claims lawyer to help you get your business back open and thriving.
Why Hire A Town ‘N’ Country Hurricane Claims Lawyer
There are quite a few reasons to hire a Town ‘N’ Country hurricane claims lawyer after a hurricane. Due to the massive amount of claims that insurance companies receive after these storms, there could be a delay in your claim.
When you hire a hurricane claims lawyer, we can put pressure on the insurance company to settle your claim sooner than later.
When insurers work with you, it’s important to recognize the “bad faith” tactics they use to either deny or undervalue your claim. Some of these bad-faith tactics include the following:
- Undervaluing estimates
- Using a different policy to settle your claim
- Convincing the claimant a lawyer is not necessary
- Demanding a written release of supplemental claims before settling
The insurance companies will try every trick in the book to avoid paying your claim; therefore, you should get in touch with the Law Offices of Anidjar & Levine for solid representation in Town ‘N’ Country.
Call the Law Offices of Anidjar & Levine Today
Now that you know more about navigating the process of filing a claim, you can see how difficult it could be and how the insurance company employs bad-faith tactics to prevent accountability. The Law Offices of Anidjar & Levine will represent you and get your claim moved through the process quickly.
We are your Town ‘N’ Country hurricane claims lawyer and will fight for you to get you the compensation you deserve. We will negotiate with the insurance company and help you throughout the entire process. Get in touch with the Law Offices of Anidjar & Levine today to have your voice heard.
We Can Help.