Even if your homeowner’s insurance covers pipe leaks, the claims adjuster could offer a low settlement or find loopholes to deny the claim outright. If one of these instances happened to you, consider the services of one of our pipe leaks claims lawyers in Jacksonville.
The Law Offices of Anidjar & Levine is here to recover the compensation you deserve for your covered losses. We are aware of the techniques insurance companies use to pay less than your policy demands, and we know how to negotiate with adjusters in the face of insurance denials or underpayments.
You Can Afford Our Pipe Leaks Claims Lawyer in Jacksonville
It does not cost you anything at the beginning of your case to hire a personal injury lawyer on our team. That’s because the Law Offices of Anidjar & Levine works on a contingency-fee-basis. If we can’t resolve your insurance claim or lawsuit, you don’t pay our attorney’s fees – –which would pay for our time and efforts.
We are committed to your case’s resolution. By beginning a free case review, you can explore your options at no obligation.
What does Your Homeowner’s Insurance Policy Cover?
The details of your insurance coverage depend on the type of policy you purchased. Homeowner’s insurance is not required in Florida, per the Florida Department of Financial Services, so there are no “minimums” or “maximums” that you are required to carry.
If you do not have insurance or your policy does not cover pipe leaks, the claims process can get complicated. In these instances, you could file a case against a third party. For instance, if you had your pipes repaired by a contractor who did shoddy work, causing your pipes to burst, you could sue them for negligence.
How an Attorney With Our Firm Can Help With Your Pipe Leak Insurance Claim
Despite the coverage laid out in your policy, it is not uncommon for insurance companies to offer less than your expenses or deny your claim entirely. Our pipe leak claims lawyer in Jacksonville can fight back against these tactics to help you get the compensation you deserve.
We can do this task by:
Managing All Communications
Did the insurance company send you an email? Forward it to your pipe leaks claims lawyer in Jacksonville. Is the claims adjuster constantly asking you for more information, despite what you’ve already given them? Tell them to give us a call.
You do not have to communicate with anyone other than your lawyer. If giving the insurer information is absolutely necessary, we will advise you on what to say.
Highlighting the Liable Policy
Claims adjusters are masters of gaslighting. They may try to convince you that your policy does not cover pipe leaks, even when you know otherwise. Our lawyers can approach the insurer with proof that you have adequate coverage and demand a fair settlement.
Addressing Bad Faith Insurance Practices
Florida Statutes §624.155 protects claimants against “bad faith insurance practices.” The insurer may use these strategies to complicate the claims process. In doing so, they hope that you’ll get frustrated and drop your case. Examples of bad faith insurance practices include:
- Refusing to answer your phone calls and messages
- Passing your claim around from person to person
- Intimidating you into dropping your case
- Dismissing your claim without a written reason why
- Making false promises
- Undervaluing your losses for no reason
If the insurance adjuster tries to dissuade you from getting a pipes leak lawyer, that’s a red flag. By putting the liable insurer in touch with your legal team, you can avoid being pressured or scared into unjustly resolving your case.
Calculating Your Losses
The insurance adjuster might offer you a settlement that initially, you might think is fair. However, after consulting plumbers and contractors, your settlement might not cover the cost of labor and repairs.
The Law Offices of Anidjar & Levine has a wide network of property damage consultants who can calculate the cost of your expenses. With this value in mind, you can understand what counts as a fair settlement agreement.
Defending Your Legal Rights
Florida has a Homeowner Claims Bill of Rights, which lays out the requirements that insurance companies must fulfill when processing your claim, as well as the responsibilities you have as a policyholder.
If the insurance company failed to follow these requirements, you may be eligible to file a bad faith lawsuit and recover compensation beyond your policy limits.
We recommend consulting one of our attorneys before speaking to the insurance company. The legal team at the Law Offices of Anidjar & Levine will help you fully understand the nature of your insurance claim for a leaking pipe and examine your options for moving forward within the time limits for filing claims and appeals in Florida.
We Can Evaluate Your Legal Options
You might think that you have an open-and-shut insurance claim. However, matters can get more complicated than that. For instance, you could have a case against a government agency if they failed to repair old pipelines on your property. You could even have a product liability case if a drain cleaner ended up eating away at your pipes, causing extensive damage.
If you qualify to take legal action against a third party, you could recover damages for transportation costs, hotel stays, lost wages, and more. You could even recoup the cost of any possessions that were damaged by the leaking pipe.
In these instances, your case would be subject to Florida’s statute of limitations. To protect your rights, it’s imperative to consider your legal options promptly.
Connect with Our Team Today to Learn More
At the Law Offices of Anidjar & Levine in Jacksonville, FL, we have the resources you need to settle your case. Since 2006, we have been helping Floridians with their legal matters, and we are excited to take on your case. As noted, you pay nothing unless we win a settlement or judgment for you.
Explore working with a pipe leaks claims lawyer today.