Sometimes it’s easy to determine who is at fault in a car accident. But when multiple cars are involved, things get complicated. In fact, all three drivers can be found to be at fault in a three-way car accident.
One driver may have caused the initial problem that led to multiple cars being involved in the car crash. The driver responsible for starting the three-way collision will have the largest percentage of fault. Determining the cause can be difficult, as well as collecting a fair settlement if you were injured.
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How Does Insurance Determine Liability?
How the insurance companies dispense liability in a three-way car crash depends on how the collision was caused and contributed to.
For example, let’s say one driver rear-ends another car at the end of a line stopped at a red light. If the second car is hit with enough force, it could collide with the next car in line. The driver all the way at the back who first made contact is most likely at fault for the crash. That driver would be held liable for damages and injuries inflicted to the two drivers in front.
However, it’s possible the middle driver could be partially responsible if he had stopped too close to the car in front of him. And it’s also possible for the driver of the front car to be responsible for a three-car accident. If the line of cars had started moving and he stopped suddenly, the cars behind could collide.
Factors that Can Affect Liability in the Accident
Other factors that could determine fault include:
- Whether any driver involved was inebriated
- Whether any driver was speeding
- Distracted driving (e.g., texting while driving)
- Failing to use turn signals
- Failing to observe traffic signals and signs
- Failing to follow at a safe distance
All vehicle collisions happen differently, so you would be wise to consult with your personal injury accident lawyer to protect yourself from liability.
Can You Challenge Fault in a Three-Way Car Accident?
If you’ve been involved in a three-way car accident, you could be found at fault. If you believe this assessment to be wrong, you can challenge it. In order to deny fault, you will most likely be arguing against the testimony of the other drivers.
Dealing with your own insurance company can be trying. But dealing with multiple drivers and their insurance companies can be exhausting. You have to present any evidence you may have and keep your story straight. You also run the risk of saying something that could implicate you.
Common Tactics Insurance Companies Use Against You
Insurance companies have been known to use various tactics to minimize or reject your claim. These include calling to ask about you and expressing concern about your accident and injuries.
They may appear friendly and sympathetic, but the reality is they are trying to mine your conversation for clues on how you could be at fault for your accident. They may also want to record your conversation and get you on record saying something that could hurt your case for compensation.
We Can Talk to the Insurance Company For You
If you need to challenge fault in a three-way car accident, your safest bet would be to speak with a car accident lawyer. If you receive a call from an insurance adjuster, you can keep the conversation short and tell them to call your lawyer, who will be handling all further communications from that point on.
We know how to handle insurance companies and look out for your interests. We understand the compensation you need to help you put your life back together after your accident, so we keep this in mind as we seek financial recovery for you from the liable party’s insurer or the liable party itself.
The Law Firm of Anidjar & Levine provides free consultations to Florida drivers for all types of car accidents. Call us at (954) 525-0050 to discuss your options.
Other Tasks Our Lawyers Can Do For You
Your car accident attorney will:
- Investigate your case
- Gather evidence to support your case
- Prove the accident harmed you
- Prove how the accident harmed you
- Calculate your damages, both economic (monetary) and non-economic (non-monetary), and determine a value for your case
- Organize your best defense
- Handle all communications with the other drivers
If a settlement cannot be reached, we will represent you in court. With a car accident attorney at your side, you will have your best chance at winning financial compensation in your case.
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Will Florida’s Comparative Negligence Laws Affect My Settlement?
The rules of the road vary by state. Florida has a comparative negligence rule to determine fault in vehicle collisions. That means multiple drivers could be assigned fault, and the amount you can collect in a car accident claim is reduced by whatever percentage of fault you are assigned. That’s why it’s so important to let a legal expert handle your case.
Even if you win your case and a jury awards you $50,000 for your injuries and vehicle damage, you may not receive the full amount. If you were found to be 25% at fault for the accident, your award would reduce by $12,500. As a result, your award is whittled down to $37,500.
Get a Fair Settlement for Your Three-Way Car Accident
It is a guarantee that all insurance companies involved will have a team of experienced car accident lawyers at their disposal. Now is the time to seek help.
The car accident lawyers at the Law Offices of Anidjar & Levine will defend your right to a fair settlement so you can focus on your recovery. Call us at (954) 525-0050 for a no-obligation consultation.