In Dulac, Louisiana, hurricanes are a part of life. Many Louisianans are still dealing with the aftermath of Hurricane Ida. Collapsed drywall, flooding, and roof damage can make a home uninhabitable.
Typically, the common assumption is that hurricane and homeowners’ insurance policies will have your back. Sometimes, however, insurers underdeliver on their promises. If you’re unable to get the benefits you need from your insurance company, a Dulac hurricane claim lawyer is ready to help. The Law Offices of Anidjar & Levine is here to serve you.
What Is My Dulac Hurricane Claim Worth?
Your homeowner’s insurance alone may not cover your hurricane-related losses. Yet, you may carry hurricane insurance for this exact situation. Sometimes, these policies are divided into two categories: wind and flooding.
Your covered losses may include:
- Damage to your vehicle(s)
- Damage to your home
- The removal of debris or floodwater
- Hotel or food reimbursement while you cannot stay at your home
No two situations are the same. Your covered losses will largely depend on your unique situation. With the help of a hurricane claim lawyer in Dulac, you can understand what you’re entitled to receive from your insurer.
What Happens If My Insurance Company Won’t Fully Compensate Me?
Picture this. Your home has suffered considerable damage from a recent hurricane. Luckily, you were carrying both flood and wind insurance before the storm. Somehow, though, your insurer is underdelivering on its promises.
Perhaps an offer isn’t enough to cover your damages, or you’re not receiving compensation at all. Your lawyer can:
- Identify the liable policy
- Assert the cost of your damages
- Negotiate a settlement
- Protect you from bad faith insurance practices
The Law Offices of Anidjar & Levine is your advocate during this challenging time. You can trust our team to pursue the full cost of what you deserve.
When Should I Consider Hiring a Lawyer to Help with My Hurricane Claim?
You can partner with a hurricane claim lawyer from the moment your property suffers damage. However, you might consider legal aid if you run into any of the following:
The Insurer Asks for a Recorded Statement
A recorded statement may initially seem like a great opportunity to share your side of the story. However, this couldn’t be further from the truth. The insurance company may use your statements against you.
After listening to your story, the insurer may insist:
- You didn’t adequately protect your home before the hurricane.
- The losses your home suffered weren’t caused by the hurricane.
- You don’t have coverage for various losses.
When the insurance company asks for a recorded statement, tell your lawyer. Your representative can give the insurer all the information it needs to process your claim.
You Receive Friend Requests or Follows from People You Aren’t Familiar With
If you are in the process of filing a Dulac hurricane insurance claim, you may receive a friend request from someone you aren’t familiar with on social media. This could be indicative of an insurer’s investigation into your case.
Once the claims adjuster has access to your profile, they’ll look for the following details to deny your claim:
- Older images of your home that indicate neglect
- Images of your home post-hurricane that undermine your claim
- Other information or posts that could be used to deny your claim
If you’re worried about the claims adjuster accessing your social media posts, consult your lawyer. They can explain what additional measures can preserve your right to compensation.
We’re Personally Invested in Your Hurricane Damage Claim
At the Law Offices of Anidjar & Levine, we have deep roots in Louisiana. Glen Levine, one of our co-founders, is a Tulane graduate. Another lawyer on our team, Nicholas Basco, graduated from Loyola in New Orleans.
Our team cares about the communities throughout Louisiana and is passionate about delivering results for them. With our team on your side, you can expect:
Communication and Support
Our team prioritizes responsive legal care. When you partner with us, you’ll get:
- Your lawyer’s personal phone number
- Timely updates related to your case
- Answers to any questions and concerns
- A commitment to quick responses, whether it’s through text, phone calls, or emails
A Comprehensive Understanding of Your Legal Rights
Even if you’ve been faithfully paying your premiums for years, you might not understand what’s covered. According to the Louisiana Department of Insurance, most hurricane deductibles are two percent to five percent of your home’s value. So, if your home is insured for $200,000, and you have a five percent deductible, you’ll have to pay $10,000 before the insurance company pays for your remaining losses.
We understand this can get confusing. That’s where we come in. We’ll explore your options and explain what you’re entitled to receive.
Support When You Need It Most
As mentioned, we’re ready to do everything possible to pursue your covered losses. You don’t have to take our word for it, however. Here’s what some of our previous clients have shared about us:
“Shire Patel worked with me on my case and was absolutely amazing! Sharp as a knife and fought hard against the insurance with my best interest in mind at all time. He was also very responsive and always kept in touch updating me about my case at all hours.” – Daniel R.
“The Law Firm of Anidjar & Levine went above and beyond all expectations in providing me with top notch service… Their entire staff were very hands on in providing me with updates. I would highly recommend them to anyone in need of their services!” – Adam S.
Contact the Law Offices of Anidjar & Levine Today
If you’re seeking personalized support for your Dulac hurricane claims case, don’t hesitate to contact the Law Offices of Anidjar & Levine today. We’re available around the clock to listen to your story.
We Can Help.