Bayou Cane, like most towns neighboring the Gulf of Mexico, bears an exceptionally high flood risk. This high flood risk makes the town more susceptible to hurricane-related homeowner losses.
Recovering losses after a hurricane may not be as easy as you think, even if you have insurance. For example, insurance policies often don’t provide as much protection as you’d expect. Our Bayou Cane hurricane claim lawyer can investigate your losses and review your policy so you know what to expect from insurers. We can file your claim and represent you throughout the entire process.
How Can a Bayou Cane Hurricane Claim Lawyer Help Me?
Homeowner’s insurance policies can be complicated. Instead of parsing through the fine print on your own, our legal team can help you understand your coverage and what fair compensation would look like.
Our Bayou Cane hurricane claim lawyers can provide the following services:
- Help you understand what your insurance policy does and doesn’t provide for
- Identify and protect you against bad faith insurance practices
- Act on your behalf should your case result in a trial
- Act as a mediator between you and your insurance company.
- Employ experts to determine how much your losses are worth.
- Speak to insurers on your behalf.
Can I Afford a Bayou Cane Hurricane Claim Lawyer?
No two hurricane claim cases are the same, and various factors come into play. However, at the Law Offices of Anidjar & Levine, we offer free consultations and typically operate on a contingency basis.
A contingency plan means our payment comes in the form of a percentage of whatever compensation you receive.
During our free case evaluations, we can discuss our fee in more detail.
What Challenges Might I Face While Filing a Hurricane Claim?
As mentioned previously, Bayou Cane hurricane claims may not run as smoothly as you’d like. Several scenarios may take you by surprise and compromise your claim.
You did Not Purchase a Specific Type of Insurance
A general homeowner’s insurance policy usually does not cover losses caused by hurricanes, floods, or wind. You have to purchase individual policies to cover each of these incidents. It’s easy to overlook a gap in your insurance coverage, and some insurers do not even offer different kinds of coverage. You may have to shop around with various providers, and each may give you a different perspective on how much coverage you need.
If you try to make a claim with one provider, they may argue that your losses were the result of a different incident that is not covered under your policy. For example, if your house flooded, your insurer may argue that the wind that tore your roof off was the cause.
You Purchased Insurance Too Late
Establishing full coverage before a hurricane may require a network of different policies, including homeowners’ insurance, flood insurance, and wind insurance.
Some of the policies have waiting periods. Flood insurance, which can be issued by the National Flood Insurance Program (NFIP), or private insurers, usually has a 30 day waiting period before it goes into effect. This means that if you purchase flood insurance too late, you may not have coverage.
Make sure that your required policies are in place at least 30 days before the start of hurricane season. A Bayou Cane hurricane claim lawyer can help you understand the details of hurricane insurance policies.
Your Insurance May Try to Deny Your Claim
Insurance companies may try to deny or reduce your compensation after:
- Reviewing images of your home pulled from social media
- Asking for a recorded statement
- Reviewing recent home inspection and maintenance reports
An adjuster may argue that you failed to maintain your property, and it suffered damage before the hurricane, for example. Not all insurance companies operate in bad faith. Some may be investigating your case to ensure that you receive adequate compensation. Our Bayou Cane insurance claim lawyers can determine if your insurer is operating in bad faith or not.
What’s My Bayou Cane Hurricane Claim Worth?
The Compensation your may receive will depend on several factors, such as:
- If you had adequate coverage before the hurricane
- How many losses you suffered from the hurricane
- The dollar amount of losses as determined by your insurance provider
Our legal team can look into your policy to see which losses would be covered.
The Law Offices of Anidjar & Levine Care
Our team at the Law Offices of Anidjar & Levine cares deeply about the residents of Louisiana. Several of our partners are graduates of local universities, like Tulane and Loyola.
We worry about the specifics of your hurricane claim case so you can focus on what’s important, like rebuilding your home or taking care of your family.
Our positive reviews demonstrate our commitment to our clients. Take a look at one testimonial from a client who suffered losses after their house caught fire:
- “Anidjar and Levine, along with their amazing colleague Howard Myones, are the best! My wife and I lost our home to a catastrophic fire just before Christmas last year and we were helpless. The insurance carrier refused to take our claim seriously until this outstanding law firm got involved… I strongly urge anyone seeking legal services to give this firm a call. You will not regret it.” – Jeffery G.
Above all, these testimonials demonstrate that we care about you and whatever difficult situation you may be faced with.
24/7 Customer Support
Communicativeness is a central pillar of the services we provide at the Law Offices of Anidjar & Levine. Clients receive the phone number of the lawyer assigned to their case and have 24/7 access to customer support. We pride ourselves on providing quick answers to difficult questions.
Work With Our Bayou Cane Hurricane Claim Lawyer Today
Don’t hesitate to contact the Law Offices of Anidjar & Levine for a free case evaluation, today. We can assist both English and Spanish-speaking clients.
Call 1-800-747-3733 to discuss your case today.
We Can Help.