Car accidents in Florida can result in significant injuries to drivers and passengers, including chest injuries. In some cases, chest injuries can cause internal damage that may be life-threatening. If others have caused a car accident that injured you or a loved one, you could seek the counsel of a Tampa chest injury caused by a car accident lawyer.
We know the aftereffects of a severe car accident can be challenging. You likely are worried about your health, medical bills, the replacement of your vehicle, and your ability to return to work. In times like these, we are here for you and ready to handle the legal and financial issues stemming from your accident. At the Law Offices of Anidjar & Levine, our attorneys can manage these aspects of your accident while you concentrate on getting well.
Call 1-800-747-3733 today to schedule a free consultation. We can offer more information about how we can help and answer your questions.
For a free legal consultation with a chest injury accidents lawyer serving Tampa, call (800) 747-3733
Chest Injuries and Motor Vehicle Accidents
Florida Highway Safety and Motor Vehicles (FLHSMV) further reports that more than 400,000 traffic crashes occurred in 2018, resulting in over 236,000 injuries. The National Highway Traffic Safety Administration (NHTSA) notes that chest injuries are among the severest injuries that individuals suffer in motor vehicle accidents. Older individuals suffer from chest injuries more frequently during car accidents.
Car accident-related chest injuries differ according to type and severity. These injuries can range from minor contusions to broken ribs to damaged internal organs, including the lungs and heart.
Tampa Chest Injury Accidents Lawyer Near Me (800) 747-3733
Pursuing Compensation for Chest Injuries in a Car Accident
Florida has a no-fault insurance system, but state law also permits insurance and civil legal claims against parties who cause accidents that injure others. As a result, you may have various options for recovering compensation for your accident-related losses, including both the physical injuries and property damage that you have suffered. A Tampa chest injury caused by a car accident lawyer can explain these options to you in detail and help you determine which avenues of legal recourse are best for you.
Call the Law Offices of Anidjar & Levine today to schedule a free consultation at 1-800-747-3733. We are ready to start on your case.
No-Fault Personal Insurance Claims
Since Florida has a no-fault insurance system, Florida Statutes § 627.736 and § 627.7275 require all drivers to carry minimum insurance coverage of $10,000 in personal injury protection (PIP) and $10,000 in property damage liability (PDL). As a result, when you suffer injuries and property damage in a car accident, regardless of fault, your insurance company must compensate you for the costs of your injuries up to these amounts. However, if your injuries do not rise to the level of you needing emergency medical treatment, your PIP compensation is limited to $2,500. PIP coverage can pay for up to 80% of your medical costs and up to 60% of your lost income due to your injuries.
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Third-Party Insurance Claims
In some cases, the injuries you suffer in a car accident may go well beyond the $10,000 in PIP that your insurance policy provides. You might be eligible to file a third-party insurance claim against the parties responsible for causing your accident. The most commonly liable third party in a car accident situation is another driver. However, other third parties, such as car parts manufacturers or government entities that failed to maintain roads, could also be liable.
Under state law, you only can seek compensation from third parties if your injuries are sufficiently severe. In other words, you must have suffered substantial and permanent loss of bodily function, significant and permanent scarring and disfigurement, or other permanent injuries to look beyond your PIP coverage and hold others accountable for your losses. Florida Statutes § 627.737(2) also permits filing claims against third parties when car accident victims suffer fatal injuries.
Third-Party Personal Injury Lawsuit
If you cannot satisfactorily resolve an insurance claim against a third party and receive fair compensation for your injuries, you may need to file a personal injury lawsuit against the third parties at fault for your accident. For example, the insurance company may dispute which parties are at fault for the accident. Alternatively, the insurance company may try to say that your injuries are not as severe or permanent as you claim and refuse to offer you a sufficient settlement.
Additionally, Florida Statutes § 95.11(3)(a) limits the time frame you have after your accident to formally file a lawsuit related to your injuries. Therefore, if you cannot settle your third-party insurance claim within four years of your accident date, then you may need to file a lawsuit within that time to preserve your legal right to seek compensation. Missing this deadline could mean losing the opportunity to hold the person who caused your Tampa chest injury accident responsible.
Call the Law Offices of Anidjar & Levine Today
After a serious car accident in which you have suffered chest or other types of injuries, you may be unclear what to do first. Fortunately, under Florida law, you may have various alternatives for seeking compensation for the costs of your injuries and other losses. Allow a Tampa chest injury caused by a car accident lawyer to assess your situation, present your options, and assist you in making the right decisions for you and your family during this challenging time in your life.
Working with the Law Offices of Anidjar & Levine may ease your concerns as you recover from the physical and emotional trauma of a car accident. We can help you hold negligent drivers and other parties accountable for their roles in causing the accident that led to your injuries. Contact our offices at 1-800-747-3733 and get your questions answered during a free consultation. Give us a call today.