Insurance for injuries, damage, or other losses is meant to be a safety net for when disaster strikes. Yet too often, insurers act in unethical ways to prevent you from collecting the financial coverage that you have been paying for. When this happens, you may want to call a lawyer to seek the compensation you deserve.
The Law Offices of Anidjar & Levine stand up to insurance companies who employ bad faith practices to take advantage of policyholders. You are entitled to the benefits outlined in your policy and have the right to have your covered losses paid for under your contract. For a free consultation, call us today at 1-800-747-3733.
Insurers Have a Duty to Operate in Good Faith
The Florida Senate defines “bad faith” as an insurer acting in such a way to prevent a policyholder from getting the benefits outlined in their contract. Under this doctrine, Floridians are protected against the advantages that insurance companies may have over them.
There are several ways that an insurance company may act in bad faith, including:
- Using deceptive language in a contract
- Intentionally misleading you as to the details of your insurance policy
- Failing to pay a claim that, according to your contract, should be paid
- Failing to pay for losses in a timely manner
- Not properly investigating the details of a claim, including insufficient investigation methods
- Interpreting your insurance policy in an unreasonable way
An insurer may act in other ways that qualify as bad faith, resulting in you not receiving the coverage for which you are entitled. If you are facing pushback of any kind from your insurer, having a lawyer on your side can be to your advantage. The Law Offices of Anidjar & Levine can work to make sure that your policy is upheld by your insurance company so that you can move forward with your life. Call us today at 1-800-747-3733.
A Lawyer Can Help You Receive the Benefits of Your Policy
Florida’s Homeowner Claims Bill of Rights outlines what a policyholder is entitled to under their insurance contract.
To act in good faith, an insurance company must:
- Provide acknowledgment of your claim within 14 days of being filed
- Confirm or deny your case within 30 days, with a written reason as to why
- Pay you the full or partial cost of your claim or provide a written denial of your case within 90 days of its initial filing
Should your insurer not uphold these standards, they may be found to be acting in bad faith.
Services Our Miami Bad Faith Lawyers Can Provide
A lawyer can examine the details of your situation and determine if your insurance company is unfairly exploiting you. Afterward, they can take steps to pursue the financial recovery you deserve.
These steps may include:
- Reviewing the fine print of your insurance policy
- Identifying your insurer’s possible bad faith practices
- Reaching out to the insurance company, who may offer a settlement once they realize you have representation
- Filing your case in court if necessary
- Defending your legal rights
If your case against the insurance company is successful, then you may receive the coverage that you deserve.
Our team at the Law Offices of Anidjar & Levine can go the extra mile for you, as our Miami bad faith lawyers understand how important recovering your losses is. Call us today at 1-800-747-3733 for a free consultation.
We Can Help.