Even with proper care and maintenance, tile damage can still occur, and no matter how it happened, the repair costs can be extensive. If your Miami home has experienced tile damage, you may be eligible to recover compensation from your homeowners’ insurance policy. It is crucial that you begin repairs to your tiles soon after its initial discovery. Water damage, improper flooring installation, and issues with the foundation may point to serious underlying conditions that may threaten your home.
Dealing with your insurer can be stressful. You may find yourself being offered a settlement that does not meet your needs or have your claim rejected altogether. At the Law Offices of Anidjar & Levine, our Miami tile damage property claim lawyers know how to navigate the legal process. For a free consultation, call us today at 1-800-747-3733.
Tile Damage in Miami, Florida
Regardless of how the tile in your home was damaged, you should speak with a lawyer before talking to the insurance company. Even though you may have been a loyal client of theirs for many years, keep in mind that some agencies have their company’s best interests at heart, not yours. If you speak to the insurance company without fully understanding your legal rights, you may find yourself dealing with undue complications.
Some steps that you can take to strengthen your claim when seeking tile-related damages can include:
- Not speaking to your insurer without legal representation
- Taking pictures documenting the extent of your flooring’s cracks and chips
- Keeping any paperwork involving any out-of-pocket costs or repair fees
- Taking precautions to prevent your home from further harm
When you contract our legal services, we can make the legal process as easy for you as possible. We are determined to fight for your rights when dealing with your insurance company so that you can move forward in repairing your property. Call the Law Offices of Anidjar & Levine today at 1-800-747-3733.
Insurance Companies May Act in Bad Faith
If this type of damage is outlined in your insurance policy, your insurer should pay for your losses. However, this does not always mean they will. Some agencies engage in bad faith practices, which are purposefully done to save their organization money on your claim.
These actions may include:
- Pointing to obscure language in your policy that excludes them from responsibility
- Claiming that the damage to your tile was because of your own negligence, and therefore does not make them liable
- Impeding the claims process by giving you misinformation or not returning your messages
Thankfully, Florida insurance bad faith law has been put in place to protect you from these methods. The Law Offices of Anidjar & Levine are ready to get to work on your Miami tile damage property claim today. Our goal is to promote a speedy recovery process. However, if we cannot reach an agreement with your insurance company, we have no problem taking your case to court. For a free, no-obligation case evaluation, call us at 1-800-747-3733.
We Can Help.