If you suffered injuries in a car accident and the at-fault party’s insurer denies your claim, you might not know what happens next. However, you do not have to accept a denial without fighting back. A car accident lawyer from our firm can explain what happens if your insurance claim is denied and the process for filing an appeal. They will prove the accident’s cause, prepare your evidence file, and negotiate with the insurance company for the favorable settlement you deserve.
The At-Fault Driver’s Insurer Will Protect Their Client
Since a car accident has at least two witnesses – you and the other driver – it will also have two points of view. The other driver may see the cause of the accident in a different light than you, which they will likely share with their insurance company.
The at-fault driver’s insurance provider will not hand over financial compensation without a fight. If its insured driver blames you for the accident, it will demand proof of fault before agreeing to a settlement. If it denies your claim, you may still have options for recovery. You can:
- Provide evidence of the other driver’s negligence
- File an appeal
- File a lawsuit against the at-fault driver
Having your request for compensation denied does not mean you are out of options. With a personal injury lawyer representing you, they can take over communication with the insurance company. Your legal team will go to bat for you whether they represent your initial claim or file an appeal of a denied claim.
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Your Personal Injury Team Fights for You
Your right to file a lawsuit against the at-fault driver in an accident has a filing deadline – the statute of limitations. In Florida, you have four years per Florida Statutes § 95.11(3)(a). With sufficient notice, your team can ensure compliance. If you collected contact information from the other driver and their insurance company at the accident scene, this could expedite your legal team to:
- Obtain, complete, and submit insurance forms
- Assign a financial value to your case
- Collect, organize, and submit your evidence
- Negotiate an appropriate monetary settlement
Most personal injury cases settle out of court once you present compelling evidence. However, if the insurer denies your claim, your lawyer can represent you throughout the appeals process – even if that means taking your case to court. They can also investigate your accident with the resources of their entire team behind your fight to recover damages.
Damages Your Lawyer Can Help You Recover
Your personal injury team understands how difficult it can be to wait for a settlement, especially as part of an appeal. However, recovering damages can take time. Settling your case too quickly could mean not accurately assessing your damages, and you might be left with uncovered expenses. The damages you could recover include:
- Medical expenses
- Loss of income
- Property damage
- Pain and suffering
- Mental distress
- Emotional trauma
Your lawyer could also request wrongful death damages if you lost a family member. When they take on your case, they can do more than request damages for you. They can carefully document your damages and assign a value to each one. The collective value of your losses is what they would use to drive settlement talks. They aim to value your claim accurately, and you receive the compensation you deserve for the at-fault driver’s negligence.
Put a Personal Injury Team to Work for You
Among the reasons an insurer might deny your claim include:
- The at-fault driver’s policy lapsed
- The cause of the accident is in question
- The extent of your injuries is in question
- The insurance company acts in bad faith
If the insurer denies your claim, a car accident lawyer can help, no matter the reason. They can:
- Provide personalized legal care
- Ensure you can contact them
- Update you as your case progresses
- Respond to every question you ask
- Reply to your phone calls and emails
If you choose our firm, our legal team goes the extra mile for you, allowing you to focus on getting better while our client support team takes care of everything else. We will even help with scheduling vehicle repairs and doctor’s appointments.
Contact Our Team If Your Insurance Claim is Denied
Were you or someone you love recently injured in a car accident? If the insurance company denies your claim after an accident, we can help you keep fighting for damages. Contact one of our team members today to find out how we can help you navigate the appeals process and recover the compensation you deserve. Call the Law Offices of Anidjar & Levine team at 1-800-747-3733.
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