FAQ Category: Personal Injury

FL § 316.027 defines this type of injury as “an injury to a person … which consists of a physical condition that creates a substantial risk of death, serious personal disfigurement, or protracted loss or impairment of the function of a bodily member or organ.” An injury of this kind ... Read More »

A protracted loss typically refers to serious bodily harm that results either in a diminished quality of life for the victim or their death. For example, motorcyclists are at an increased risk of protracted losses after colliding with another vehicle. In this example, the protracted loss meaning refers to the ... Read More »

In most cases, any broken bone will be considered as a serious enough injury to justify compensation. Each state has a set of criteria in place regarding what is considered to be a serious bodily injury. The state of Florida has a few points that must be met for an ... Read More »

If you are involved in a car accident in Florida and sustain serious injuries that exhaust your personal injury protection (PIP) limit of $10,000, the law allows you to seek additional compensation from the negligent party. Serious injuries can be defined as: Traumatic head injury Loss of a limb Permanent ... Read More »

Florida Statute § 627.736 mandates that you may seek up to 80% of medical bills, and up to 60% towards loss of earnings under your personal insurance protection (PIP) coverage. Reimbursement for medical and disability benefits is $10,000, while in the event of a fatality, PIP will cover up to ... Read More »

Your PIP insurance premiums should not increase after a car accident, nor should your policy be canceled. You do have protection as a consumer under Florida Statute § 626.9541, which prohibits insurance companies from raising rates or canceling coverage without a legally valid reason. If an insurance company violates this ... Read More »

As the owner of a private vehicle, you should not be required to pay back PIP use in Florida. Florida Statute 627.7405 allows insurance companies to collect from commercial vehicle owners in certain circumstances and situations though. For a free legal consultation, call (800) 747-3733 You Cannot Register Your Vehicle ... Read More »

According to Florida insurance requirements, the minimum personal injury protection (PIP) coverage is $10,000. This amount can be used to cover up to 80% of the necessary medical care that results from a car accident. Anyone who owns a car in the state of Florida is required to have PIP ... Read More »

PIP (personal injury protection) insurance is mandatory for every registered vehicle owner in Florida. The proceedings surrounding PIP are outlined in Florida Statute § 627.736. The way PIP works in Florida is by providing up to $10,000 in medical and disability payments for anyone who is injured in a car ... Read More »

Yes, Florida PIP will cover certain passengers riding in your car at the time of an accident. According to Florida statute 627.736, PIP will pay up to 80% of reasonable medical expenses up to a maximum of $10,000 per passenger. Florida PIP will also provide up to $5,000 in death ... Read More »

Whether you need personal injury protection (PIP) coverage when you have health insurance can be complicated if medical care for your injuries exceeds PIP’s maximum coverage. Other options following a car accident can include: If you are not at fault for the accident, the at-fault driver’s insurance company should step ... Read More »

Florida Statute § 627.736 makes the maximum personal injury protection (PIP) payment $10,000 for medical and disability expenses. For non-emergency medical care, PIP will pay a maximum of $2,500 in medical expenses. PIP coverage will pay as much as 80% of qualifying medical expenses including medical, surgical, and dental expenses. ... Read More »

The main difference between bodily injury (BI) insurance and personal injury protection (PIP) insurance is that the latter, PIP, provides coverage for injury to you and others involved in the accident, while BI protects against lawsuits made against you if you are responsible for an accident. BI does not compensate ... Read More »

Florida PIP (personal injury protection) insurance does not cover motorcycles; it only covers vehicles with four wheels. The 2019 Florida Statutes state that while Statute 627.736 covers all four-wheeled motor vehicles, it does not provide coverage for motorcycles or other self-propelled forms of transportation. Instead, Statute 324.021 recommends motorcyclists maintain ... Read More »

A Compulsory Medical Examination (CME) is an examination by an insurance carrier’s physician that the company uses to defend an injury in a lawsuit. Under the Florida Rules of Civil Procedure 1.360, a defendant (the insurance company) is allowed to ask for the plaintiff to undergo a medical examination by ... Read More »

The earlier your doctor gives you a mesothelioma diagnosis, the better your chances are of surviving. Your treatment options and prognosis are typically more favorable in comparison to someone who gets a diagnosis at a later stage. Typically, most patients go to the doctor with the symptoms of either chest or abdominal ... Read More »

Pedestrians and bicyclists are covered under Florida’s PIP insurance law if they are hit by a motorist. As long as you or a household family member have PIP insurance for a vehicle, you will be covered under that policy. If you do not own a vehicle, you will be covered ... Read More »

A Personal Injury Protection (PIP) lawsuit involves suing an insurance company to get paid for bills a patient incurs following a vehicle accident when the insurance company breaches their contractual duties under a PIP insurance policy. PIP is an extension of car insurance which is a required personal injury protection ... Read More »