No, you should not release your medical records to another driver’s insurance adjuster in Orlando, FL. While an insurance company may have the right to view some of your medical records to determine how much compensation to pay you for your medical claims due to the car accident, an insurance company never has the right to your private and personal medical history.
The Medical Records an Insurance Company Is Allowed to View
The insurance adjuster will likely request access to your medical records after an accident. This request is normal. However, many times, this request is for the entirety of your medical history. If you grant access, the insurer can find something in your past medical history to tie to your current injuries. If the insurer succeeds, you may not recover compensation for your injuries.
If you receive a medical records release request, run it by your lawyer. We can look over the paperwork and ensure you only allow a release of your medical records to another driver’s insurance adjuster in Orlando, FL, that are pertinent to the accident in question.
Submitting to an Insurance Adjuster’s Request for an Independent Medical Evaluation
There are times where the other driver’s insurance company will attempt to sabotage or professionally undermine your doctor’s medical opinion and reports. An insurance company may request that you submit to an independent medical evaluation. However, these evaluations are done by doctors that are paid by the insurance company to give their opinion. Therefore, they are never truly independent and unbiased. In most cases, you have no legal obligation to submit or to report for an independent medical evaluation. Our team will help you understand your legal obligations.
Providing a Recorded Statement to the Insurance Company
Insurance companies will often request that a victim of a car accident provide a recorded statement describing their injuries. The insurance company will request that the accident victim describe not only the accident but all damage and injuries suffered.
Often, they will ask for very detailed information on a recorded line and attempt to obtain as much information regarding your medical treatment as possible. It is never wise to provide a recorded statement to an insurance company regarding any portion of the accident, your injuries, or your medical treatment. You are under no obligation to provide a recorded statement to the other driver’s insurance company.
If you are asked for a recorded statement, direct any questions to our team.
Contact an Attorney in Orlando, FL
If you were in a car accident, you may feel pressured to release your medical records to another driver’s insurance adjuster in Orlando, FL. You should never provide full access to all your medical records and medical history.
Visiting with the legal team at the Law Offices of Anidjar & Levine at 1-800-747-3733 can help you determine exactly which medical records the insurance company is legally entitled to, and which ones are your personal and private information that do not need to be shared.
Contact us today regarding your case and learn your rights as you negotiate with insurance adjusters.
