Car accidents frequently occur on the streets of North Miami, and we witness the wreckage as we drive by the scene. These vehicle crashes can take on a whole new meaning when we, or our loved ones, become accident victims and suffer life-threatening, if not fatal, injuries.
If you were in an automobile accident and want to recover compensation for your injuries and property damage, call the Law Offices of Anidjar & Levine to schedule an appointment. Our personal injury law firm has earned the respect of many South Florida residents for our compassion and aggressive advocacy for accident victims.
Contact us today for a free, no-obligation consultation with a car accident lawyer in North Miami.
Will My Auto Insurance Cover My Injuries and Property Damage?
Florida is a no-fault state, which means your insurance company will compensate you if you suffered physical injuries or property damage, regardless of which party caused the accident. Florida law requires vehicle owners to carry $10,000 in personal injury protection (PIP) insurance.
PIP insurance reimburses 60% of your lost income and 80% of medical expenses, including any medically necessary:
- Dental procedures
- Rehabilitative services, including prosthetic devices
- Ambulance transport costs
- Nursing services
- Prescription drugs
The amount of PIP coverage varies depending on your auto insurance policy. For example, some policies provide up to $50,000 per person, while others offer up to $100,000.
These PIP medical benefits are available only if you seek treatment within 14 days after your motor vehicle accident.
For a free legal consultation with a car accidents lawyer serving North Miami, 800-747-3733
What If My PIP Policy Does Not Pay for All of My Expenses?
Many accident victims have found that their PIP insurance did not cover all of their medical bills and costs to repair or replace their damaged vehicles. Fortunately, bodily injury liability (BIL) insurance allows you to obtain additional compensation.
However, unlike the mandated PIP coverage, BIL is optional insurance that covers damages a policyholder causes to others. If the other driver carries BIL insurance, we can help you request a fair settlement under this policy.
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What If the At-Fault Driver Does Not Have BIL Coverage?
You may be able to request additional compensation from the at-fault driver’s insurance policy. To do this, we must prove that you suffered a serious injury in the crash.
Florida’s no-fault law defines a serious injury as:
- The permanent loss of a significant body function.
- A permanent injury.
- Scarring or disfigurement.
If you suffered serious injuries in your car accident, our personal injury lawyers could help you file for additional compensation from the other driver’s insurance policy. If we cannot get you the compensation we need by filing a claim, we can help you take your case to court with a personal injury lawsuit.
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What If the Driver Who Caused the Accident Does Not Have Auto Insurance?
You can recover compensation from your insurance company if you have Uninsured Motorist (UI) coverage or Underinsured Motorist (UIM) coverage. UI and UIM coverages are optional, and we recommend motorists purchase this additional insurance coverage.
UI covers you when a driver hits you and does not have auto insurance. In contrast, UIM covers you when a driver who caused an accident has auto insurance, but the liability limits are lower than those of your policy and cannot cover all your losses. Uninsured Motorist Coverage
UI and UIM coverage will pay for:
- Medical expenses to the limit of your auto insurance policy.
- Lost wages to the limit of your auto insurance policy.
- Future medical expenses and lost wages due to the accident.
- Non-economic damages include pain and suffering, disability, and loss of enjoyment of life.
- We can help you determine whether you should carry uninsured motorist coverage.
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What Type of Compensation Can I Receive?
Your compensation depends upon several factors, such as whether you suffered permanent injuries or your medical bills totaling more than $10,000. Before we can estimate your compensation amount, we recommend that you contact our law firm to arrange for a free, no-obligation legal consultation.
Our accident attorneys can offer you a better idea of the compensation you are eligible for after discussing the details of your case.
You are generally eligible for compensation for medical bills, care costs, property damage, lost wages, and future damages. We can also help you seek non-economic damages, such as pain and suffering and mental anguish. Plus, help you file a wrongful death claim if a loved one died in the crash.
Elements to Prove in a Car Accident Insurance Claim
To hold another party liable for your crash, we must prove they acted with negligence. Negligence is defined as failing to act reasonably under the circumstances presented.
Proving negligence is challenging because it requires us to show that the defendant was aware of a risk of harm and failed to exercise reasonable care to avoid causing it. However, our personal injury attorneys are skillful at proving the four elements of negligence law.
To meet the negligence burden, we must prove that:
- The driver had a duty to you to drive carefully.
- The driver failed or violated this duty of care.
- The driver’s reckless or careless actions caused the accident.
- You suffered injuries and property damage in the crash.
Acts by negligent drivers include driving too fast, running red lights, speeding, following too closely, and making unsafe lane changes.
If you were injured in an auto accident, you might be entitled to receive compensation for your medical bills and other related expenses. You may also be able to collect compensation for any property damage you sustained in the crash.
What Are the Common Car Accident Causes?
Although roadways are designed to reduce collisions, things that go beyond our control periodically happen. When this happens, we may find ourselves involved in an accident. The most common causes of car accidents include:
- Driving while under the influence of alcohol or drugs
- Reckless driving due to distraction or fatigue
- Aggressive driving or tailgating
- Distracted driving caused by cell phones or GPS systems
- Improperly maintained roads and highways
- Poor weather conditions
- Defective equipment on vehicles
- Lack of proper training for drivers
- Unsafe vehicle design
- Alcohol consumption or drug use
- Failure to yield right of way
You have legal rights when drunk drivers or someone else is responsible for causing your car accident. Our experienced attorneys will work hard to ensure you get the financial compensation you deserve.
Why Do I Need a Car Accident Lawyer to Help Me?
Our attorneys know auto insurers’ tactics to underpay, delay, or deny an insurance claim. Car accidents place a heavy financial strain on people. We can negotiate insurance claims on behalf of our clients so they can obtain the maximum compensation available.
We will collect the hard evidence we need to prove your right to compensation. We will not file your claim until we have the police report, photos from your crash scene, video surveillance footage, and eyewitness testimony to prove another driver caused your crash. If necessary, we can also consult with our accident reconstruction specialists to recreate what happened during your accident.
After we collect proof of the negligent party’s fault, we will compile evidence showing the extent of your damages. That may include your medical bills, receipts, car repair documentation, and employment records showing your lost wages.
We will also consult with medical and occupational experts to estimate the impact your accident will have on you in the future.
Finally, we will file your claim with the at-fault party’s insurer. Then we begin the negotiation process to get you the fair compensation you deserve.
Contact the Law Firm of Anidjar & Levine Today to Review Your Car Accident Claim
Experience the Anidjar & Levine advantage to get the best legal service results. If you or a loved one suffered catastrophic injuries due to a car accident due to another driver’s negligence, we have experienced and knowledgeable auto accident lawyers to fight for you.
When you’re involved in a car accident, many things can happen. Therefore, it’s important to understand how these events can affect your life and your family. Call us or contact us online for a free initial consultation.
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