When you experience losses on your property, you expect a quick response from your insurance company. Homeowners insurance policies serve as a safety net for unexpected and sudden losses.
What many people discover, though, is that their insurance companies may use a variety of tactics to avoid paying a claim. These tactics can leave homeowners unable to move forward with needed repairs or the replacement of their home.
If you experienced losses on your property and your insurance company is denying, delaying, or underpaying your claim, a property claim lawyer may be able to help you. We work on a contingency-fee basis meaning there is no fee unless we collect compensation for you. Call the Law Offices of Anidjar & Levine now at 1-800-747-3733 to schedule a free evaluation of your case.
Standard Homeowners Insurance Policies
Understanding the details of your policy is something you don’t worry about until you need to file a claim. Most standard homeowners insurance policies cover losses caused by the following:
- Natural disasters
- Wind and hail
- Water damage
Standard homeowners insurance policies do not cover losses caused by flooding. Flooding differs from water damage. Most policies define flooding as water hitting the ground first before entering the home. A separate flood coverage policy is available through a private insurer or the National Flood Insurance Program.
When your losses are so extensive that you must temporarily relocate, your policy may cover such needs as accommodations and meals. Despite this, there is no place like home, and it is important that the insurance company honor your policy in a timely manner.
Common Ways Insurance Companies Avoid Paying Claims
There are a variety of ways property insurance companies avoid paying claims, including:
- Using unqualified inspectors to review your losses
- Not returning phone calls
- Underpaying for repairs and the replacement of items in your claim
As property claim lawyers in Bradenton, our legal team is well aware of the tactics insurance companies use to avoid paying a claim. If you experienced serious property losses and your insurance company is failing to honor your claim, call the Law Offices of Anidjar & Levine now at 1-800-747-3733.
Let Us Help With Your Claim
Experiencing losses of any kind to your property is stressful. Trying to return to your daily tasks, such as school and work, can leave you little time to deal with your insurance company.
Let us help with your claim. Our legal team will work hard to secure the best possible outcome for you and your family. The Law Offices of Anidjar & Levine offers a free case evaluation, and there is no fee unless we collect compensation for you. Call us now at 1-800-747-3733.
We Can Help.