A car accident is always stressful, and that stress is compounded if the other driver does not carry car insurance. If you were in an accident with an uninsured driver at the intersection of Hillsborough Avenue at the Veterans Expressway or another part of Town ‘n’ Country,you may worry about recovering financial compensation from the at-fault motorist.
Thankfully, there are routes to seek compensation even when the driver lacks insurance. You may be able to recover damages for medical expenses, lost wages, and more. Seeking damages can be complex, so you may find it easier to work with a Town ‘n’ Country car accident lawyer with the Law Offices of Anidjar & Levine.
Who Is at Fault in a Car Accident with an Uninsured Driver?
Determining fault in a car accident with an uninsured driver is no different than determining fault in any other accident. The police and insurance providers will investigate the accident to look for evidence that you or the other driver caused it through negligent driving.
Our lawyer will also investigate the accident independently to advocate for your rights.
What Is Negligent Driving?
Negligent driving contains four elements:
- All drivers owe other drivers and pedestrians a duty of care
- One or more drivers breached the duty of care by driving recklessly or carelessly
- That breach of duty directly caused an accident
- The accident caused financial losses
Some of the most common types of negligent driving include:
- Distracted driving, such as texting, talking on the phone, or using other mobile devices while driving
- Speeding
- Weaving in and out of traffic
- Following too closely
- Ignoring weather conditions
- Disregarding traffic signs and signals
- Driving under the influence of drugs or alcohol
What Does Personal Injury Protection (PIP) Insurance Cover?
According to the Florida Department of Highway Safety and Motor Vehicles (FLHSMV), Florida drivers must carry PIP insurance. PIP covers 80% of all medical expenses deemed necessary and reasonable but is capped at $10,000. It does not matter who caused the accident, so even if you were hit by an uninsured driver, at least some of your bills will be covered by PIP.
Unfortunately, medical treatment from a serious car accident in Town ‘n’ Country can quickly exceed $10,000. Our lawyer can help you recover damages directly from the at-fault driver.
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Recovering Damages After a Car Accident with an Uninsured Driver
Each case is different, so our lawyer will evaluate the details of your case to estimate how much your damages are worth. Cases that cause more severe injuries and property damage are worth more than cases with minor injuries and property damage.
Sources of Compensation After a Car Accident
If you were injured in a car accident, you have a few potential sources of compensation:
- Your health insurancefor your medical bills.
- Your PIP for your medical bills up to $10,000.
- Uninsured motorist insurance:Florida does not require people to carry uninsured motorist coverage, but you may have it anyway. This insurance will cover your medical bills, loss of income, and more.
- Directly from the at-fault driver: You can sue the uninsured driver who hit you for damages, including medical bills, property damage, pain and suffering, and more.
Our lawyers can help you weigh your options and pursue all potential sources of compensation after your accident. We will build a case showing that the uninsured driver caused the accident and is responsible for your damages.
Economic Damages in a Car Accident Claim
Economic damages compensate you for direct losses, including:
- Medical bills
- Future medical care
- Property damage
- Lost wages
Non-Economic Damages May Also Be Available to You
Non-economic damages compensate you for indirect losses, such as:
- Pain and suffering
- Loss of a limb
- Permanent disfigurement or disability
- Mental health conditions
- Reduced quality of life
Wrongful Death Damages After Losing a Loved One
If you lost a loved one, you may seek damages for:
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- Burial and funeral expenses
- Medical expensesfor treatment your loved one received before passing away
- Loss of earningsfor the income that your loved one would have earned
- Loss of servicesfor chores, home maintenance, childcare, and more that your loved one would have provided
How a Personal Injury Lawyer From Our Firm Can Help You
The Law Offices of Anidjar & Levine can help you by providing responsive legal care after a car accident with an uninsured driver. Our lawyers take care of all the paperwork and details so you can focus on getting better. Here are some ways we can help:
- Actively communicate with you: If you have questions, we have answers. Our lawyer will give you his number so that you can reach out whenever you have questions. We will update you on your case’s progress and respond to all your emails and calls.
- Recommend providers: Whether you need to get a medical professional or a mechanic, we can recommend a provider to you. We can help you schedule appointments if necessary.
- Investigate the accident: Our lawyer will gather evidence showing that the other driver’s negligence caused your accident. To file an uninsured motorist claim or to sue the other driver, you must prove that his negligence caused the accident.
- File an insurance claim: We can help you file a claim with your own provider. You may be able to recover damages through both PIP and uninsured motorist coverage.
- Sue the uninsured driver: If your damages exceed your insurance coverage, our lawyer will file a lawsuit against the at-fault driver and represent you in court.
Our team has helped many victims of personal injury recover damages after car accidents and more. Check out our client testimonials to learn more about cases we have successfully resolved.
File Your Lawsuit Before the Florida Deadline
You must file your lawsuit before the Florida deadline or risk losing your right to sue the uninsured driver who caused your car accident in Town ‘n’ Country. Our lawyer will work with you to determine how these statutes of limitations affect your case:
- Florida Statutes § 95.11(3)(a) establishes the statute of limitations for personal injury at four years
- Florida Statutes § 95.11(4)(d) establishes the statute of limitations for wrongful death at two years
In general, you have four years from the date of the accident to file a personal injury suit and two years from the date your loved one passed away to file a wrongful death suit. Your lawyer will let you know if any exceptions apply to your case to change the legal deadline.
The Law Offices of Anidjar & Levine Is Ready to Represent You in Town ‘n’ Country
If a car accident in Town ‘n’ Country has left you with medical bills or other losses, you may be able to recover damages from the uninsured driver who hit you. Our lawyer may be able to help you recover compensation for these expenses and more.
Call the Law Offices of Anidjar & Levine today for a free case consultation. We work on contingency, so you pay nothing unless we win your case.
