There are many ways a fire can devastate your home and property. Due to the many ways a fire can start in your home, different parties may be held responsible for your losses. Contact a fire claims lawyer in Hollywood at the Law Offices of Anidjar & Levine to ensure that your rights are protected.
Types of Fire Damage
The most common types of fire damage in a home include the following:
- Electrical fires caused by faulting maintenance or faulty electrical wiring
- Furnace or water heater fires caused by poor maintenance, installation or repair
- Gas or explosion fires caused by poorly installed, repaired or maintained gas lines, or gas line leaks
- Chemical fires due to improper chemical storage
- Defective product fires caused by defective appliances, power tools, or cell phones
- Fires caused by negligent behavior such as unattended candles and cigarettes, trash burning, or campfires
- Wildfires
- Arson
Additionally, fire loss is made catastrophically worse as a result of a failing smoke detector, or the failure of a homeowner to have a working smoke detector or carbon monoxide detector, fire alarm, fire escape, or fire extinguisher.
Determining Liability After a Fire
Determining liability after a fire can be a legally challenging endeavor. If a fire is a result of lightning or another natural event, it is simply an accident. However, if there was a defective product that caused your fire, you may be able to file a claim against the manufacturer of that defective product. Additionally, if a company installed electrical wiring incorrectly, you may have a claim against that company or its workers.
In most cases, however, an insurance company will be responsible for compensating homeowners for any losses due to home fires under their insurance policy. If an insurance company fails to provide just compensation to a homeowner in a timely manner, the homeowner may also hold the insurance company liable and may even be awarded punitive measures in some cases.
Contacting a fire insurance claim attorney may ensure that your rights are protected and that all responsible parties are held liable for the losses. Call a fire claims lawyer in Hollywood at the Law Offices of Anidjar & Levine to help you determine who may be liable for your fire and losses.
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Contact an Insurance Claim Lawyer Today
If you are attempting to determine who is liable for your losses due to a fire, you may feel overwhelmed. Contact the Law Offices of Anidjar & Levine to navigate your fire claim with your insurance company and help ensure that all parties responsible for your losses are held liable and compensate you fairly.
