The lightning safety information from the Florida Division of Emergency Management states that “lightning strikes are responsible for more weather-related deaths than all of [the state’s] weather hazards combined.” So, your house may have a higher chance of being struck by lightning than you realized.
When lightning strikes a house, it can cause costly damage to your personal property. A lawyer can help if an insurance company failed to pay your covered losses.
Insurance Does Not Always Cover Lightning Strikes
According to the Facts & Statistics on Lightning from the Insurance Information Institute, the average claim paid out for lightning-strike related damage in 2018 was $11,668. Homeowners insurance can be valuable in covering lightning strikes—if your insurance company pays out the claim, that is.
Insurance companies are usually not eager to pay out claims, and you may face resistance when filing a claim for your recoverable losses in the wake of a lightning strike. A lawyer can help you fight to recover compensation for covered losses, which may include:
- Televisions
- Appliances such as dishwashers, ovens, washers and dryers, and stoves
- Gaming consoles
- Laptop computers
- Desktop computers
- Air conditioners
These are just some of the individual items which may be harmed when lightning strikes a house, and which may entitle you to compensation.
A Lightning Strike Can Do Serious Damage to Your Home
When lightning strikes a house, the current of electricity it sends through your home can surge through electrical wiring and plumbing as it seeks to connect to the ground. This surge of electricity can result in a fire breaking out, which can do even more extensive damage than frying individual devices. Lightning strikes can also do lasting damage to your electrical and plumbing grids, which could cost you serious money.
A Lawyer Can Help You Pursue Compensation if Lightning Strikes Your House
A lawyer will help you bring any legal action necessary to aid in your pursuit of compensation. They can advise you on the mediation and neutral evaluation processes, and if those fail, you can begin the legal process of pursuing compensation for your losses.
A lawyer can:
- Help you identify the parties liable for your losses
- File your case in court as soon as possible
- Keep you aware of any settlement offers that the defendant’s counsel extends
- Take every necessary step to complete your case, whether the result is a judgement or settlement
- Protect your rights
If successful, you may collect compensation for your covered losses and additional expenses that have arisen from the lightning strike and your subsequent quest for compensation.
Call Our Team at the Law Offices of Anidjar & Levine Today
We will go the extra mile in helping you pursue coverage for your losses. Call the Law Offices of Anidjar & Levine today at 1-800-747-3733 for a free consultation. Do not wait, as time may be a factor in your ability to collect any compensation to which you may be entitled.
