If you recently experienced a hurricane on your Poinciana property, you may be figuring out where to start picking up the pieces and restoring your property. Your family may have experienced significant losses to your home and belongings. A hurricane property claim lawyer serving Poinciana could help you get started on your claim.
After a big storm, you are likely bombarded with ads and even workers who solicit your home to make repairs. You can check our client testimonials to get a good idea if we would make a good fit for representing you and your family.
What Can You Expect Your Homeowners’ Insurance Policy To Cover?
It is a bright idea to take the time to review your homeowners’ insurance policy when you receive it. Many homeowners are often unaware of what is in their policy. Knowing beforehand is better than being surprised that you don’t have enough coverage after a disaster.
Insurance companies know their product inside and out. They are also aware of how little the public knows about their coverage. Often, they use this to their advantage. They employ professionals to offer settlements that are far below what you need to cover your actual losses. These tactics are good reasons to have an attorney on your team when you need to file your claim.
Do Homeowners’ Policies Typically Cover Roof Damage?
Most home insurance policies do cover damage from hurricanes, but not in a straightforward way. Homeowners’ policies don’t determine the difference between wind, thunderstorms, or hurricanes. Wind damages are covered under the general umbrella part of most policies. The wind tearing off your roof means that this damage will be covered. If a tree drops on top of your house, it will also be covered.
Do Homeowners’ Policies Typically Cover Flood Damage?
No. Homeowners’ policies typically do not cover flood damage, even flood damage that occurs from hurricanes. You must purchase additional flood protection from the National Flood Insurance Program (NFIP). This insurance is a government-backed program you will need if you want flood protection from hurricanes.
Common Problems Claiming Water Damage
You might already see where there could be problems if you claim any water damage caused by storms. You could have water damage from a hurricane that is not generated from flooding. If the rain and winds were intensive, your roof was seriously damaged, and it rained in your home—you could have water damage that is not necessarily flood-related.
Of course, your insurance company will likely balk at covering any claim for this damage. They might offer you a lower settlement. You are entitled to refuse it and insist they cover all the damage. This refusal is where it is helpful to have an attorney negotiate for you. Our lawyer will be well-versed in insurance law and can demonstrate how your claim is valid.
Benefits Of Our Law Firm In A Hurricane Case in Poinciana
Our law firm can benefit you in many ways after a hurricane. You and your family are already dealing with significant disruption in your life. If you have to deal with a difficult insurance company denying or undervaluing your claim, your stress levels can get high. An attorney can help you avoid some of these common problems.
- Delaying payment of a valid claim
- Insurance companies insist valid damages are not covered
- Lowball ridiculous offers
- Demands for written releases
- Additional damage to your home due to delays
- Prolonged hardship on your family
- Insurance attempting to do a partial repair
Florida Statute § 626.9744(2) protects homeowners from incomplete repairs stating that if the repair does not match the adjoining area, the insurer must also make reasonable repairs to adjoining rooms. The law is intended that the repair should be complete. Florida Statute § 627.7142 covers in detail that Florida takes seriously protecting consumers in the Homeowner Claims Bill of Rights.
How Our Lawyer Helps You
Our lawyer can benefit your family in many ways after a hurricane. Our law firm has been operating in areas with frequent tropical storms and hurricanes and has access to resources and knowledge on how to help the people in our communities quickly. We have been through this before.
- Our law firm can get your family quick access to vouchers for housing and other resources
- Our attorney can help you file for FEMA relief
- We can assist with government assistance, social security, medical benefits, or help to get missing documents
- If the hurricane or other natural disaster has caused you to miss a court date, a custody agreement, or other court order, our attorney can notify the appropriate parties
- Our attorney can negotiate a quick settlement from your insurance company to get you on your way to repair your home
- Having a lawyer during a time of extreme consequence can help alleviate stress
Is It Expensive To Hire Our Law Firm For A Hurricane Claim in Poinciana?
A hurricane property claim is a case taken on a contingency basis. This arrangement means no upfront cost to you and your family. You can settle your bill when you win your case or receive your settlement. These are questions you can discuss in a complimentary review of your case. The review of your case is free.
Who Can You Call If You Have Hurricane Damage in Poinciana?
If your family has recently experienced damage to your home from a tropical storm or hurricane in the Poinciana area, we can help. Our hurricane property claims attorneys serving Poinciana can help you in filling out your claim right away. Call us today at the Law Offices of Anidjar & Levine.
We can also assist with anything else you need during this challenging time. If you need help with your FEMA application, obtain housing vouchers, food, or other emergency supplies. We can lead you to the right source. Let us help you get your insurance claim filed and your family back to normal. We are here to lift your stress and resolve your insurance claim. Call today for a free consultation!
We Can Help.
