When your property has been through a hurricane, hiring a hurricane damage claim lawyer can help you get through these difficult times. Dealing with the insurance company is often far more challenging than many people realize.
If you hope to get the most out of your hurricane damage claim and hold the insurance company accountable for their financial responsibilities, having a legal advocate by your side can relieve some of your stress. Our firm could help you figure out what your next steps should be.
For a free legal consultation, call (800) 747-3733
Understanding Your Hurricane Insurance Coverage
One of the top reasons to hire a hurricane damage claim lawyer is for help understanding what your current hurricane insurance policy covers. Many hurricane insurance policyholders are under the impression that their policies will cover the extent of their property losses in full.
However, this may not be the case. In fact, there are several types of hurricane damage insurance coverage you may have to purchase if you want to protect yourself as much as possible. These include:
- Homeowners insurance
- Flood insurance
- Sewer back-up insurance
- Windstorm coverage
These are just a few of the more common types of hurricane damage insurance coverage you may want to purchase to protect your home or property from the potential fall out of a devastating hurricane.
Suppose you have already purchased one or more of these policies. In that case, you can go over your existing policy in detail with your attorney so you have a better understanding of how much coverage you have and whether it will be enough to meet your family‘s needs.
What to Expect From the Insurance Company
You might have assumed that filing a claim with the insurance company was going to be the difficult part. However, it might be more challenging than you expect.
Insurance adjusters are trained to find opportunities to reduce your benefits or deny your claim entirely. They want to save the company money by not paying out on your claim in its entirety.
By retaining a hurricane damage claim lawyer, you can have a legal representative advocate for your rights and show the insurance company that you are taking your claim seriously.
Contact our lawyers today!
Costs of Hiring a Hurricane Damage Lawyer
There are many reasons claimants may be hesitant to contact a law firm for help. The first of which concerns the cost of hiring an attorney. However, when you have already suffered significant property losses, you might not be prepared to cover the cost of retaining legal representation.
Fortunately, many hurricane damage claims lawyers will be willing to work with you on contingency. You will not be expected to cover any expenses upfront when you are working on a contingency agreement.
Instead, you would cover your attorney fees with a portion of the compensation you are awarded from the insurance company. The agreed-upon amount can vary widely depending on the amount of time, effort, and resources that go into your case.
With contingency-fee-based representation, you will not be expected to cover any attorney fees if your lawyer does not produce a recovery in your case. This means there is little risk to you in reaching out for help.
Complete a Free Case Evaluation form now
Potential Complications in Dealing With Your Claim
Many complications could arise when filing your hurricane damage claim. In addition to dealing with advantageous insurance adjusters, you also run the risk of the insurance company:
- Arguing against your covered losses (even if you have the coverage, the insurance company might push back)
- Arguing that you are missing supporting information
- Arguing that you failed to complete your application in its entirety
- Arguing that you missed critical deadlines
Fortunately, when you have a hurricane damage claim attorney on your side, issues like these should be few and far between, if non-existent. If you hope to get through the claims process as smoothly as possible, having a legal advocate on your side can only benefit your case.
If you have additional questions or concerns regarding your hurricane damage claim, your attorney can further discuss your case’s specific details.
Get Help from a Hurricane Damage Lawyer
Once you have decided to pursue your hurricane damage claim, make sure you retain a hurricane damage lawyer. The Law Offices of Anidjar & Levine wants to protect your compensation and help you avoid being taken advantage of during this challenging time in your life.
Obtain your no-cost, risk-free consultation when you call our office at 1-800-747-3733 to get started.