If your family has been recently hit by a storm, you may be stressed and overwhelmed, and possibly now receiving push back from your insurance company. Insurance companies are notorious for overloading customers with paperwork and confusing details, trying to do everything they can to deny or reduce your wind damage property claim.
In addition, insurance companies can become overwhelmed with a high volume of claims after storms and may not give yours the attention that it deserves. It is not right that they would brush off your claim by denying it or offering you a low settlement offer, especially if you have been paying your premiums on time and your damages are covered under your policy.
But you are not alone. The team at the Law Offices of Anidjar & Levine is here to fight for your right to fair compensation for your covered losses. Call us today at 1 (800) 747-3733 for a free evaluation of your wind damage property claim.
For a free legal consultation with a property claim lawyer serving Pensacola, call (800) 747-3733
What Types of Damage Can Wind Cause in Pensacola?
The wind caused by a storm can reach incredible speeds. Hurricanes’ wind speeds range from 74 miles per hour (mph) to over 156 mph for a Category Five hurricane. Even severe thunderstorms can produce high winds in excess of 50 mph.
What does this mean for your property? It means that your property is at risk, even in a thunderstorm. Thunderstorms are reported to be more common and cause greater damage than tornados simply because of the overall area that a thunderstorm can cover.
Wind can cause the following types of damage to your home and property:
- Shingles, gutters, siding, and shutters can be ripped or detached from a house or structure
- Flying debris can cause damage to external walls, vehicles, and structures
- Fallen trees and power lines can land on other property
- Broken windows can allow water and debris intrusion
- Patio furniture can be destroyed and displaced, causing other property damage
- Air conditioning units can be damaged or displaced by flying projectiles
This is by no means a comprehensive list. Many other types of unforeseeable damage can happen during a windstorm.
If you have experienced wind damage to your property, do not leave your claim and covered losses to the mercy of the insurance company. Call the Law Offices of Anidjar & Levine at 1 (800) 747-3733 today for a free, no-obligation consultation.
Pensacola Property Claim Lawyer Near Me (800) 747-3733
Why Is the Insurance Company Denying My Claim?
Insurance companies can be flooded with claims after a storm and may try to find any reason to reduce or deny your claim to protect their bottom line and reduce their workload. You could put your claim at risk by saying the wrong thing or not having the appropriate information and evidence.
You do not have to deal with the insurance company alone. The Law Offices of Anidjar & Levine is here to help you. Call us now at 1 (800) 747-3733.
Here are just a few of the more common responses insurance companies offer when denying a claim:
- They say that the losses are not covered by your policy.
- They state that there were lapses in your coverage.
- They maintain that you did not pay your premium on time.
- They try to delay your claim with a confusing paperwork process.
- They deny your claim without proper documentation and reason.
- They try to lowball your settlement.
The insurance companies know what they are doing. There are many ways they could attempt to gain the upper hand during the process of a wind damage property claim. A wind damage property claim lawyer in Pensacola can help you through the process from the very beginning. Contact our firm today and let us help you navigate the process of recovering your losses and fighting for your rights under the Florida Homeowner Claims Bill of Rights. Call us at 1 (800) 747-3733.
What Should I Do After Wind Has Damaged My Property in Pensacola?
The insurance company could try to disprove the legitimacy of your wind damage property claim by stating that flooding or improper maintenance of the property was the reason for the damage.
There are ways that you can protect your claim from the very beginning. If you know that a coming storm could cause damage to your property, here are some best practices so you can be prepared:
- Take photos and video before and after: The photos and videos should show the condition of your property before and after a storm hits. Photos and video evidence of each wall of the house, external structures, the entire roof, and surrounding property could be useful evidence for your claim.
- Inventory your belongings: Be sure to take a detailed account of all property, including outdoor furniture, that could be damaged by high winds.
- Prevent damage: Be sure to make preparations if you suspect a severe storm could occur. Board windows, doors, and secure any property that could become a projectile.
- Save receipts: If you have to pay out of pocket to fix any damages caused by a storm, be sure to save the receipts from any purchases.
- Contact the insurance company immediately: Start the process of recovering your losses by calling the insurance company immediately.
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How a Wind Damage Property Claim Lawyer in Pensacola Can Help My Claim
Contacting a wind damage property claim lawyer in Pensacola at the Law Office of Anidjar & Levine after the wind has damaged your property can help take the burden of wind damage property claim off your shoulders.
Here are a few ways we can help:
- Review your insurance policy and the evidence of damage
- Demand that the insurance company treats you fairly
- Contact the insurance company if they are stalling or delaying your claim
- Demand payment if they are refusing to pay for covered losses under your policy
If you are fighting the insurance company to process your wind damage property claim correctly or they are trying to get you to settle for less than what you believe you are owed, call the Law Offices of Anidjar & Levine at 1 (800) 747-3733 before the statute of limitations under FL § 95.11 expires. We are ready to begin the process of your claim today with a free, no-risk consultation.