Motor vehicle accidents can happen unexpectedly, often leading to uncertain and difficult circumstances. While insurance should cover most related damages and expenses, sometimes the situation is complicated. If you’re having trouble recovering what you’re owed with the insurer, you need an advocate standing up for your rights and your future.
After an accident with an uninsured motorist, you have a few options for covering your expenses. Working with a Pembroke Pines uninsured motorist car accident lawyer from the Law Offices of Anidjar & Levine may be helpful in recovering an appropriate financial award.
Typically, Car Accident Victims in Florida Use Their Own Insurance
Any car accident can be devastating and lead to extensive injuries and damages. In Broward County alone, there were over 13,000 total injury crashes in 2022, per the Florida Department of Highway Safety and Motor Vehicles (FLHSMV). However, most of those who are injured in car crashes go through their own insurance to cover these losses.
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However, after an accident, you may need to take time off from work to recover, have your car repaired, or replace other personal property. These expenses may add up to more than the policy limits. In normal circumstances, a driver could pursue their excess expenses through the at-fault driver’s insurance.
What Happens If the At-Fault Driver doesn’t Have Insurance?
While drivers in Florida should have insurance by law, it doesn’t mean they always will.
Ideally, you will have opted for uninsured or underinsured motorist coverage. This insurance can help cover your expenses if another driver is at fault for the accident but doesn’t have insurance. If you have uninsured motorist car insurance, you can contact your insurance company after the accident to let them know what happened.
If you don’t have this kind of coverage, an attorney from our firm can assess your other options for compensation. We will review your policy and the policies of the at-fault driver, and use our understanding of Florida law to find the best available option.
Damages You Can Recover Through an Uninsured Motorist Claim
Your “damages” are the losses you experience because of a car accident. These often include:
- Past, current, and future medical expenses
- Lost wages
- Lost future earning capacity
- Cost of repairing or replacing your vehicle
- The diminished value of your vehicle
Unfortunately, you cannot recover compensation for your physical and emotional pain and suffering through a PIP claim. However, your uninsured motorist coverage may offer compensation for these more personal losses.
Our attorneys can review your insurance options and your eligibility for other legal avenues, so we can demand compensation for everything you’ve suffered.
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Our legal team has experience in several areas of personal injury law, including cases that involve an uninsured motorist. Your lawyer can review what happened in your situation and who was at fault. They may also be able to identify if you have the option to pursue compensation from other parties than the uninsured motorist.
Your lawyer can also negotiate with your insurance company. Sometimes, the insurer offers unfair settlements in an attempt to close your case quickly; they may even undervalue or deny your claim to save their bottom line. We won’t stand for bad-faith tactics from the insurer and will pursue what you’re owed.
Finally, we can determine if it is in your best interest to file a lawsuit. If the option is available to you, our attorneys will handle everything from filing to advocating for you in court.
Overall, working with a lawyer allows you to focus on recovery while your lawyer handles your case.
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We frequently note on our legal pages, “We don’t get paid unless you do!” This means that we will not charge you for our services until we help you recover compensation in your case. We also offer all our clients a free consultation to help them decide if they want to work with us.
Deadlines for Filing a Lawsuit
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Your time frame is more limited if you are pursuing compensation on behalf of a loved one in a wrongful death lawsuit. Under Florida Statutes § 95.11(4)(d), you have two years to file.
Regardless of the case you are interested in pursuing, it can be wise to consult with an attorney early on to ensure you don’t miss the deadline.
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- “Anidjar & Levine is a great law firm. They gave us a free consultation over the phone, and we were able to resolve our case easily. Evans was most friendly, honest and sincere with our case and I would highly recommend this law firm to those struggling with finding the right law firm. Keep up the good work guys!” ~ Kharmen W.
- “Rear-ended in February, 2017. From literally the day after the accident I have been in the extremely capable hands of this law firm. The medical providers I was sent to were top notch, and everyone involved with handling my case (Mark, Jonathan, and Sasha) did an excellent job as well. A year later and my case is wrapping up with a result that I am more than satisfied with. Their reputation is well deserved. Thanks guys! ” ~ Rudy D.
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