As Floridians know, the aftermath of a hurricane event can be stressful and complicated. At the Law Offices of Anidjar & Levine, we know Panama City hurricane claims can overwhelm insurance companies. No matter how much damage your home sustained, a hurricane property claim lawyer in Panama City can help you get the compensation you need to put your life back together.
In this time of destruction and need, it is horrifying to think an insurance company could do anything other than try to help. Unfortunately, faced with massive financial losses, insurers may try to limit their liability by wrongfully denying your claim, undervaluing your loss, or delaying the processing of your claim. The Law Offices of Anidjar & Levine will fight to get you every dollar you deserve.
Determining Coverage For Your Panama City Hurricane Property Claim
Your insurance policy stipulates the type and amount of coverage it provides. Unfortunately, the legal language is difficult to interpret, often causing confusion for homeowners who need their coverage.
Your policy likely covers structural damage to your home and other buildings on your property, such as detached garages, guest house, and workshops. You may also have coverage for:
- Expenses resulting from loss of use (hotel or short-term rental costs, food, transportation, etc.)
- Debris cleanup and removal
- Disaster remediation such as water extraction and mold eradication
- Board-up, temporary roofing, and other expenses necessary to protect your home from further damage
- Compensation for damaged or destroyed personal property and contents
The best way to determine exactly what your policy covers is to call for a free policy evaluation at the Law Offices of Anidjar & Levine. We will evaluate your policy and explain your coverages and, if you choose to work with our legal team, a personal injury lawyer in Panama City can help hold your insurance company to its obligations.
Our Law Firm Will Help You Build A Strong Hurricane Claim
Our law firm provides a free case review to help you understand what to do and what we can do for you after a hurricane. In addition, we will explain how your claim will benefit from working with a hurricane claims lawyer. Finally, when our law firm is on your side, we will explain how to check your property for damage after a hurricane.
We will assess the policies that may provide you with post-hurricane coverage and determine the compensation limitations of each policy. We also ensure you understand how Florida’s Homeowner Claims Bill of Rights affects you. You have rights, and we ensure the insurer does not violate them.
We Hold The Insurance Company Accountable For Your Panama City Hurricane Damage
When facing thousands of hurricane damage claims and potentially massive losses, insurers can make mistakes and claims can get lost in the shuffle. Sometimes, however, insurers resort to bad faith tactics, hoping claimants become frustrated and give up on trying to collect on their claim.
Some of the tactics that insurers may use to avoid paying your claim include:
- Stating that your policy is invalid
- Stating that your policy does not cover your damages
- Denying your claim without explanation
- Significantly undervaluing your claim
- Refusing to send an adjuster to investigate your claim
- Sending a non-qualified adjuster to investigate your claim
- Refusing to acknowledge receipt of your claim
- Discouraging you from seeking help from a property claims lawyer
When you choose our firm to help you during this critical time, you can rest assured that a hurricane property claim lawyer in Panama City will handle every aspect of your claim to get the maximum compensation you deserve.
We’ll Help You With Your Hurricane Claim
As a Florida homeowner, you could have multiple insurance policies in place to protect your property. For example, your homeowner’s insurance may have separate hurricane and flood damage coverage. In some cases, your homeowners’ insurance may not cover flood damage at all.
Determining the policy that best fits your needs can be complicated. So, let us handle it. Bring one of our team members a copy of every policy that covers your home, including any amendments or additions. We will review your coverage and explain which losses are covered by which policy and how long it takes to receive a compensation offer.
Our goal is to ensure you get the coverage you contracted to receive. We will protect your legal rights and provide services that include:
- Evaluating your damages and calculating the value of your hurricane damage claim.
- Documenting every aspect of your damages to build the strongest possible claim
- Dealing with the insurance company, their lawyers, and others on your behalf
- Pushing the insurance company to quickly initiate good faith negotiations
- Fighting to get you every dollar you deserve for your losses, based on the coverage outlined in your policy
Don’t Feel Rushed To Accept An Offer That Doesn’t Cover Your Total Damages
Take care during this time of upheaval, as the insurance company may try to trick you out of your right to recover compensation under your policy. It may ask you to provide a recorded statement but later twist your words as a way to deny your claim.
It may also offer a very small settlement as the full payment for your claim or mark a partial settlement check as a full and final payment.
Never sign any documents or provide any statements until you speak to your hurricane property claim lawyer. Otherwise, you could find yourself unable to recover compensation for your damages.
The Potential Value of Your Panama City Hurricane Property Claim
We will go to work immediately, identifying your losses and documenting your claim. Our legal team will identify and document every expense covered by your policy, and we will fight to get you every dollar you deserve.
How Our Hurricane Property Claim Lawyers Can Help You Today
The Panama City hurricane property claim lawyers of the Law Offices of Anidjar & Levine will fight tirelessly to get you the compensation you need.
We help you by providing these services.
Handling Every Aspect of Your Hurricane Damage Claim
Our legal team will handle every detail of your claim from start to finish. You have enough to worry about and deal with right now, and we will take as much off your shoulders as possible.
Answering Your Questions & Providing Information
We will be here to answer your questions and ensure you understand everything going on with your claim. We will provide updates on the status of your case and keep you informed of important developments. We make sure you feel like the priority you are by providing:
- Attentive, responsive legal care
- Your attorney’s phone number
- Ongoing updates on your case
- Replies to questions and concerns
- Responses to calls and emails
We go the extra mile for you, so you can worry about your family while we care for everything else. We are committed to supporting our clients and community when you need us most.
Fighting Aggressively for Your Future
We will fight tirelessly to hold the insurance company accountable for its obligations under your policy. We will stand up for you and your future to ensure you get the compensation you need.
Protecting Your Legal Rights
Although acting in bad faith is illegal, insurers will often take advantage of policyholders if they can minimize what they must pay out. When we deal with them on your behalf, we can hold the insurance company accountable and compel it to deal fairly and promptly with your claim.
However, you only have a limited time to file your claim, however. If you fail to file within the allowable time, you lose your legal right to pursue compensation for your damages. Contact us as soon as possible to make sure you do not miss this critical deadline.
Get Help From A Panama City Hurricane Property Claim Lawyer Today
Do not fight this battle alone. The hurricane property damage claim lawyers in Panama City of the Law Offices of Anidjar & Levine are standing by to help you right now.
We will review your insurance policy for free, explain your coverages, and help you decide your next steps. Call now to get the help you need.
We Can Help.