If your Palm Coast home or property sustained hurricane damage, and your insurance company disputed or undervalued your claim, you do not have to try to fight to recover your losses on your own. The Law Offices of Anidjar & Levine is here to help.
Our attorneys can review your insurance policies and may be able to help you appeal a denial, negotiate a fair settlement, or take the insurance company to court through a bad-faith lawsuit. Call 1-800-747-3733 today for your free case evaluation with a member of our team.
We Can Help You Fight for Reimbursement of Your Covered Losses
If a hurricane hits Palm Coast, you can feel certain the insurance company will receive claims from property owners from St. Augustine to Daytona Beach and beyond. In a major storm, it may get inundated with thousands of claims at the same time. The insurer’s payout for covered losses could end up in the billions.
Unfortunately, this could result in the insurance company denying your rights under the Florida Homeowner Claims Bill of Rights by giving you the runaround, delaying your payout, denying covered losses, or undervaluing your claim. If you believe this is happening to you, we can help. Reach out to the Law Offices of Anidjar & Levine today by calling 1-800-747-3733. A hurricane property claim lawyer in Palm Coast can review your insurance policy and help you fight for the reimbursement you deserve.
Florida Law Protects Homeowners’ Rights
As outlined in the Florida Statutes § 627.7142, which is the aforementioned Homeowner Claims Bill of Rights, homeowners should expect their insurance company to perform certain actions. Once you file your completed claim detailing the hurricane damage you suffered, your insurance company is supposed to by law:
- Acknowledge your claim within 14 days of receiving it
- Notify you of your claim’s status within 30 days after you file a Proof of Loss form with the company
- Partially or fully pay your claim or send you a written denial within 90 days
If your insurer did not follow any of these stipulations, you could seek compensation. We will review the details of your situation and advise you on your next steps.
We Can Help You Prove Your Covered Losses After a Palm Coast Hurricane
Experiencing property damage in a hurricane is stressful enough, but then there are the tasks of cleaning up and documenting your losses. If you enlist our service with your claim, we can help you gather evidence to prove the value of your losses and out-of-pocket costs.
This could include:
- Photographs or video of your home or property before the hurricane
- Photographs or video of your home or property after the hurricane
- Copies of any insurance policies you have
- A list of any damaged, destroyed, or missing items
- Receipts for any plywood, tarps, or other items necessary for immediate repairs
- Receipts for any replacement items you had to purchase, such as clothing or food
- Receipts for hotel rooms or other lodging if you cannot stay in your home
- Written estimates for repairs to your property, if available
Cataloging the damage to your home and the losses you suffered is often one of the most stressful parts of the process. You do not have to face this alone. Our team can offer compassionate support and guidance every step of the way. We go the extra mile for our clients.
We Will Deal with the Property Insurer for You
Sometimes, property owners can face an uphill battle if their insurers deny or delay their claims or even pay them less than what their damages are worth. That’s why some people hire a property claim lawyer to help them negotiate with the insurance company. We will look over your insurance policy to learn about its terms and conditions to determine if the insurer is following the agreement and delivering your due to you.
Taking on insurers can be a big task, one that is filled with possible missteps if you don’t know what you’re doing. If you hire us to manage your Palm Coast property claim, we will handle all communications and negotiations directly with the insurer. This ensures that your rights are protected and guards against you saying or doing something that could hurt your case or delay your payment.
Our Palm Coast Property Claim Lawyer Can Review Settlement Offers and Appeal Denied Claims
If you receive a settlement offer from your insurer, we can review it to determine if it is fair and meets your needs before you decide to accept it. It is important to know what your property damage is worth and if the insurer’s offer covers your damages. This is important. If you accept a too-low settlement, you can’t collect any further payment for your damages. Our property claim lawyer can negotiate for a better offer on your behalf.
If your claim is denied, you may still have options. We can appeal the decision and help you navigate the process. If your insurer denied your claim before your meeting with us, please bring your denial letter with you for us to review.
You can also bring us photos and/or video footage of the property damage you have, whether it’s inside or outside the property, or both. Additionally, we will need your insurance policy number so we can review it. We will advise you on whether we need other documents.
Mediation for a Disputed Palm Coast Property Claim May Be Available
You may be able to attend a mediation session for a disputed claim and reach a resolution with your insurer for recovering your losses. Some people use mediation to save time and avoid lawsuits and litigation, which can save everyone time. Our lawyer can represent you in this meeting if you wish to settle the matter in this way.
As noted in the Homeowners Claims Bill of Rights, the Florida Department of Financial Services offers a free mediation service that could help you settle your disputed claim. This mediation session is conducted by a neutral third party that does not benefit from the final outcome.
You Can Either Accept or Reject the Mediation’s Outcome
We will work to prove the value of your claim and explain your position to the insurer. Any agreement we reach with the insurer is not legally binding until you and your insurer signs it. You do not have to accept the final outcome. You will have a certain time to accept it. If you don’t, we can help you explore other options.
Talk to a Hurricane Property Claim Lawyer in Palm Coast
At the Law Offices of Anidjar & Levine, we will deal directly with your insurance company to fight a denial, negotiate a fair offer for your covered losses, or take other actions to help you get the payout you deserve. You can focus on trying to get life back to normal while we take care of the rest.
Call 1-800-747-3733 today to discuss your claim with a member of our team. We encourage you to contact us because you have a limited time to act. Our initial consultations are always free, and you never pay us any fees unless a hurricane property claim lawyer in Palm Coast recovers a payout for you.
We Can Help.