A rideshare in Key West can feel routine until a sudden crash turns your day, and possibly your life, upside down. Whether the accident happened on a crowded stretch of Duval Street, along North Roosevelt Boulevard, or while navigating unfamiliar island roads, rideshare collisions often leave injured passengers, drivers, and pedestrians unsure of what to do next.
If you were hurt in a rideshare accident, you may be facing medical bills, missed work, and unanswered questions about who is responsible.
A rideshare accident lawyer in Key West can help you understand your options and protect your rights. Contact Anidjar & Levine to learn how our Key West car accident lawyers can help you move forward after a serious rideshare accident.
Rideshare Accidents Are Not Handled Like Ordinary Car Crashes
Many injury victims assume a rideshare accident is handled the same way as any other car crash. Claims involving transportation network companies are often far more complicated. These companies rely on layered insurance policies and strict internal procedures that can slow down or limit legitimate claims.
Some of the key differences in rideshare accident cases include:
- Multiple insurance companies involved
- Disputes over whether the driver was “on the app”
- Corporate policies that affect liability
- Delays caused by disputes between insurers over fault
Injured victims are often left waiting while insurers argue over responsibility, time you may not have, while medical bills are piling up.
How Rideshare Insurance Coverage Works In Florida
Rideshare insurance coverage depends heavily on the driver’s status at the exact moment of the crash. Understanding this distinction is critical to determining how much compensation may be available.
When The Driver Is Not Logged Into The App
If the rideshare driver was not logged into the app, the crash is typically handled through the driver’s personal auto insurance policy, just like a standard car accident.
When The Driver Is Logged In But Has No Passenger
If the app was on and the driver was waiting for a ride request, limited third-party liability coverage may apply. These policies are often lower than victims expect and are frequently contested.
When A Ride Is Accepted Or A Passenger Is In The Vehicle
Once a ride is accepted or a passenger is in the car, Uber and Lyft generally provide up to $1 million in liability coverage. Proving that the driver was actively engaged in a ride is often one of the most important and disputed parts of a rideshare accident claim.
Determining Liability After A Key West Rideshare Accident
Fault is rarely straightforward in rideshare crashes, especially in busy tourist areas with heavy pedestrian traffic. Depending on the circumstances, responsibility for your injuries may fall on one or more parties.
Potentially liable parties may include:
- The rideshare driver
- Another negligent driver involved in the crash
- The rideshare’s corporate insurance coverage
- Multiple parties in multi-vehicle collisions
Identifying every liable party is essential to pursuing full compensation, particularly when serious injuries are involved.
Injuries Commonly Associated With Rideshare Accidents
Rideshare accidents can cause the same serious injuries as any high-impact crash, and sometimes worse due to frequent rear-end and side-impact collisions.
Physical injuries our Key West personal injury lawyers frequently see include:
- Traumatic brain injuries (TBI)
- Neck, back, and spinal injuries
- Broken bones and joint damage
- Soft tissue injuries that limit mobility
We also assist clients who have suffered emotional and psychological harm, such as:
- Anxiety or panic when riding in vehicles
- Loss of confidence traveling
- Post-traumatic stress following the crash
These injuries can affect your ability to work, enjoy Key West’s outdoor lifestyle, and maintain your independence.
The Real Costs Of A Rideshare Accident Extend Beyond The Hospital
The financial consequences of a rideshare accident often continue long after emergency medical treatment ends. Compensation in a rideshare injury claim may address:
- Emergency care and hospitalization
- Follow-up treatment, therapy, and rehabilitation
- Lost wages and reduced earning capacity
- Pain and suffering and loss of enjoyment of life
- Vehicle repair or replacement
Insurance companies often attempt to minimize these losses, especially when future care is involved. Our rideshare accident attorneys in Key West will ensure the full impact of your injuries is considered.
Steps To Take After A Rideshare Accident In Key West
What you do after a rideshare crash can significantly affect your ability to recover compensation.
After an accident with a rideshare, it’s important to:
- Seek medical care immediately
- Report the accident through the app
- Obtain a police report from the Monroe County Sheriff’s Office
- Collect witness contact information
- Avoid giving recorded statements to insurance adjusters
- Contact our Key West rideshare accident attorney as soon as possible
Taking early action helps preserve evidence and protects you from common insurance tactics.
Our Key West Rideshare Accident Lawyers Can Protect You
Rideshare services have teams of insurance adjusters and attorneys working to protect their interests. Having legal representation helps level the playing field:
Investigating The Crash And Securing Evidence
Your accident attorney can obtain app data, driver records, crash reports, and witness statements before evidence is lost or altered.
Managing Insurance And Corporate Claims
Insurance companies often push for fast, low settlements. Legal representation helps shield you from pressure and ensures your insurance claim is taken seriously.
Supporting Your Recovery
Anidjar & Levine assist clients with medical care coordination, transportation, and documentation so they can focus on healing.
If you’re unsure where to turn, contact Anidjar & Levine to find out how a rideshare accident lawyer in Key West can help you pursue compensation and regain control of your situation.
Time Limits Apply To Rideshare Accident Claims In Florida
Florida law limits how long you have to file a personal injury lawsuit after a rideshare accident. Per Florida Statutes § 95.11, accident victims generally have two years after the accident to file a personal injury lawsuit. If this deadline expires, the courts could permanently bar your right to compensation.
Additionally, evidence may be lost, and witness statements may be harder to obtain, giving insurers more leverage against you.
Because rideshare claims often involve additional delays, hiring a lawyer early could help to protect your rights and strengthen your claim.
Why Injured Clients Choose Anidjar & Levine
Injured clients throughout Florida turn to Anidjar & Levine because we put people first, always.
A People First Approach Since 2005
Since our founding in 2005, we have focused on responsive legal help that serves injured people, not insurance companies.
Responsive Legal Help That Serves You
Clients receive regular updates, clear communication, and accessibility throughout their case. We believe no one should feel left in the dark about their recovery.
No Financial Risk To Get Started
Our attorneys work on a contingency fee basis, meaning:
- No upfront legal fees
- No hourly billing
- No payment unless compensation is recovered
This allows injured clients to seek justice without adding financial stress during an already difficult time. You pay nothing unless we recover compensation for you.
Speak With A Key West Rideshare Accident Lawyer Today
You don’t have to navigate the aftermath of a rideshare accident alone. Call or contact Anidjar & Levine today to get started with a free consultation. Learn how a rideshare accident attorney in Key West can help you and your family.
You worry about getting better. We’ll take care of everything else.
We Can Help.