There are some circumstances when you can sue Uber if they get in an accident in Florida. If you or a family member suffered catastrophic injuries or if there was a loss of life, you could file a personal injury or wrongful death lawsuit against Uber. An Uber and Lyft accident lawyer in Florida can help you if you were injured in a ride-share accident.
You Can Sue Uber in Some Cases Despite Florida’s “No-Fault” Car Accident Laws
Unlike most states, Florida follows a “no-fault” insurance law. If you are injured in any kind of motor vehicle accident, including an Uber collision, the first $10,000 in medical claims will come from your own auto insurance regardless of who is at fault.
There are exceptions.
You may be able to sue Uber if they get in an accident in Florida if your injuries meet or exceed the state’s “serious injury” standard. You could also file a claim against the company’s $1 million liability insurance coverage if your injuries qualify.
You Can Sue Uber if Your Accident Injuries Are Serious
An Uber accident lawyer in Florida can file a personal injury lawsuit on your behalf or a file a claim with the at-fault party’s insurance If the Uber accident resulted in:
- Permanent injury.
- Significant and permanent scarring or disfigurement.
- Significant and permanent loss of a bodily function.
Personal injury lawsuits in Florida must be filed within four years from the date of the accident. Florida’s unique rules on car accident insurance and liability can be challenging. You are encouraged to talk to an Uber accident lawyer in Florid to fully understand your legal options.
Uber’s One Million Dollar Liability Insurance Requirement
Uber drivers, like all Florida drivers of vehicles with at least four wheels, must carry auto insurance with personal injury and property damage coverage. In addition, Uber must carry a $1 million insurance policy to run in Florida. This coverage plan for passengers and drivers varies in compensation. There are various levels of coverage based on the driver’s availability and activity at the time of the accident.
If the Uber Driver Is Not on the App nor Available to Accept Riders
If you were hurt in an accident with an Uber driver who was using his or her car for personal reasons, the first $10,000 in medical claims would come from your personal insurance. You could file a claim with the driver’s auto insurance or sue for damages if you qualify.
If the Uber Driver Is Available but Without a Rider
You may have access to Uber’s company insurance if the driver is on the Uber app but does not have any riders when the accident occurred. Depending on the extent of your injuries and the driver’s personal liability coverage, you could be entitled up to $50,000 per injury with a cap of $100,000. You could also qualify for a maximum of $25,000 in property damage. However, this added coverage is only available if drivers request it.
If the Uber Driver Is Available and Carrying a Passenger
These conditions might qualify your accident injuries for Uber’s $1 million policy. Uber passengers, other motorists, cyclists, and pedestrians are covered if the Uber driver is on the app and has a rider. Uber also has a $1 million uninsured and/or underinsured motorist policy that protects riders if an uninsured driver strikes them.
You Can Sue Uber If They Get in an Accident in Florida for These Damages
If you have injuries that exceed $10,000 in cost, you likely meet the “serious injury” standard. Such injuries might include:
- Total or partial paralysis.
- Loss of a limb or appendage.
- Internal bleeding that results in organ damage or loss.
- Traumatic brain injury that results in reduced cognitive ability.
- Near or total blindness.
An Uber accident lawyer in Florida can seek compensation for your injuries and damages. These damages may include:
- Emergency and ongoing medical care
- Lifecare costs
- Lost pay
- Loss of consortium, companionship, protection, or guidance
- Property damage
- Pain and suffering
You deserve to know your legal options. An Uber accident attorney with the Law Offices of Anidjar & Levine will vigorously pursue compensation through an insurance claim or a personal injury lawsuit. Our lawyers can also help if you lost a loved one in an Uber accident with a wrongful death claim or lawsuit.