How Florida Car Accident Laws Can Affect Your Case
No-Fault State
As a “no-fault” state, drivers in Florida must maintain a minimum of $10,000 in personal injury protection insurance (PIP) under FL § 627.736. This means you may need to file a claim under your own insurance to obtain compensation for any financial losses or medical bills stemming from the car accident.
This is not often enough to cover all your accident-related damages. If another party contributed to your accident, you may be entitled to recover compensation for your injuries.
Florida Statutes of Limitations
A “statute of limitations” limits your time to file a lawsuit. According to Florida Statute § 95.11(3)(a), if you or a loved one suffered injuries in a car accident, you must file your lawsuit within four years of the date of the accident.
Compensation You May Be Eligible to Recover
While your damages depend on your injuries and other losses, you may be entitled to recover compensation for the following:
- Medical bills
- Lost wages
- Lost earning capacity
- Out-of-pocket expenses
- Mental anguish
- Pain and suffering
Insurance Companies Are Not on Your Side
Insurance companies—yours or the other party’s—are typically not on your side. The insurer wants to protect its bottom line, which means it may do what it can to avoid paying you the money you deserve. To do so, it may do the following:
Request You Submit to a Recorded Statement
The insurance company’s adjuster may call you soon after an accident to get your side of the story. While this might seem like a good opportunity to explain the accident, it rarely is. The insurer is likely trying to get you to say something to jeopardize your claim.
Offer You a Low Settlement
The insurer may offer you a settlement soon after your accident. This settlement is likely much lower than you deserve.
We recommend that you allow us to handle all communication with the insurance company. An Immokalee car accident lawyer will protect your rights and negotiate for the settlement you deserve.
Call the Law Offices of Anidjar & Levine for Help Today
If you suffered injuries in a car accident and the insurance company is not compensating you, contact an Immokalee car accident lawyer as soon as possible. Statutes of limitations in Florida are strict, and it is important to ensure that you do not lose your ability to file a lawsuit because of a missed deadline. The Law Offices of Anidjar & Levine will help you understand your legal rights and determine your options to receive just compensation.
Call us today to find out how our legal team can help you: 1-800-747-3733.
We Can Help.
