Florida is no stranger to tropical storms, high winds, and hurricanes, all of which can cause extensive property losses. If your home suffered storm losses, our Miramar tropical storm property claim lawyers can help you through the insurance process and fight for the most advantageous settlement for you.
Our Miramar property claim lawyers can seek the recovery you may need to rebuild and repair your property.
Miramar’s Coastal Location Makes It a Target for Tropical Storms
Because it is a peninsula with miles of coastline, Florida is under threat from tropical storms every year during hurricane season, which runs from June 1 to November 30, according to the Miramar Fire and Rescue Department.
Most recently, Tropical Storm Eta hit Miramar in November 2020. If you are still dealing with claims from these storms, we can help.
High Winds, Rainfall, and Storm Surges Can Cause Extensive Losses
The National Weather Service defines a tropical storm as a tropical cyclone with surface winds of 39 to 73 mph. A tropical storm upgrades to a hurricane when wind speeds reach 74 mph or more. These high winds, generally accompanied by heavy rainfall, can cause:
- Broken windows
- Roof impacts
- Flooding
- Trees or other objects to fall onto your home or building
- Porches and balconies to tear off of your home or building
- Losses to the contents of your building or property
- Electrical problems
- Mold
Keep in mind that many of these forms of losses may be covered under your homeowners or hurricane insurance policy. However, flooding losses may be covered under a separate flood insurance policy. We can help you understand your coverages.
You Do Not Have to Take on the Insurance Companies Alone After a Tropical Storm
If your Miramar home, business, or other real estate sustained covered losses during a tropical storm, our attorneys can help you fight for the money you need to make repairs and replace your personal property. We can:
- Help you understand your rights as the insured
- Help you understand your policy coverage
- Calculate the monetary value of your losses
- Fight back against undervalued payouts or denied claims
- Prepare you for the appraisal process, if needed
- Prepare your case for a lawsuit if no other remedy is available
Our goal is to make sure you seek the money you deserve. We will not let insurers get away with devaluing your losses, delaying your payments, or acting in bad faith. We want to maximize your recovery and do so in a way that reduces the stress and burden on you and your family.
We want to help you recover every cent you may be owed under your policy, including:
- Money to repair or rebuild your home
- Compensation for additional living expenses (ALE) if you cannot reside in your home during repairs
- Awards for the value of your personal belongings
OUR CONSULTATIONSARE FREE
START YOUR FREE CASE REVIEW
Why Choose a Property Claim Attorney with the Law Offices of Anidjar & Levine?
Our team works hard to seek fair compensation for your losses. We know how to handle insurance companies, and we will work tirelessly to achieve the best outcome for your claim. Letting us deal with insurers also protects you from pressure to settle for less than your claim is worth.
When you choose our attorneys serving Miramar, you get an advocate who will be with you every step of the way. We give our clients full access to our team, including providing you with your lawyer’s cell phone number. We will return calls and emails in a timely fashion and send you frequent updates so you are never in the dark regarding the status of your case.
Hear What a Satisfied Property Claims Client Says About Working With Our Lawyers
We value our clients’ opinions and pride ourselves on our positive reviews. Take the word of our previous client regarding the handling of his property claim:
“My wife and I lost our home to a catastrophic fire just before Christmas last year and we were helpless. The insurance carrier refused to take our claim seriously until this outstanding law firm got involved. Mr. Myones worked our case tirelessly for nearly 8 months, and we finally received a settlement that will help my wife and I get back in our home.” – Jeffrey G.
Florida’s Homeowner Claims Bill of Rights Entitles You to a Speedy Resolution
Florida’s Homeowner Claims Bill of Rights codifies into state law the right of insured homeowners to a quick and fair resolution of their claims. According to the Florida Chief Financial Officer, the law states that your insurer must:
- Acknowledge your initial claim within 14 days of submission
- Inform you if your claim is covered, partially covered, or denied within 30 days of your submission of a completed proof-of-loss statement
- Issue your full settlement or partial payment within 90 days of your submission
If your insurance company is not upholding your guaranteed rights, we can help. If there is a dispute regarding your claims, we can assist you with mediation or help you prepare for examination under oath if requested by your insurance provider.
What If You Do Not Immediately Discover Your Tropical Storm Losses?
Sometimes, you may not know right away that your property suffered covered losses. For example, you may not discover problems with your roof until the next heavy rain, or you could discover mold from previously undetected water impacts.
There is a limited amount of time to file claims, so make sure you contact your insurance company as soon as you discover any issue.
If we cannot resolve your case through an insurance claim, you may have the right to seek compensation from your provider in civil court. If you take legal action, your time to do so is bound by Florida’s statute of limitations.
Get a Free Case Review from the Law Offices of Anidjar & Levine
Let our tropical storm property claim lawyers stand up for you. Your home is one of your most important assets, and we want to help you make the repairs needed to get your life back on track.
To learn more about how our Miramar attorneys can assist you, call us for a free consultation.
