After a hurricane damages your Hialeah Gardens home, you may be unsure what type of losses you are eligible to recover from your insurance company. Depending on the type of coverage you have, you may be able to claim the cost of repairs, cleanup, and other out of pocket expenses.
At the Law Offices of Anidjar & Levine, we understand how challenging this time may be, both emotionally and financially. You may be facing expensive repairs or even a complete rebuilding of your home with no idea how you will cover the cost. We can help.
A hurricane property claim lawyer in Hialeah Gardens can review your coverage, file your claim, and even appeal a denial. We know the strategies insurance companies may use to pay you less, and we fight to recover as much compensation as possible. Call us for a free claim review.
Damages You May Recover in Your Hialeah Gardens Hurricane Damage Claim
The damages you are eligible to recover from your insurance company will vary based on the details of your specific plan. However, many property insurance plans offer similar coverage. In most cases, they cover the following costs:
The Cost to Repair or Replace Your Property
Most plans will cover repair or rebuild costs, including replacing broken windows, repairing or replacing roofs, and fixing cracked or broken drywall.
You plan may also cover other costs such as:
- Boarding up your home
- Debris clean up
- Installation of temporary roofing
- Mold clean up
- Water removal
Personal Property Damage
You may also recover the cost of replacing items inside your home, such as furniture, clothing, children’s toys, bedding, appliances, televisions, laptops, and other similar items.
Temporary Housing Fees
Many of our clients do not realize that their homeowner’s insurance may also cover living expenses if they are displaced from their home. Your plan may cover up to a year of rent, hotel costs, meals, and other out of pocket expenses such as toiletries and clothing.
Your insurance plan will outline the specific damages you are eligible to recover. Contact a hurricane property claim lawyer in Hialeah Gardens to discuss your coverage and better understand the amount you may claim. Call our personal injury lawyers in Hialeah today.
We May Seek Compensation Outside of Your Homeowner’s or Renter’s Insurance Plan
When your property is destroyed, replacement and repair costs can quickly add up. Seemingly small items or property upgrades made over time are now completely gone. How will you rebuild? Our team will pursue compensation from all possible coverage plans.
We may also look for the following coverage:
Your Neighbors’ Insurance Plans
In certain situations, we may claim damages on the insurance plans of one or more of your neighbors. For example, if a tree in a neighbor’s yard falls and damages your home, we seek compensation from their insurance company to remove the tree and repair your home.
Car Insurance
You may be able to recover damage to your vehicles and items in your vehicles through your car insurance. Many car insurance policies will also cover flood damage, while homeowner’s insurance often does not.
Flood Insurance
If flood waters damaged your Hialeah Gardens home, your homeowner’s policy may not cover the damage. However, you may have an additional flood policy that will.
In addition, we may look for insurance riders for expensive items, credit card insurance plans, and extended warranties. We may be able to recover compensation from these avenues.
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How the Law Offices of Anidjar & Levine Can Help With Your Hurricane Damage Claim
The weeks after a hurricane passes can be challenging. You are facing financial losses, but the emotional impact can be just as severe. You want a hurricane damage claim lawyer who understands how difficult your situation is and can gently guide you through the claims process.
Let us be your legal advocates. Our experienced legal team is here to protect your rights and ensure the insurance company deals with you fairly. Here is how we can help:
- Take overall communication, so you can focus on recovery.
- Gather the required information and proof required to file your claim.
- Take on building your damage claim.
- Look for additional avenues for compensation.
- File your hurricane damage claim on your behalf.
- Protect your right to compensation.
- Negotiate with the insurance company.
- Ask for an outside adjuster, if needed.
- File an appeal if your insurance denies your claim.
- Go the extra mile to support you through this process.
Let the Law Offices of Anidjar & Levine help you through this process. Our team has the legal experience and knowledge to protect your rights and ensure the insurance company does not take advantage of you.
Statute of Limitations for Hialeah Gardens Hurricane Damage Claims
The State of Florida gives Hialeah Garden hurricane victims three years from the date of the hurricane to file a case. This limit applies to all damage; even damage you do not discover right away.
This is shorter than the standard property damage limit of four years, so it is important to file your claim as soon as possible.
Contact a Hurricane Property Claim Lawyer in Hialeah Gardens Today
If your home in Hialeah Gardens was damaged in a recent hurricane, you deserve to recover compensation under the terms of your insurance policy. We can protect your rights and help you recover the compensation you need to rebuild your life.
Call us for a free claim review.
