Florida Statute § 627.736 makes the maximum personal injury protection (PIP) payment $10,000 for medical and disability expenses. For non-emergency medical care, PIP will pay a maximum of $2,500 in medical expenses.
PIP coverage will pay as much as 80% of qualifying medical expenses including medical, surgical, and dental expenses. Statute 627.736 also makes an additional $5,000 available for death benefits.
PIP Insurance Covers Everyone in the Car at the Time of an Accident
The maximum PIP payment is intended to provide medical coverage in the immediate aftermath of a car accident. If your car is involved in a collision, PIP insurance applies to the following individuals:
- The insured owner of the car
- Family members who share their home
- Passengers in the car at the time of the accident
- Anyone who is hit and injured by the insured car
PIP insurance allows these individuals to receive the medical care they need to begin the process of healing from serious physical injuries.
PIP Insurance Can Cover Accident-Related Lost Wages
A car accident that results in serious injuries can leave you with a short-term or long-term inability to return to work and support yourself. We will fight to secure compensation to cover your lost wages.
Disability payments will be paid biweekly until you are able to return to your place of employment. PIP disability payments might also cover expenses involved in running and maintaining your household that stem directly from the injuries suffered in a car accident.
PIP Covers Medically Necessary Treatments
In Florida, victims of a car accident can have certain expenses covered up to the maximum PIP payment. Expenses eligible for coverage can include the following medical benefits:
- Emergency medical care and treatments
- Follow-up medical care and treatments
Qualifying follow-up medical care can include ongoing needs such as physical therapy, prescription medications, and medically necessary imaging exams and laboratory services.
PIP Will Pay Death Benefits as Needed
In addition to its medical benefits, PIP insurance will also pay death benefits in the amount of $5,000 to specific family members of accident fatality victims. PIP will pay benefits to the following family members:
- The deceased person’s surviving legal spouse
- The deceased person’s biological or adoptive relatives
The person who serves as executor of the deceased person’s estate might also be eligible to receive PIP death benefits.
We Will Pursue Compensation on Your Behalf
If you or a family member are injured in a car accident, contact a lawyer near you. PIP insurance is in place for a reason—do not hesitate to pursue damages.
Contact the Law Offices of Anidjar & Levine at 1-800-747-3733 to speak to a member of our team. While you worry about getting better, your lawyer can help you pursue the PIP benefits that cover your medical expenses and lost wages in the event of a car accident.
