How Do I File a Bad Faith Claim Against an Insurance Company? If your insurance company is acting in bad faith, you can file a claim against them.

One way to file a bad faith claim by working with a lawyer. Florida statute FL § 624.155 allows insured parties whose insurance companies act in bad faith to pursue civil action.

If you experienced significant property damage and your insurance company is acting in a way that violates the terms of your policy, you may decide to retain a lawyer who can walk you through the legal process to file a bad faith claim against your insurance company.

For a free legal consultation, call (800) 747-3733

Defining Bad Faith in Insurance Claims

When an insurance company acts in bad faith, it means the company is not honoring your insurance policy. There are a variety of ways an insurance company may act in bad faith. Examples include:

  • Failing to investigate your claim
  • Non-responsive to your attempts at communication
  • Intentionally misleading you regarding your coverage
  • Entering into agreements that the company has no intention or means of fulfilling

An insurance company can make your difficult situation challenging in several ways. The lack of response to the coverage you need—and deserve—is additional stress you do not need. One such case is that of Zurich insurance business interruption scandal. Zurich Insurance and other companies provide policies that do not include pandemic exclusions, denying claims related to government-ordered business closures in their effort to slow the spreading of Covid-19.

You do not have to bear this burden alone. By securing legal representation, you can rest easier knowing someone is protecting your best interests. Allowing a lawyer to handle all the little things that come up when pursuing compensation when an insurance company acts in bad faith allows you more time to focus on recovering from focusing on the injuries or property damage that first caused you to contact your insurance company.

How a Lawyer Can Help You File a Bad Faith Claim Against an Insurance Company

Your insurance company has a legal and contractual obligation to honor your policy under Florida statute FL § 624.155. When you have faithfully paid your insurance premiums, only to find your insurance company less than helpful during your time of need, it is frustrating and maddening.

Protect your best interests and hold your insurance company responsible for the coverage you purchased from them. A lawyer can:

  • Gather and review evidence that supports your claim
  • File a claim on your behalf
  • Keep you informed throughout the process, so you never have to worry about the status of your case
  • Answer any question you have
  • Meet you where it is convenient for you, including in your home, office, or hospital room
  • And more

The time for filing your claim may be limited due to the statute of limitations imposed by Florida statute FL § 95.11. The Law Offices of Anidjar & Levine offers free case evaluations and representation on a contingency-fee-basis, meaning we collect nothing until we secure compensation for you. Let our legal team help you. We are well aware of how insurance companies like to deny or delay claims (or simply underpay) in an effort to retain profits.

If you experienced significant property damage and your insurance company is delaying payment, denying your claim, or acting in some other form of bad faith, contact us. You did not purchase your policy only to be denied coverage when it is needed. Call the Law Offices of Anidjar & Levine now: 1-800-747-3733.