Many people are under the impression that you need to suffer devastating injuries to pursue a car accident claim. Other losses, such as property damage, can warrant a claim or even a lawsuit.
However, every person‘s case is different. You can learn more about your legal options during a free consultation with our Fort Lauderdale car accident lawyers.
When You Can Sue for Car Accident Damages
You might be surprised to learn that you do not necessarily need to suffer catastrophic injuries to pursue a car accident claim. The type of injury you sustained is not what determines whether you have grounds for a case or whether you are going to win. Instead, what matters is the way that your life has been affected by the car accident you were involved in.
If you did not suffer serious injuries, that does not mean that you do not have grounds for a claim. If your vehicle was totaled or you suffered considerable property damage emotional distress as a result of the car accident, you may still have the right to financial compensation. Other losses you may be able to recover as part of your car accident lawsuit include:
- Lost income
- Diminished earning capacity
- Mental anguish
- Property damages
- Costs of increased insurance premiums
- Unexpected child care expenses
- Other miscellaneous financial and emotional damages
If your life has been significantly affected by the car accident you were involved in, it may be worth your while to reach out to a car accident attorney to discuss your legal options for financial recovery.
How to Recover the Compensation You Deserve After a Car Accident
Now that you know you could still pursue your case against the liable party, you may be wondering how to go about obtaining the compensation you deserve.
There are multiple ways you could recover your losses. However, in many cases, you will do one or both of the following: file claims with the insurance company, and pursue tort action in Florida civil courts.
Insurance Claims
Under FL Stat § 627.7407, Florida is a no-fault state for auto insurance and car accident purposes. This means after a car accident, you will be filing a claim with your own auto insurance provider. However, do not expect the insurance company to be on your side simply because you purchased your auto insurance policy through them.
Insurance companies are for profit, and every time they pay out on claims like yours, they lose money. They devote entire teams of people to looking for reasons to delay or deny claimants the compensation they deserve. When you haven’t suffered injuries in your car accident, you can expect them to use this to their advantage.
They may argue that your lack of serious injuries means you should not be entitled to compensation through your claim. Make sure to have your attorney handle the negotiations on your behalf.
Civil Actions
For many reasons, it may not be possible to secure the compensation you deserve through the insurance company. However, you may be able to get the most out of your case by seeking compensation through a personal injury lawsuit.
Here, you can seek compensation for every way your life has been affected by the car accident. If the judge or jury determines that the accused party is, in fact, liable for the accident, you could be awarded fair restitution for your damages.
How to Know If You Should Sue Without Injuries
It can be difficult to know whether you should pursue your case despite not having serious or critical injuries. No one ever wants to bring forward a “frivolous” lawsuit. But until their life has been affected by a car accident, no one can judge how another’s life may be impacted.
You should carefully consider the ways your life has been affected by the accident. If there are considerable financial losses or you are struggling to cope emotionally with what you have been through, you may still have grounds for legal action against the culpable party.
The best way to find out whether you could win your car accident claim without injuries is by discussing your specific situation.
Get Help From a Florida Car Accident Lawyer
You may still have the right to financial compensation, despite not suffering debilitating injuries in your car accident. When your life has been seriously affected by the car accident you were involved in, whether that be emotionally or financially, you have the right to be made whole.
Contact a dedicated Florida car accident lawyer at the Law Offices of Anidjar & Levine to find out what your case could be worse. Access your free, no-obligation consultation when you give our office a call.
We Can Help.
