If you have suffered property damage in Florida, you may be entitled to compensation for your losses. Insurance companies will often try to pay out as little as possible or deny the claim for various reasons. Fortunately, property owners have legal rights, and there are ways to stand up to the insurance companies and receive the compensation you deserve, even if your claim has already been denied.
The property claim lawyers in Clearwater, FL, at the Law Offices of Anidjar & Levine are here to help you navigate the home insurance claim process,dispute an insurance denial or underpayment, and help you obtain compensation. We will examine the facts of your individual situation and advise you on the best course of action to take.
Call the Law Offices of Anidjar & Levine today at 1-800-747-3733 for a free case evaluation.
Types of Property Claims
The amount and type of homeowners’ insurance coverage you have depend on the specific policy you have purchased. There are policies for those who own businesses, condominiums, individual homes, and mobile homes.
Losses to your insured property can occur in many ways. Among the most common types of property claims we handle are:
- Hurricane claims
- Roof leaks
- Broken water heaters
- Fire claims
- Pipe leaks
- Storm loss claims
- Wind damage
- Water damage
- Smoke damage
- Vandalism and theft
Some of these items may not be covered under your homeowner’s insurance. You may need to purchase separate coverage for hurricanes or flooding. Your property claim lawyer in Clearwater, FL, can help you determine the extent of your covered losses and provide you with options for moving forward.
Florida Homeowner Rights
Property owners who have suffered losses are protected by Florida law 627.7142. Your protections are laid out in the Homeowners Bill of Rights, which states the requirements that insurance companies must fulfill when processing your claim.
Under these guidelines, your insurance company must:
- Notify you that it has received your claim within 14 days of the date you submitted it
- Notify you within 30 days regarding the status of your claim, including whether your claim is being fully or partially covered, requires further investigation, or is being denied outright
- Finish your claim and send a payment for either the entire or undisputed portion of your claim within 90 days, or send a written report stating the reason for denial
If the insurance company failed to follow these requirements, you may be eligible to file a bad-faith lawsuit and recover additional compensation.
How a Florida Property Claims Lawyer Can Help
There are time limits for filing claims and appeals in the state of Florida. Your property claims lawyer in Clearwater, FL, can alleviate stress and anxiety by reviewing your insurance policy, translating legal jargon, and handling all necessary paperwork in a timely manner.
In addition, your attorney can:
- Call and negotiate with your insurance company
- Handle all the necessary paperwork within the required deadlines
- Ensure insurance company complies with the Homeowners Bill of Rights
- File, collect evidence and handle witnesses for an appeal
- File a civil suit for additional compensation if the insurance company is acting in bad faith
Contact Us Today to Get Started
At the Law Offices of Anidjar & Levine, our team of property claim lawyers in Clearwater, FL, has the resources to assist your claim from start to finish. We can represent you throughout your settlement negotiations, and we will be by your side if it becomes necessary to file a lawsuit. You pay nothing unless and until we win a settlement or judgment for you.
Contact the Law Offices of Anidjar & Levine today at 1-800-747-3733 for your free and confidential consultation.
We Can Help.