What Happens When a Commercial Vehicle Is Involved in a Miami Crash?

When you’re involved in a crash with a commercial vehicle in Miami, the situation can be challenging. You’re faced with a multifaceted liability issue, where multiple parties: the driver, the company, and maintenance providers may be held accountable.

As you try to understand the circumstances, it’s important to recognize that a thorough investigation is important for determining fault and securing fair compensation for your losses. At Anidjar & Levine, our Miami car accident lawyer can help you understand what happens when a commercial vehicle is involved in a Miami crash.

Liability in Commercial Vehicle Accidents

Since commercial vehicles are typically owned and operated by companies, liability in accidents involving these vehicles can be more complicated than in passenger vehicle accidents. You should be aware that companies may have a higher liability exposure due to their involvement in commercial activities. 

This increased exposure can lead to more complicated legal proceedings in the event of an accident. When a commercial vehicle is involved in a Miami crash, you may need to evaluate claims of commercial negligence, which can further complicate the liability determination. 

It’s important to identify all potentially liable parties, including the company, driver, and any maintenance or logistics providers. 

Investigating the Miami Crash Scene

When investigating the crash scene, you’ll need to thoroughly gather physical evidence. 

Gathering Physical Evidence

The investigation of a commercial vehicle crash scene requires attention to detail to gather physical evidence that can help reconstruct the events leading up to the accident. You’ll need to document the scene thoroughly, taking note of skid marks, vehicle debris, and other signs of impact. 

Use photography and videography to capture images of the scene from multiple angles, and take measurements of the vehicles’ final resting positions. Additionally, collect physical evidence such as broken glass, torn metal, and other wreckage. 

Effective documentation techniques, including detailed notes and diagrams, will help you piece together the sequence of events. By gathering and preserving physical evidence, you’ll build a strong foundation for your investigation.

Witness Statements and Accounts

While documenting the physical evidence is important, it’s equally important to gather statements from witnesses who saw the commercial vehicle crash occur. As you investigate the crash scene, identifying and interviewing witnesses is key to understanding the events leading up to the accident. 

Witness statements can provide valuable insights into the crash, helping to establish fault and liability. However, it’s important to take into account eyewitness reliability and statement accuracy. 

Factors such as witness proximity, lighting conditions, and potential biases can impact the reliability of their accounts. 

What To Know About Insurance Claims and Policies When Commercial Vehicles Are in a Miami Crash

When you’re involved in a commercial vehicle crash in Miami, understanding your insurance policy is important.

Policy Coverage Limits

If you’re involved in a commercial vehicle accident in Miami, understanding policy coverage limits is important when handling the insurance claims process. You’ll need to review the policy to determine the coverage options and policy limits, which can vary depending on the type of vehicle, driver, and cargo. 

Typically, commercial vehicle policies have higher policy limits than personal vehicle policies, but the exact limits will depend on the specific policy and insurance provider. 

It’s important to understand what’s covered and to what extent, as this will impact the amount of compensation you’re eligible to receive. Reviewing the policy carefully will help you guide the claims process more effectively.

Insurance Company Response

After reviewing the policy coverage limits, you’ll need to prepare for the insurance company’s response to your claim. The insurance company will likely investigate to determine liability and assess the damages. 

Be cautious, as the insurance company may attempt to deny or undervalue your claim. If you receive a claim denial, review the denial letter carefully and understand the reasons stated. 

Filing a Claim

Filing a claim with the insurance company is an important step in seeking compensation for damages or injuries sustained in a commercial vehicle crash in Miami. As you initiate the claim process, you’ll need to provide detailed documentation requirements, including police reports, medical records, and repair estimates. 

Your insurance company will guide you through the claim process, but it’s vital to stay organized and proactive to guarantee a smooth and successful claim resolution.

Determining Fault and Negligence

To do this, you’ll need to examine the negligence standards that apply to commercial vehicles, which are often stricter than those for personal vehicles. 

You may also need to consult with experts, such as accident reconstruction specialists, to piece together what happened. By carefully evaluating the evidence and applying the relevant negligence standards, you can build a strong case to support your claim and hold the responsible parties accountable.

Types of Damages and Compensation in Miami

Economic damages encompass quantifiable losses, such as medical expenses, lost wages, and property damage. Non-economic damages, on the other hand, account for intangible harms like pain and suffering and emotional distress. 

It’s important to recognize that compensation limits vary depending on the circumstances of the crash and the jurisdiction. In Florida, for instance, there are specific limits on non-economic damages in certain cases. 

Knowing the types of damages you’re eligible for and the corresponding compensation limits will help you through the claims process effectively and increase the chances that you receive fair compensation for your losses.

Working With an Accident Attorney

Your understanding of the damages and compensation you’re eligible for sets the stage for the next step: working with a Miami accident attorney. Our professional will guide you through the process of seeking justice and fair compensation. 

During your initial client consultation, you’ll discuss the details of your case, and the attorney will assess the strength of your claim. We will then provide legal representation, handling all communication with insurance companies, trucking companies, and other parties involved. 

Learn More About What Happens When a Commercial Vehicle is Involved in a Miami Crash

By working with Anidjar & Levine, you can better prepare yourself for the legal process ahead. We will help you gather evidence, identify all liable parties, and build a strong case to increase the chances that you receive the compensation you are entitled to. 

Contact us today for a free consultation.