Food delivery services may offer us convenience when we are stuck at home, but they may also present a danger when we are on the road. Companies require that food delivery drivers drop off orders within the time frame provided to the customer.
If the driver does not arrive on time, the customer can report them to the company or leave poor reviews, which may affect the driver’s job. As a result, they may find themselves rushing through traffic to make deliveries on time, which can lead to serious accidents.
If a Sarasota food delivery driver caused the collision that led to your injuries or the loss of your loved one, a lawyer can help you determine if you can pursue compensation from the driver. Contact the Law Offices of Anidjar & Levine today at 1-800-747-3733 for more information on how we can assist you with your car accident case.
Food Delivery Drivers Must Carry Insurance in Case of an Accident
One of the factors that can complicate accidents involving food delivery drivers is that the drivers are often required to carry auto insurance coverage while they are picking up or making a delivery, but the policies do not cover them otherwise.
This means that they must carry their own individual coverage as Florida drivers but also another policy as a food delivery driver. For this reason, drivers may hesitate to tell you if they are currently on the clock as a delivery driver because they fear repercussions from the company and instead approach the accident as if their personal insurance applied.
In these cases, Florida Statute § 627.7407 would require you to rely on your own insurance for coverage instead of the other driver’s, but a Sarasota food delivery car accident lawyer from the Law Offices of Anidjar & Levine can help you prove that the driver was working when the accident occurred.
The insurance requirements for each company vary, and some do not even require supplemental coverage. GrubHub does not provide commercial insurance to its drivers, and Postmates and DoorDash only offer it to cover excess damages if a driver’s personal insurance does not cover all of the other parties’ losses.
Uber is one of the few companies that offers comprehensive commercial coverage while the Uber Eats driver is working. The company announced in March 2019 that they would extend the same policy to their food delivery drivers that they provide for their rideshare drivers.
Our lawyers can find out the food delivery driver’s applicable policy at the time of the accident and help you proceed with your claim. Contact the Law Offices of Anidjar & Levine at 1-800-747-3733 for a free consultation with our legal team.
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A Sarasota Food Delivery Car Accident Lawyer Can Help You Determine if You Qualify for Compensation
To be eligible for compensation in a food delivery accident in Sarasota, you must first determine if the driver carries commercial insurance coverage. If they do, your injuries may be covered by their policy. If they only carry personal auto insurance, however, you will likely only have the option to pursue financial awards from the driver if your damages exceed the limits of your own policy.
Establishing Negligence in Your Case
If you suffered injuries or lost a loved one in a car accident caused by a food delivery driver, an attorney can investigate your case to establish liability. To do this, they must prove that the driver had an obligation to keep you reasonably safe from harm by taking measures such as following traffic laws and breached this duty to you by failing to do so. This breach caused you or a loved one to suffer serious or fatal injuries that resulted in significant damages.
Financial Recovery in Food Delivery Car Accident Cases
Those eligible for compensation in food delivery accidents may receive one or more types of awards, depending on circumstances such as available insurance coverage and the extent of their injuries. This may include compensation for:
- Medical bills
- Lost wages
- Property damage
- Funeral and burial expenses
A Sarasota food delivery car accident lawyer can evaluate your damages and help you determine if you can pursue financial awards from the at-fault driver.
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Florida Statute of Limitations on Your Claim
Each state sets its own time limits, known as statutes of limitations, on how long a person has to file a claim or pursue a lawsuit against a liable party in a car accident claim.
According to Florida Statute § 95.11(3)(a), most victims have up to four years to seek financial recovery for the damages resulting from their accident, while (4)(d) allows personal representatives of a victim’s estate up to two years to file a wrongful death claim.
Exceptions apply in certain circumstances, but a lawyer can help you determine how much time remains in your case and file on your behalf as soon as possible.
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Food Delivery Has Become More Popular in Recent Years
While Sarasota area residents have enjoyed call-in delivery services for food such as pizza and Chinese cuisine for years, smartphones have contributed to the explosion of app-powered food delivery services, even for restaurants that do not normally offer delivery.
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Contact the Law Offices of Anidjar & Levine Right Away for Help with Your Case
At the Law Offices of Anidjar & Levine, our lawyers understand that the injuries or loss you are suffering because of your food delivery car accident are enough to deal with as it is. You do not need additional worry about managing your case on top of your physical and emotional pain.
We can help by investigating the circumstances of your collision, establishing negligence, and helping you seek the compensation you deserve. Call our legal team today at 1-800-747-3733 to get started.
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