Florida may be best known for sun and warm weather, but we also see more hurricanes than any other state. If a hurricane damaged your Port St. Lucie home or business, your property insurance company may be responsible for paying for the damages.
Sometimes, however, insurance companies fail to work in good faith. If you are struggling to file a claim or were denied compensation for your property damage, the Law Offices of Anidjar & Levine can help. You paid for insurance coverage; now it is time for the insurance company to do their part.
Contact one of our Port St. Lucie hurricane property claim lawyers today. We can review your coverage and help you pursue compensation.
Damages Available in Port St. Lucie Hurricane Property Damage Cases
Hurricanes can cause a wide range of damages to property, including wind damage, flooding, water damage, and more. The damages you recover depend heavily on the type of insurance you have and the details of your policy.
However, in most cases, property insurance covers the following damages.
- Damage to the exterior of the property, including the roof, windows, walls, and doors.
- Damage to the interior of the property, including water damage caused by roof failure, mold removal, and painting.
- Damage to exterior building such as garages, mother-in-law suites, and barns.
- Damage to personal items, such as furniture, clothing, and electronics.
- Cost of securing your home after the storm, including boarding up the building and temporary roof coverage.
- Reimbursement for out of pocket expenses, such as clothing, toiletry items, and replacement of personal items.
The actual damages you recover following a hurricane will depend on the type of insurance you have, including any supplemental polices. Contact a Port St. Lucie hurricane property claim lawyer today at 1-800-747-3733 to better understand your coverage.
Liability in Hurricane Property Damage Claims
Most property insurance companies in Florida should cover hurricane damage. However, there are a few aspects of property insurance to keep in mind when pursuing damages.
- Your home owner’s policy may not cover damage caused by flooding. This is often a separate policy that not all homeowners have.
- You may not be able to recover damages caused by lack of power, mudslides, or landslides.
- You may have a separate hurricane deductible.
- You may have multiple insurance policies covering different types of damages.
Florida law does not require homeowners to have property insurance. However, if you have a mortgage, your mortgage company likely does require this coverage. A Port St. Lucie hurricane property claim lawyer can help you understand what your policy may cover and determine who is liable for your property damage.
Contact our team today at 1-800-747-3733 for a free case review in Port St. Lucie.
How a Hurricane Property Claim Lawyer Can Help Your Claim
You do not need a property claim lawyer to pursue a claim for hurricane property damage. However, the process can be complicated, and there are many benefits to working with a lawyer. At the Law Offices of Anidjar & Levine, we can help you in the following ways.
Investigate & Document Your Damages
Our team will gather evidence required to file your claim, including documenting damages and gathering documentation. This allows you to focus on other priorities, such as ensuring the safety of your family.
Prepare & File Your Property Damage Claim
You have a limited time to file hurricane claims in Florida. Our team will get to work right away preparing your claim and filing with your insurance company.
Negotiating with Your Insurance Company
After large-scale disasters, such as hurricanes, many insurance companies try to limit their liability by denying claims or offering less than the value of your property. Our legal team will negotiate with your insurance company to recover all the damages you are owed.
File an Appeal After a Denial
In addition to filing an initial claim, our team can also submit an appeal after a property insurance denial. We can gather additional documentation, investigate additional policies, and file an appeal to recover the damages you are owed.
Protecting Your Legal Rights
Insurance companies are looking out for their bottom line. As your legal advocate, our job is to protect your legal rights. This includes meeting deadlines, filing the correct paperwork, and ensuring all required documentation is provided to the insurance company. We may file a bad faith lawsuit against the insurance company to recover the full payout.
If your property sustained damage in a hurricane, our team can help you recover the compensation you deserve. Contact a Port St. Lucie hurricane property claim lawyer from the Law Offices of Anidjar & Levine at 1-800-747-3733 for a free case review.
Time Limits for Filing a Hurricane Property Damage Claim
In most cases, Florida law gives property owners three years from the date of the storm to file a case for compensation.
This time period may seem excessive, but after a major storm, many insurance companies are flooded with claims. Processing claims can take time, so it is essential to contact a hurricane property claim lawyer as soon as possible after the storm.
Consult a Port St. Lucie Hurricane Property Claim Lawyer Today
Hurricanes can cause an incredible amount of damage to homes and businesses. After years of paying for property insurance, you can recover damages for your loss.
The Law Offices of Anidjar & Levine understand how difficult this time can be. Our legal team is here to make the hurricane property damage claim process as simple as possible. Contact us today at 1-800-747-3733 for a free review of your case. We also handle Port St. Lucie personal injury lawwuits.
We Can Help.
