Collisions are inevitable in Fort Lauderdale and every other part of the country. Car accidents are the leading cause of Fort Lauderdale’s injury and death. Because car accidents are so common, most states, including Florida, require drivers to be insured against liability for property damage and bodily injury if they crash.
The Fort Lauderdale personal injury lawyers at the Law Offices of Anidjar & Levine are dedicated to protecting you from liability for damage to your vehicle in the event of a collision. We provide client-focused legal services to injured drivers and their families in Fort Lauderdale, Florida.
Fort Lauderdale Drivers Depend on Collision InsuranceBecause we depend so heavily on our cars, any damage caused by a collision can be traumatic. Repairs are often expensive and can leave you without transportation for several days. Most drivers dread having their cars in the shop. These are the times when collision insurance comes in handy.
Collision insurance provides for the repair or replacement of your own vehicle after an accident, regardless of fault. This means you can use the funds to fix your car or put them toward another car if your vehicle was totaled, even if you were at fault for the accident. If you were not at fault, you can present a claim for damage to your car under your own collision policy or under the negligent party’s property damage liability insurance.
Ideally, the insurance company will pay for the damages up to the limit set forth in your policy. Generally, the insurance carrier pays the car’s repair cost or the vehicle’s fair market value, whichever is less. If repairs exceed 80% of the cost of replacing the vehicle with one of comparable quality, it is considered a “total loss” and you might choose to take a new car.
Is Collision Insurance Mandatory in the State of Florida?
Under Florida law, collision coverage is not required. The Florida Statutes mandate a minimum of $10,000 each for personal injury protection and property damage liability. Collision protection is a voluntary coverage you can purchase to supplement your insurance. Unlike other types of coverage, it generally includes a deductible.
Collision coverage might be required if your car is financed. Collision coverage differs from comprehensive coverage in that it only covers collisions. Unfortunately, there are many other possible ways your car can be damaged. Depending on your budget and the risk you are willing to take, you may want to consider purchasing comprehensive coverage to protect you from damages “other than collision.” You can purchase collision and comprehensive insurance individually or together.
If you are thinking about adding collision coverage, our Fort Lauderdale collision attorneys at the Law Offices of Anidjar & Levine can help. Collisions and other types of property damage can have serious financial consequences related to your insurance costs, even after the claim is resolved.
Collision Insurance Does Not Bar Personal Injury Compensation
Even if you have collision insurance that covers the cost of repairing or replacing your car, you can still file a third-party claim against the other driver and their insurer. Via a personal injury case, you can recover:
- Current and future medical bills
- Current and future income loss
- Ongoing pain and suffering
- Mental and emotional distress
- Disability and disfigurement
- Diminished quality of life
You do not have to pursue the at-fault driver on your own. Our collision insurance lawyer can also help you seek this additional compensation by filing a personal injury insurance claim or lawsuit.
What to Expect When Our Collision Accident Lawyer Goes to Work for You
If you added collision insurance protection to your auto coverage and the insurance company is refusing to honor your claim after an accident, we can help. Our client protection team will:
- Provide ongoing and responsive legal care and support
- Ensure you have a phone number for your attorney
- Make sure you get frequent updates about your case
- Provide straightforward answers to all your questions
- Ensure you do not overpay your insurance deductible
- Protect you from bad faith insurance practices
Our law firm goes the extra mile for you. While you worry about getting better, we take care of everything else.
Recommendations and Endorsements From Previous Clients
When our previous car accident clients talk about our fight to recover damages, they say the following:
- Daniel R.: “Shire Patel worked with me on my case and was amazing! Sharp as a knife and fought hard against the insurance with my best interest in mind at all times…I am grateful he was my attorney, and I highly recommend him!”
- Jessica D.: “My husband and I were in a terrible car accident…and didn’t know what to do…Anidjar & Levine sent one of their representatives…to our home to get the process started… We recommend Anidjar & Levine and will refer anyone who is looking for an attorney.”
Read more about our commitment to outstanding client support on our testimonials page.
Our Case Review and Contingency Fee Policies
The law firm you choose to represent you against an insurance company—even your own—can make a big difference in your case. When you select the Law Offices of Anidjar & Levine, we will:
- Review your case at no cost to you
- Explain applicable insurance laws
- Read and review your insurance policy
- Explain our contingency fee structure
Our contingency fee agreement means we will cover all the costs associated with preparing your case, including any, documentation, filing, or expert witness fees. We accept a percentage of your settlement or verdict instead of traditional fees, which means we only get compensated when you do.
Our lawyers never stop fighting for the clients we represent, and we are proud to offer client service and support you can depend on.
Contact Our Driver-Focused Team Today
Our firm is dedicated to ensuring you are protected from liability for damages in the event of an accident. We offer instructional videos and a free policy examination to recommend important coverage you should consider adding. At the Law Offices of Anidjar & Levine, we know that car collisions are traumatic, so we are dedicated to helping you back on your feet. We provide the highest quality representation to drivers throughout Florida.
Contact our Fort Lauderdale car accident lawyers for a free consultation or online.
We Can Help.