One of the most expensive financial losses car accident victims deal with after a collision are their medical expenses. Fortunately, after a car accident, either an insurance settlement or lawsuit can pay your medical bills after an accident.
The cost of healthcare in the United States is astronomically high. Even seemingly “minor” injuries can wind up costing patients tens of thousands of dollars or more. Our Florida car accident lawyers from the Law Offices of Anidjar & Levine are here to help you get the most out of your case. Below is more information about what you can expect when seeking compensation that can help you cover your accident expenses.
Seeking Compensation From the Insurance Company
Filing a claim with the insurance company is a primary way car accident victims can recover compensation for their injuries. Under Florida Statutes § 627.7407, Florida is a no-fault state for car accident and auto insurance purposes. This means you will be filing a claim with your auto insurance provider.
But you can expect to face several issues when you file a claim with the insurance company. Even though the insurance adjuster you speak to may seem polite and kind enough, they are also scrutinizing your case.
Insurers Often Offer low Settlements to Accident Victims
Insurance companies often devote entire teams to figuring out how they can deny claimants the benefits and payouts that are rightfully theirs. They may go to great lengths to accomplish this goal, including making low insurance settlement offers.
Insurance companies will tempt people with offers that are far less than what they would otherwise deserve. And many will accept because they are struggling financially. But that isn’t all. Insurance companies have also been known to engage in other unscrupulous practices, including manipulating the statements given to them by well-intending claimants.
What Damages Can You Recover From the Insurance Company?
With that being said, many accident survivors run into issues concerning the damages the insurance company is responsible for covering. Many claimants are surprised to find that insurance companies are typically only required to cover certain types of financially based, also called economic, damages such as the costs of repairing or replacing your vehicle or your medical bills.
However, depending on the specific details of your case and the individual insurance policies in question, there may be other types of damages that you could recover in your claim, such as lost wages. You can find out more about what your insurance company’s specific financial obligations are to you in the event of a collision by going over your policy with your car accident attorney.
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Filing Lawsuits Against the Liable Party
Since you may not be able to recover the compensation that you need through the insurance company, you may be wondering how you can recover maximum compensation for your damages. If you hope to be repaid in full for your suffering, you should prepare to take your case to trial.
Here, you can seek compensation for the various damages that you cannot recover through an insurance claim. Additionally, if you cannot file an insurance claim, which often happens in accidents with uninsured drivers, filing a lawsuit is your best shot at holding them accountable for their negligence.
Are There Other Damages You Can Recover in Your Lawsuit?
As part of your car accident lawsuit, you can seek non-economic damages and economic damages. Non-economic damages do not have a set monetary value. Because they do not have financial worth, they likely will be more challenging to quantify.
But because non-economic damages often have a tremendous impact on car accident victims’ and survivors’ lives, they should be considered accordingly. Some of the more common types of non-economic damages awarded in car accident lawsuits include:
- Loss of consortium
- Loss of enjoyment of life
- Loss of household services
- Reputational damage
- Physical pain
- Emotional distress
But filing a car accident lawsuit also means you could recover any economic damages you endured and any that an insurance company does not cover. Some of these might include:
- Lost wages
- Diminished earning capacity
- Future medical care
- Medical equipment
- Remaining property damages
- Remaining medical expenses
- Costs of increased insurance premiums
Bringing your case to trial may be intimidating, but having a legal advocate by your side can help you prove your case for why you should recover maximum compensation for your suffering that someone else’s negligence caused.
Contact Us Today for a Free Consultation
When you are stuck dealing with massive medical expenses related to your car accident, having legal representation to fight for you can help you navigate the process and work toward a favorable outcome.
You can reach out to a Florida car accident lawyer with the Law Offices of Anidjar & Levine for counsel about your potential case. Our firm offers free, no-obligation consultations to car accident victims across Florida. Claim yours when you call us at 1-800-747-3733. We are ready to get started on reviewing your legal options with you today.
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