If you have been injured in a car crash, a Naples car accident lawyer will deal with the insurance companies for you. In order to collect compensation for your car accident injuries, you typically must go through at least one insurance company, and sometimes more than one.
In Florida, where drivers are required to carry personal injury protection (PIP) coverage under Florida Statutes §627.736, it is almost always necessary to file a claim with your own insurance company for damages associated with your injuries. If your damages exceed your policy limits, you then must file with the other driver’s carrier.
We can handle this process on your behalf so you can focus on recovering. We do everything from filing the paperwork to gathering evidence to negotiating for compensation. Best of all, we are so confident in our ability to get you the money you deserve that we never collect a fee until you get paid. There is no financial risk when you work with us.
For a free legal consultation, call (800) 747-3733
How Your Lawyer Deals with the Insurance Company
Because Florida is a PIP state, you usually must file a personal injury claim with your own insurance company before going after the other driver and their insurer. State law requires that you carry at least $10,000 in PIP coverage.
However, once you exhaust your policy limit, you can pursue the other driver for additional damages. Also, since PIP does not cover non-economic damages, such as pain and suffering, you can file a claim against the other driver for those, as well.
Here is how we intercede with the insurance company on your behalf and promote your case’s success:
We Gather Evidence and Put Together a Compelling Claim
Insurance companies are for-profit entities, which means they have a financial incentive to maximize their profits. If they can reduce what they pay out in claims, they will.
Your lawyer’s job is to preempt any scenario where the insurance company can pay you less than you deserve, and a way to do that is to overwhelm them with evidence.
We pour extensive resources into gathering every piece of evidence available to make your claim as compelling as possible.
We Negotiate for the Compensation you Deserve
Insurance companies have large teams of highly paid and highly skilled negotiators whose job is to keep their payouts as low as possible. You deserve an attorney on your side just as much as the insurance companies.
We have a long and successful track record of going toe-to-toe with insurance companies and making them pay our clients what they deserve.
We Avoid Mistakes That Cost You Money
When you try to deal with the insurance company on your own, they might use tactics to get you to say something they can use against you to reduce the value of your claim. Because we have spent years honing the craft of negotiating with insurance companies, we know how to avoid these mistakes.
Before you talk to anyone from the insurance company, speak with a personal injury lawyer from our team, and let us show you how we can negotiate with them on your behalf. A car accident lawyer will deal with the insurance companies for you.
Damages You Can Recover From the Insurance Company
How much compensation you can request from the insurance company depends on:
- The type and seriousness of your injuries
- Your anticipated recovery
- The nature of the car accident
- How the aftermath of the accident has affected you physically, emotionally, and financially
After reviewing all these areas, we can accurately calculate the value of your damages, which can include:
- Medical expenses: For past and expected medical treatment
- Lost wages: For work you missed
- Diminished future earning capacity: For changing jobs or not returning to work at all
- Property damage: For your damaged or destroyed car
- Pain and suffering: For the physical pain you’re suffering from
- Wrongful death damages: For the expenses you incurred if your loved one passed away from the accident
We Can Provide All These Services for You on a Contingency-Fee-Basis
When you call us for a free consultation, we will review the facts of your case and further explain how we can help you. Our services are contingent on the outcome of your case, so there are no upfront, start-up, or hourly fees involved.
We only take our payment if and when you are awarded compensation. Otherwise, you will not be charged.
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Call Today for a Free Case Evaluation
We want to begin working on your case as soon as possible because there is a statute of limitations under Florida Statutes §95.11(3)(a) that might limit the amount of time we have.
For a free, no-obligation car accident case evaluation in Naples, call the Law Offices of Anidjar & Levine today. You pay no attorney’s fees unless we secure a successful financial outcome.