Being injured in a crash caused by an uninsured driver can leave you with many questions. At Anidjar & Levine, our uninsured motorcycle accident lawyers in Indialantic are committed to helping injured victims recover compensation for medical bills, lost income, and other damages.
Marc has successfully handled thousands of cases, and together with his co-founder, Glen Levine, they have recovered over $450 million for their clients.
Our motorcycle accident lawyers in Indialantic handle uninsured and hit-and-run motorcycle accident cases, helping clients pursue compensation through all available coverage options.
Call today for a free consultation to discuss how we can help with your case.
Challenges of Uninsured Motorcycle Accident Claims
Florida law does not require motorcycles to carry no-fault Personal Injury Protection (PIP) benefits. This means that injured riders cannot rely on PIP to cover medical bills or lost wages. When the at-fault driver is uninsured, possible sources of compensation include:
- Uninsured Motorist (UM) coverage: A policy that pays for injury-related losses caused by an uninsured or hit-and-run driver.
- MedPay: Optional insurance that can cover immediate medical expenses.
- Liability claims: If another party shares responsibility for the crash, a claim may be filed against them.
Motorcycle crashes often occur in high-traffic areas such as A1A, Fifth Avenue, and the causeways. Both locals and tourists heavily use these roads, and accidents here usually require careful investigation to establish fault and identify viable sources of compensation.
Factors That Affect Motorcycle Accidents
Roads like the Eau Gallie Causeway, A1A, and Riverside Drive create unique conditions for motorcycle riders. Congestion, seasonal traffic, and limited visibility can contribute to collisions. Evidence such as video footage, debris patterns, and witness statements can be critical in showing what happened.
Our Indialantic personal injury lawyers work to collect this evidence quickly before it is lost. Local knowledge of traffic patterns and common crash factors helps us address disputes over fault or liability and build a strong case.
Steps Our Indialantic Uninsured Motorcycle Accident Attorneys Take to Build Your Case
After a motorcycle accident involving an uninsured or hit-and-run driver, thorough preparation is key to proving liability and damages. We take steps such as:
- Gathering evidence: This includes police reports, available video footage, and witness testimony.
- Documenting injuries: Medical records, physician reports, and treatment plans show the impact of the crash on your health.
- Calculating damages: We review lost wages, medical bills, and the long-term effects of your injuries to determine the full value of your claim.
- Handling insurance communications: This prevents missteps, such as giving recorded statements that could harm your case.
- Preparing for litigation: If necessary, we build a case for trial using accident reconstruction and expert testimony.
Insurance Options After a Crash With an Uninsured Driver
Even if the at-fault driver is uninsured, there may be other ways to seek compensation. These include:
- Uninsured Motorist (UM) coverage: UM coverage pays for injuries caused by an uninsured or hit-and-run driver.
- MedPay: This optional coverage can help with medical expenses regardless of who caused the crash.
- Collision coverage: If your policy includes collision coverage, it can pay for repairs or replacement of your motorcycle.
- Health insurance: Health insurance may cover medical treatment when no other coverage is available.
Our Indialantic uninsured motorcycle accident attorneys may identify other liable parties, such as:
- A vehicle owner under Florida’s dangerous instrumentality doctrine.
- A business or bar under dram shop laws if alcohol was served to a minor or a habitually intoxicated person.
What If You Don’t Have UM Coverage?
Even without Uninsured Motorist coverage, there are other ways to recover damages:
- Collision coverage can pay for motorcycle repairs.
- MedPay can cover some medical expenses, depending on your policy.
- Liability claims may be filed against negligent parties, such as a driver’s employer or a vehicle owner.
- Health insurance can pay for treatment, and we can negotiate lien reductions to help you retain more of your recovery.
We also investigate less obvious sources of compensation, such as rideshare or delivery insurance policies, or liability for unsafe road conditions.
Compensation Available in Uninsured Motorcycle Cases
The financial recovery you may receive depends on your policy limits, the crash circumstances, and the severity of your injuries. Common types of compensation include:
- Medical bills: This includes emergency care, surgeries, rehabilitation, and long-term treatment.
- Lost wages: Compensation for time missed at work and reduced earning capacity.
- Pain and suffering: Compensation for physical pain and emotional distress.
- Property damage: Repairs or replacement of your motorcycle and other personal belongings.
- Future care: Costs for ongoing medical treatment or therapy.
When another party shares fault, such as an employer or a bar, additional claims may expand your compensation options.
Deadlines and Florida Laws That May Affect Your Case
Florida law sets a two-year statute of limitations for personal injury lawsuits arising from crashes that occurred on or after March 24, 2023. This deadline applies to negligence claims against at-fault drivers and other liable parties.
Uninsured Motorist claims also have policy-specific deadlines for notifying your insurer and cooperating during the claims process. Missing these deadlines could harm your ability to recover compensation.
Florida’s modified comparative fault rule bars recovery if you are found more than 50% at fault for the crash. Insurers may argue that your speed, lane positioning, or helmet use contributed to your injuries. We work to counter these arguments using evidence and expert analysis.
Why Choose Our Team for Your Case
Uninsured and hit-and-run motorcycle accident cases often involve complicated insurance issues and disputes over fault. We focus on thorough investigations, gathering strong evidence, and presenting your case clearly and effectively.
We understand the conditions that contribute to motorcycle crashes, from A1A to the causeways. Our approach includes collecting video footage, tracking down witnesses, and working with local agencies to strengthen your case.
We handle all communications with insurers and provide regular updates, so you know where your case stands. Our goal is to pursue full compensation for your injuries and losses, whether through settlement or litigation.
Let Our Uninsured Motorcycle Accident Lawyer Help
If an uninsured or hit-and-run driver injured you, you don’t have to handle the legal and financial challenges on your own. We can review your case, identify coverage options, and fight for the compensation you deserve.
Call today for a free consultation, and let us help you take the next steps.
We Can Help.