After a hurricane, your insurance company must compensate you for covered losses. In an attempt to minimize their losses, insurers may deny or delay processing your claim, leaving you with no way to repair the damages to your West Palm Beach home.
A hurricane property claim lawyer in West Palm Beach can help hold your insurance company accountable. The team from the Law Offices of Anidjar & Levine will handle every aspect of your claim and fight to get you the maximum compensation for your damages.
We offer a free consultation and policy review. To schedule your appointment, call us now at 1-800-747-3733.
A Hurricane Property Claim Lawyer in West Palm Beach Can Help With Your Insurance Claim
After a hurricane, insurers have a legal obligation to deal fairly with their policyholders by processing and paying the fair value of all valid claims. However, because insurance companies do not want to pay out any more money than they have to, they may try to deny or delay processing your claim, hoping you will eventually give up.
Under the Florida statutes, insurers must deal with your claim in good faith. Our property claim lawyers will fight to get your claim paid for the fair value of your damages.
Your insurance company may use some questionable tactics in an attempt to minimize their financial losses, including:
- Denying you have valid coverage in force
- Denying your policy covers your specific losses
- Undervaluing your claim
- Offering a quick, lowball settlement in exchange for a release of liability
- Discouraging policyholders from hiring a hurricane property claim lawyer
- Making fraudulent or misleading statements to policyholders
- Refusing to investigate your claim
- Sending an unqualified adjustor to investigate your claim
We can prepare and submit your claim, or we can assist you with an existing claim. These are a few of the ways our hurricane damage attorneys can help you:
Document and Submit Your Original Claim
When you trust the Law Offices of Anidjar & Levine to document your original claim and submit a demand to the insurance company, we will hold the insurer accountable for paying out your claim in accordance with the terms of your policy.
Submit a Revised Claim
If you received a payout on your original claim and later discovered more damage, the insurance company may deny your right to seek additional compensation. We will document your additional damages, submit a revised claim, and push the insurer to comply with the terms of your policy.
Appeal a Claim Denial
If the insurer denied a valid claim, we will contact them to determine their basis for the denial. We will provide additional documentation to support your claim and prove your policy covers these losses. We will not allow the insurance company to deal in bad faith on your property claim.
Negotiate an Undervalued Settlement Offer
Undervaluing a claim also constitutes bad faith. Often, we can convince the insurer to revise their offer for settlement by providing additional documentation to support the actual value of your losses.
If necessary, our legal team will file a lawsuit to help you recover the full payout you are due under your policy terms and coverage. In most cases, filing legal action is enough to compel the insurer to treat your claim fairly.
Let Our Hurricane Property Claim Lawyers in West Palm Beach Help
When you trust the Law Offices of Anidjar & Levine to handle your West Palm Beach hurricane property damage claim, you will have the benefit of our extensive resources and in-depth knowledge. This complex area of the law can be confusing, and we do not want you to struggle to get the compensation you deserve.
Our services to you include:
Explaining Your Hurricane Coverage
We will review the terms and language of your policy and explain your coverage and your legal rights. In some cases, property claim disputes arise because the policyholder misunderstood the nature or amount of their coverage.
Documenting and Preparing Your Property Claim
We will obtain and assemble documentation to support your covered losses. Then we will prepare your claim and submit it to the insurance company with a demand for settlement.
Negotiating to Get You the Maximum Settlement
We will negotiate with the insurance company and their lawyers to obtain the maximum settlement for your damages.
Protecting Your Legal Rights
We will communicate with all parties on your behalf to protect you from any bad faith tactics the insurance company may attempt.
You have a limited time to file a hurricane property claim with the insurance company. There is also a deadline to file legal action against the insurer. Contact us today so we can help you preserve your right to seek compensation.
Documenting Hurricane Damages for Your West Palm Beach Property
The value of your hurricane property claim will depend on the extent of the damages your policy covers. In most cases, however, insurance should cover some or all of these items:
- Repairing the damages to your home
- Repairing the damages to other structures, such as a garage or guest house
- Repairing the damages to your swimming pool, fencing, and hardscape elements
- Compensating you for the covered amount of personal property
- Compensating you for disaster remediation
- Compensating you for any covered items you already replaced
- Compensating you for displacement expenses, such as hotel, meals, etc.
You may also have coverage for debris cleanup and haul-off, board-up, and any actions you took to prevent further damage, such as putting up tarps or temporary roofing.
We may need some of the following items to assist with your claim:
- A copy of your homeowner’s policy
- Insurance agent or company contact information
- An itemized list of covered contents and personal property
- Receipts for covered expenses
- Before and after photos of your home and personal property
- Contractor repair estimates
- Details of your conversations or correspondence with the insurance company
Until you talk with a hurricane property claim lawyer, avoid making any statements, signing any documents, or agreeing to any settlement with your insurer.
Free Policy Review for West Palm Beach Hurricane Property Damage
You do not have to remain at the mercy of the insurance company. The hurricane property claim lawyers from the Law Offices of Anidjar & Levine understand how to hold them accountable for your covered losses.
We are available any time, day or night, to answer your questions and help you recover a settlement for your covered losses. To schedule your complimentary policy review and consultation, call our office now at 1-800-747-3733.