If your St. Augustine home sustained damage in a hurricane or tropical storm, you want a legal team who understands how the insurance companies work and how to recover the damages you deserve.
Damages You May Recover in Your St. Augustine, FL Hurricane Damage Claim
The damages you can recover after a hurricane will vary based on the details of your Florida hurricane insurance coverage. While Florida insurance laws outline certain rules, your policy may outline a limit or charge an additional deductible for hurricane damage.
In most cases, hurricane insurance covers the following types of damage:
- The repair or replacement of your St. Augustine home
- Repair or replacement of smaller structures on your property, for example, an in-law suite or a separate garage
- Costs associated with securing your home after damage occurs, such as temporary roofing and boarding up broken windows
- Personal items, such as furniture, clothing, toiletries
- Costs associated with temporary living arrangements, such as hotel fees
To better understand your St. Augustine hurricane insurance coverage, speak with a hurricane property claim lawyer in St. Augustine, FL today. Call 1-800-747-3733 for a free claim review.
We Hold the Insurance Company Liable for Your Hurricane Damage
You purchased insurance coverage to protect your most significant financial asset. Now that damage has occurred, you expect your insurance company to pay. However, the insurer may attempt to lower its own costs by using underhanded strategies in an effort to deny your claim or reduce its payout.
For example, some St. Augustine insurance companies may:
- Say your policy is invalid when it is not
- Claim your policy does not cover hurricane damage when it does
- Delay sending an adjuster to view the damage
- Claim you owe an additional hurricane deductible without proper notification
- Avoid viewing sections of your home and then denying there was damage
- Undervalue your claim
If your insurance company tries to get out of paying your claim, you want a legal team who is not afraid to fight for your rights. You bought coverage and paid your premiums, now it is time for the insurance company to do its part and cover your hurricane losses.
How the Law Offices of Anidjar & Levine Can Help with Your Hurricane Damage Claim
There are multiple benefits to hiring a legal team dedicated to protecting your rights. You are dealing with an immensely stressful situation; the last thing you should be worrying about is how you can get your insurer to do its job. Our team can help you navigate the hurricane claims process in the following ways:
Stand Up to the Insurance Companies
If your insurance company tries to get out of covering your losses, we can stand up to the company and insist it meets its legal obligations under your contract.
Calculate Your Damages
The damages you incur may go beyond broken windows or a damaged roof. Your personal property may have also suffered damage; you may be able to recover the cost of replacing trees, and your policy may cover other damages, as well. Our team can review all the damage that occurred and will take the time to calculate all your losses.
File Your Claim
We take care of gathering all the evidence and paperwork to file your St. Augustine hurricane damage claim. This lets you focus on what matters — you and your family.
Appeal a Denial
In some cases, the insurance company may deny your claim outright. It may be a tactic to pay you less, or it may just need additional documentation. Whatever the cause for your denial, we can handle the appeals process on your behalf.
Fight in Court
If your St. Augustine insurance company refuses to pay, our team has the skills and resources necessary to face a court battle. We will represent your interests and present your claim to the court if required.
After a hurricane damages your St. Augustine home, you want a legal advocate who is passionate and knowledgeable. Let our team help you navigate the claims process. Call 1-800-747-3733 for a free review of your hurricane insurance coverage.
Statute of Limitations on St. Augustine, FL Hurricane Damage Claims
The weeks after a hurricane can be overwhelming. However, it is critical to seek legal help as soon as possible and begin the claims process. The state of Florida gives hurricane damage victims just three years from the day the storm hits land to file a claim in court.
This limit also applies to supplemental or reopened claims, which occur when a homeowner uncovers additional damage after the initial claim is finalized.
Legal Help You Can Trust: Call a Hurricane Property Claim Lawyer in St. Augustine, FL Today
Hurricanes can cause devastating damage to homes and businesses. While property can be rebuilt, the emotional damage can last much longer. When navigating a St. Augustine hurricane damage claim, you want a legal team that understands the emotional impact the loss or damage of your home can cause.
We are here to help you navigate this challenging time. Let us help you recover the compensation you need and deserve from your insurance company so you can focus on rebuilding your life.
Call 1-800-747-3733 for a free St. Augustine claim review.